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Old 12-07-2011, 10:05 PM   #1
fat4D
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Default Stupid Medicare Levy

so got my group cert today, and just went through the whole etax online thingo... and with the medicare levys (i have to pay both) i owe the tax department 800bucks!

so ****ed atm i didnt go to the doctors once, im a healthy 22 yr old who has no kids, claims nothing in terms of deductions, never received a cent fro centrelink or any form of government hand out... apart from Krudds stupid hand out.

anyone have an idea where i might have gone wrong?

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Old 12-07-2011, 10:12 PM   #2
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Default Re: Stupid Medicare Levy

Earning enough income at 22 to have to pay the surcharge must really suck.
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Old 12-07-2011, 10:14 PM   #3
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Default Re: Stupid Medicare Levy

spend your next day off making appointments with every GP or specialist you can that bulk bills. by the end of the day you'll have had your money's worth.

watch out for the prostate exam. its a doozy
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Old 12-07-2011, 10:19 PM   #4
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Default Re: Stupid Medicare Levy

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watch out for the prostate exam. its a doozy
Prostate using a digit up the bum is old school - new (indicative) way is blood test. If that result comes back "dodgy" then finger up the rear may still be needed.
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Old 13-07-2011, 03:51 PM   #5
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by JC
Prostate using a digit up the bum is old school - new (indicative) way is blood test. If that result comes back "dodgy" then finger up the rear may still be needed.
Hang on, my doctor was waving his hands in front of my face saying, "Can you feel my finger?"

Noooooooooooo
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Old 13-07-2011, 04:06 PM   #6
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Default Re: Stupid Medicare Levy

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Originally Posted by nuthin' fancy
Hang on, my doctor was waving his hands in front of my face saying, "Can you feel my finger?"

Noooooooooooo
"look no hands"

I think a few have hit this nail on the head. You can't have your cake and eat it too. It sucks paying tax and levy's (believe me company tax is worse and is a killer) but its there to help the Aussies who need it most in the health care system. It's much worse d in the U.S.

I personally would rather think outside the square and invest all the hard earned onto things that will benefit me in the long run etc. Property etc.
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Old 12-07-2011, 10:14 PM   #7
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Default Re: Stupid Medicare Levy

Thats why you pay an accountant so they can claim things that you dont know about.
Did you claim laundering of work gear?
Did you claim stationary?
Did you make any donations?

There are many more things you can claim to reduce your income.
pay for an accountant this year and you can claim the fee next year.
They know how to get the maximum return - thats their job.
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Old 12-07-2011, 10:19 PM   #8
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by davway
Thats why you pay an accountant so they can claim things that you dont know about.
Did you claim laundering of work gear?
Did you claim stationary?
Did you make any donations?

There are many more things you can claim to reduce your income.
pay for an accountant this year and you can claim the fee next year.
They know how to get the maximum return - thats their job.
been to one the last few years but after only getting $127 back last year thought i would do my own... how ever the thought of paying an accountant and getting enough for a case of beer compared to giving the government more money i think i might just do it.

as for claiming stuff, did the shoes, laundry and a bit of travel, stationary and few bucks worth of donations, would hate to see the figure with out claiming stuff
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Old 12-07-2011, 10:18 PM   #9
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Default Re: Stupid Medicare Levy

The first part of the levy (1.5%, I think), should be taken out by your employer.

The second part is for those with no private health, and is an additional 1% - for some, it's worth taking out the basic private cover that is closest to what the 1% is worth. Personally, I'd rather pay to a heath insurance fund for at least some level of cover I'm unlikely to need or use, rather than pay the govt a "free" additional 1% tax.

If you want the name of a tax agent to review your bill etc, send me a PM and I'll put you in touch with my old man - his fees are way cheaper than most (if not all). But if e-tax says you owe, then you probably do (though there are some basic deductions you can make with the right advice).
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Old 12-07-2011, 10:18 PM   #10
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Default Re: Stupid Medicare Levy

you went wrong by being a tight a.s. and not paying an accountant to do it for you.
You'd probably be getting 800 back instead..
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Old 12-07-2011, 10:19 PM   #11
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Default Re: Stupid Medicare Levy

So when you are old and have health problems you will be willing to pay full cost for your health care?

Seeing an accountant is good advice.
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Old 12-07-2011, 10:26 PM   #12
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by naddis01
So when you are old and have health problems you will be willing to pay full cost for your health care?

