Not a bad idea, although when it comes to insurance, you'll end up paying for it one way or another.
Biden-Harris Administration Requires Insurance Companies and Group Health Plans to Cover the Cost of At-Home COVID-19 Tests, Increasing Access to Free Tests
https://www.hhs.gov/about/news/2022/...ree-tests.html
My parents have started to prep for dooms day, getting supplies ready for the inevitable, disposable gloves, PPE, panamax

....only thing they can't get is RAT kits. Fortunately my sister's friend runs a pharmacy and they reserved us a small handful.
Hunger games with vaccines, and now with RAT kits and looks like chicken next.....