Seeing an accountant is good advice.

id prefer the government stops giving so much money to the dole bludgers who drink, sniff, inject and smoke the money they get instead of trying to find a job. hell they can live in a cardboard box for all i care. sounds harsh but i used to run a maccas across the road from filthy govo flats and the amount of times they tried to get free stuff or threaten me with knifes an the like to get money couldnt care.

at the same time the people who legitimately are on the dole and need the assistance of the gov i have no problem with and if this was the case would happily pay the money it appears i owe
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Old 12-07-2011, 10:29 PM   #13
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by fat4D
id prefer the government stops giving so much money to the dole bludgers who drink, sniff, inject and smoke the money they get instead of trying to find a job. hell they can live in a cardboard box for all i care. sounds harsh but i used to run a maccas across the road from filthy govo flats and the amount of times they tried to get free stuff or threaten me with knifes an the like to get money couldnt care.

at the same time the people who legitimately are on the dole and need the assistance of the gov i have no problem with and if this was the case would happily pay the money it appears i owe
Excellent now all you have to do is invent a better system for distribution of money to those who deserve it and dont and your wish will come true till then pay the levy
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Old 12-07-2011, 10:37 PM   #14
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by fat4D
id prefer the government stops giving so much money to the dole bludgers who drink, sniff, inject and smoke the money they get instead of trying to find a job. hell they can live in a cardboard box for all i care. sounds harsh but i used to run a maccas across the road from filthy govo flats and the amount of times they tried to get free stuff or threaten me with knifes an the like to get money couldnt care.

at the same time the people who legitimately are on the dole and need the assistance of the gov i have no problem with and if this was the case would happily pay the money it appears i owe
you do realise that the people that threatened you with a knife, if they wernt getting any money from centrelink. They would have killed you.
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Old 14-07-2011, 05:03 PM   #15
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by fat4D
id prefer the government stops giving so much money to the dole bludgers who drink, sniff, inject and smoke the money they get instead of trying to find a job. hell they can live in a cardboard box for all i care. sounds harsh but i used to run a maccas across the road from filthy govo flats and the amount of times they tried to get free stuff or threaten me with knifes an the like to get money couldnt care.

at the same time the people who legitimately are on the dole and need the assistance of the gov i have no problem with and if this was the case would happily pay the money it appears i owe

If that's what you want Vote Labor/Greens alliance OUT at the next election. They can not run the country plain and simple.
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Old 12-07-2011, 10:20 PM   #16
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Default Re: Stupid Medicare Levy

If you get Private health Insurance then you wouldn't have to pay the second medicare levy.

Another option is to try to get your taxable income below the 1% Medicare levy.
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Old 12-07-2011, 10:30 PM   #17
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Default Re: Stupid Medicare Levy

$800 bucks hey? I'll trade you my tax bill.
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Old 12-07-2011, 10:33 PM   #18
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Default Re: Stupid Medicare Levy

at 22 you are earning enough to attract the extra levy you are too tight to pay insurance or an accountant and you whinge when you get the bill???? . When you are old you will be glad there are 22 year olds out there helping to pay for your health care costs that you refused to cover with insurance despite having the income to pay for it.
people like you make me sick you want it all and don't want to give any back. we are seeing the gimme generatin surging ahead with a vengance. when you're 70 and need surgery to save your life and have to wait because you have no insurance, you'll be screaming the loudest about how unfair the system is even though you are so un willing to contribute now.
there are a lot of families that would be happy to be in the position where they have to pay the extra levy so quit your whinging and pay up
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Old 12-07-2011, 10:42 PM   #19
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Post Re: Stupid Medicare Levy

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Originally Posted by au3xr6
at 22 you are earning enough to attract the extra levy you are too tight to pay insurance or an accountant and you whinge when you get the bill???? . When you are old you will be glad there are 22 year olds out there helping to pay for your health care costs that you refused to cover with insurance despite having the income to pay for it.
people like you make me sick you want it all and don't want to give any back. we are seeing the gimme generatin surging ahead with a vengance. when you're 70 and need surgery to save your life and have to wait because you have no insurance, you'll be screaming the loudest about how unfair the system is even though you are so un willing to contribute now.
there are a lot of families that would be happy to be in the position where they have to pay the extra levy so quit your whinging and pay up
That's a bit full on. I hate paying for private health insurance (really no need for it in Canberra if you're prepared to wait for elective surgery), and only pay for it so the govt doesn't get any more of my money than they already do.

Anyway, Fat4D now has the contact details of the best tax agent I know......
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Old 12-07-2011, 10:53 PM   #20
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by JC
That's a bit full on. I hate paying for private health insurance (really no need for it in Canberra if you're prepared to wait for elective surgery), and only pay for it so the govt doesn't get any more of my money than they already do.

Anyway, Fat4D now has the contact details of the best tax agent I know......
cheers for the assistance mate, and your right why should i pay for private health insurance when i dont need it. only time i have been to a doc /hospital in the last 4 years is when i cut my finger at work. but if it means it goes to them instead of the gov ill be looking into it atleast on the chance something random happens ill have that
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Old 12-07-2011, 11:15 PM   #21
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by fat4D
cheers for the assistance mate, and your right why should i pay for private health insurance when i dont need it. only time i have been to a doc /hospital in the last 4 years is when i cut my finger at work. but if it means it goes to them instead of the gov ill be looking into it atleast on the chance something random happens ill have that
Mate, I'm saying this is the nicest possible way... not having a dig.

When I was 21 I was the same, never went to the docs, never had a need, was a healthy, very fit semi pro athlete. then out of the blue one day I found something that did make me go to the docs..
I spent the next 4 mths having chemo therepy for cancer. all cleared up now.
12 mths later my best mate (another fit healthy, never went to the docs 22yr old) was involved in a car accident on the way to work. He's not with us now.

My point? be it car, bike home or health. it's called INSURANCE for a reason.
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Old 12-07-2011, 11:21 PM   #22
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by GTpilot
Mate, I'm saying this is the nicest possible way... not having a dig.

When I was 21 I was the same, never went to the docs, never had a need, was a healthy, very fit semi pro athlete. then out of the blue one day I found something that did make me go to the docs..
I spent the next 4 mths having chemo therepy for cancer. all cleared up now.
12 mths later my best mate (another fit healthy, never went to the docs 22yr old) was involved in a car accident on the way to work. He's not with us now.

My point? be it car, bike home or health. it's called INSURANCE for a reason.
mate i totally agree, you never know if its going to be you or the next bloke that has things happen and your right its called insurance for a reason. its not for what you know is coming its what you dont.

and its a risk im willing to take i just dont understand why the gov should be able to dictate things like this
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Old 12-07-2011, 11:21 PM   #23
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by fat4D
cheers for the assistance mate, and your right why should i pay for private health insurance when i dont need it. only time i have been to a doc /hospital in the last 4 years is when i cut my finger at work. but if it means it goes to them instead of the gov ill be looking into it atleast on the chance something random happens ill have that
the reason they expect you to either have insurance or pay the levy is to take the burden off the public system they make it financially attractive to take out insurance so if you need health care the ones that can afford to fund their own health cover.
the idea is we all contribute not just those who need it I appreciate what you say about the hard work you do but with your income whinging about paying is just plain selfish.
without this system we would be like the US wher people routinly die because the can't afford to get treatment. you attend hospital and the first thing they want is your insurance details . no insurance? sorry I know you are having a heart attack but you can't afford to get treatment so please go outside before you die
we have a high standard of emergency medicine in Australia but if people who earn good money don't contribute as they do now the whole system falls appart.
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Old 12-07-2011, 11:25 PM   #24
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by au3xr6
the reason they expect you to either have insurance or pay the levy is to take the burden off the public system they make it financially attractive to take out insurance so if you need health care the ones that can afford to fund their own health cover.
the idea is we all contribute not just those who need it I appreciate what you say about the hard work you do but with your income whinging about paying is just plain selfish.
without this system we would be like the US wher people routinly die because the can't afford to get treatment. you attend hospital and the first thing they want is your insurance details . no insurance? sorry I know you are having a heart attack but you can't afford to get treatment so please go outside before you die
we have a high standard of emergency medicine in Australia but if people who earn good money don't contribute as they do now the whole system falls appart.

not in canberra lol. sorry couldnt help it. look i do understand the reasons behind it but when its the difference from me doing my tax return an it all being good to being told i have to pay more money just annoys me
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Old 12-07-2011, 10:50 PM   #25
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by au3xr6
at 22 you are earning enough to attract the extra levy you are too tight to pay insurance or an accountant and you whinge when you get the bill???? . When you are old you will be glad there are 22 year olds out there helping to pay for your health care costs that you refused to cover with insurance despite having the income to pay for it.
people like you make me sick you want it all and don't want to give any back. we are seeing the gimme generatin surging ahead with a vengance. when you're 70 and need surgery to save your life and have to wait because you have no insurance, you'll be screaming the loudest about how unfair the system is even though you are so un willing to contribute now.
there are a lot of families that would be happy to be in the position where they have to pay the extra levy so quit your whinging and pay up
the thing that has got me complaining is that yes im 22 i work 60hrs a week sometimes more running a supermarket, everything i have i have worked for im actively giving back to my community by helping organising over a tonne of food to local charities and families every week, and take time every day to talk to the elderly people who come to my store everyday and have often giving them things for cheaper as i know how hard some people that age have it. i have no problem giving to the people that need it.

as for the gimme generation. i got a job at 14 and since having that job my parents didnt buy me one thing that i simply wanted i bought it with my own money that i busted my guts for.

worked 40hrs a week while doing my HSC, i am where i am because i have worked for it, and i dont understand why i should have to pay even more when the government is going to **** my money up the wall
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Old 13-07-2011, 03:41 PM   #26
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by fat4D
the thing that has got me complaining is that yes im 22 i work 60hrs a week sometimes more running a supermarket, everything i have i have worked for im actively giving back to my community by helping organising over a tonne of food to local charities and families every week, and take time every day to talk to the elderly people who come to my store everyday and have often giving them things for cheaper as i know how hard some people that age have it. i have no problem giving to the people that need it.

as for the gimme generation. i got a job at 14 and since having that job my parents didnt buy me one thing that i simply wanted i bought it with my own money that i busted my guts for.

worked 40hrs a week while doing my HSC, i am where i am because i have worked for it, and i dont understand why i should have to pay even more when the government is going to **** my money up the wall
Mate I know how you feel, I am in my 40's now and like you used to work big hours from when I was 15, saved my cash and invested wisely in property, now in my 40's I live the good life, in a big house with nice cars enjoying life.

All of a sudden I have supposed mates telling me how I was just lucky, with some having jealous hissy fits at me being semi retired at 40 living in a 40 square home with 200k worth of cars in the four car garage.....stuff them and do what you do, it will be worth it if you are smart about it.....I did what you did and all the hard work payed off.

And I was never given a cent that I have not earned since I was 15 years old


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Old 13-07-2011, 06:08 PM   #27
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by au3xr6
at 22 you are earning enough to attract the extra levy you are too tight to pay insurance or an accountant and you whinge when you get the bill???? . When you are old you will be glad there are 22 year olds out there helping to pay for your health care costs that you refused to cover with insurance despite having the income to pay for it.
people like you make me sick you want it all and don't want to give any back. we are seeing the gimme generatin surging ahead with a vengance. when you're 70 and need surgery to save your life and have to wait because you have no insurance, you'll be screaming the loudest about how unfair the system is even though you are so un willing to contribute now.
there are a lot of families that would be happy to be in the position where they have to pay the extra levy so quit your whinging and pay up
Wake up to yourself! All high and bloody mighty. What the op earns at what age has nothing to do with you.
I thought public health was for everyone, thats what part of our taxes pay for and you have the hide to say people like him make you sick for not getting private health because the op can afford it, are you for real? I don't have private health i already pay my taxes, public health is fine with me and the medicare levy doesn't worry me its the same a tax and fuel and a roof over your head it has to be paid so their's no point whinging about it.
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Old 13-07-2011, 07:39 PM   #28
Road Games
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Default Re: Stupid Medicare Levy

Quote:
Originally Posted by au3xr6
at 22 you are earning enough to attract the extra levy you are too tight to pay insurance or an accountant and you whinge when you get the bill???? . When you are old you will be glad there are 22 year olds out there helping to pay for your health care costs that you refused to cover with insurance despite having the income to pay for it.
people like you make me sick you want it all and don't want to give any back. we are seeing the gimme generatin surging ahead with a vengance. when you're 70 and need surgery to save your life and have to wait because you have no insurance, you'll be screaming the loudest about how unfair the system is even though you are so un willing to contribute now.
there are a lot of families that would be happy to be in the position where they have to pay the extra levy so quit your whinging and pay up
Ummmm coffee a bit strong tonight is it ??
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Old 12-07-2011, 11:01 PM   #29
Charliewool
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Default Re: Stupid Medicare Levy

WOW... Talk about laying the boots in? Give the guy a break.
Deep breath everyone... The guys TWENTY TWO and obviously busts his boiler trying to get somewhere and it's what?.. "gimme generation" .. "Make me sick" etc... Un ****** believable
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Old 12-07-2011, 11:16 PM   #30
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Default Re: Stupid Medicare Levy

I love the oldies hating on the younger generation, yet in my years in finance and insurance the laziest and hardest workers to get through to were the 45+ year olds who I constantly heard winging about the youngins.
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