Welcome to the Australian Ford Forums forum.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and inserts advertising. By joining our free community you will have access to post topics, communicate privately with other members, respond to polls, upload content and access many other special features without post based advertising banners. Registration is simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact us.

Please Note: All new registrations go through a manual approval queue to keep spammers out. This is checked twice each day so there will be a delay before your registration is activated.

Go Back   Australian Ford Forums > Ford Australia Vehicles > Small and Mid Sized Cars > Fiesta, Festiva and Ka

Reply
 
Thread Tools Display Modes
Old 13-01-2017, 06:06 PM   #1
paulki
Starter Motor
 
Join Date: Jun 2014
Posts: 24
Default Insurance Claim

Although not specifically a Fiesta question, but as we own a WQ model, can we ask of the forum its view on claiming on our insurance for all the little scratches and blemishes sustained on the paintwork. It would be worth paying the excess if this was allowable.
Also what would we expect to pay for a repaint?
Many thanks.
paulki is offline   Reply With Quote Multi-Quote with this Post
Old 13-01-2017, 06:25 PM   #2
Trump
bitch lasagne
 
Trump's Avatar
 
Join Date: Aug 2012
Location: Sonova Beach
Posts: 15,110
Default Re: Insurance Claim

You have buckleys chance of getting insurance to stump up for a respray. An incident has to be declared for insurance to pay and the only thing they repair is the damage sustained and nothing else (if less than 50% of the market value of the car, otherwise they write it off).
__________________




Scaled Business Solutions
For Your Small Business IT Needs
Trump is offline   Reply With Quote Multi-Quote with this Post
This user likes this post:
Old 13-01-2017, 06:30 PM   #3
.:4:.
Kicking back
 
Join Date: Dec 2013
Location: Western sydney
Posts: 8,675
Default Re: Insurance Claim

Quote:
Originally Posted by Trump View Post
You have buckleys chance of getting insurance to stump up for a respray. An incident has to be declared for insurance to pay and the only thing they repair is the damage sustained and nothing else (if less than 50% of the market value of the car, otherwise they write it off).
Depends on the policy. My boss had panels touched up and rims refinished through insurance on his old bmw anytime anyone breathed on it the wrong way. His insurance was through the roof, but it was a company tax write off so he didn't care.
.:4:. is online now   Reply With Quote Multi-Quote with this Post
2 users like this post:
Old 13-01-2017, 06:27 PM   #4
.:4:.
Kicking back
 
Join Date: Dec 2013
Location: Western sydney
Posts: 8,675
Default Re: Insurance Claim

Are they small enough to hide with a solid wax and buff? I'd be more concerned about losing my max no claim bonus if its only a few light scratches. I have seen some pretty good paint repairs before, but also some terrible ones. I had the rear bumper on a car resprayed way back when and they paint match was good, on pickup I argued about the cracked windshield, hot day? Bull****. They replaced that and when I got home I noticed half the front bar had been sprayed over and slightly mismatched paint. The airbox resonator was nissan too. It was a rush job because the grubs smashed my rear ended car. That was a bad paint repair. Weigh up your excess and factor in any no claim bonus against a quote if the scratches won't buff out then go from there
.:4:. is online now   Reply With Quote Multi-Quote with this Post
This user likes this post:
Old 13-01-2017, 07:02 PM   #5
uniacidz
FF.Com.Au Hardcore
 
uniacidz's Avatar
 
Join Date: Feb 2009
Posts: 1,460
Default Re: Insurance Claim

Wear and tear is NOT claimable

Read your PDS
Download from their website

Will show what you can and cannot claim

And call them and ask



Sent from my HTC Liberty using Tapatalk 2
__________________
Before -
ED Falcon Futura (sold)
EL XR6 (R.I.P.)
VX SS (R.I.P)
VE Berlina
uniacidz is offline   Reply With Quote Multi-Quote with this Post
3 users like this post:
Old 17-01-2017, 10:19 PM   #6
fobzee
Regular Member
 
Join Date: Dec 2013
Location: Sydney
Posts: 111
Default Re: Insurance Claim

lol good luck with that, you can't just pay the excess and get whatever you want done

just get it detailed??
fobzee is offline   Reply With Quote Multi-Quote with this Post
3 users like this post:
Old 18-01-2017, 12:00 AM   #7
danzvtil
FF.Com.Au Hardcore
 
danzvtil's Avatar
 
Join Date: Jun 2013
Location: Adelaide
Posts: 1,614
Default Re: Insurance Claim

And all those small scratches and scrapes which happened at different times are deemed a separate claim, with its own excess. My exes Honda had 2 damages claimed and repaired at the same time, excess at the time was 2 X $400.
You'd be better off going direct to a crash repairer and asking for a quote to pay yourself.
__________________
____________________

2019 LDV G10
2009 Mitsubishi Express-GONE
2011 Honda Jazz
____________________
danzvtil is online now   Reply With Quote Multi-Quote with this Post
This user likes this post:
Old 18-01-2017, 10:23 AM   #8
paulki
Starter Motor
 
Join Date: Jun 2014
Posts: 24
Default Re: Insurance Claim

Thanks for the advice.
Any idea what a cost for a repaint? Or maybe a cut and polish would suffice (if they do such a thing these days)?
paulki is offline   Reply With Quote Multi-Quote with this Post
Old 18-01-2017, 11:05 AM   #9
Blue Shadow
R.I.P. Maggie
 
Blue Shadow's Avatar
 
Join Date: May 2015
Location: Brisbane
Posts: 1,286
Default Re: Insurance Claim

Quote:
Originally Posted by paulki View Post
Thanks for the advice.
Any idea what a cost for a repaint? Or maybe a cut and polish would suffice (if they do such a thing these days)?
They do, but if you have stone chips a cut & buff won't help have to paint it
__________________
AUII XR8 200Kw Ute
FG XR6T
1976 289 Mustang (Gone)
Blue Shadow is offline   Reply With Quote Multi-Quote with this Post
Old 18-01-2017, 02:05 PM   #10
fiestaz
FF.Com.Au Hardcore
 
fiestaz's Avatar
 
Join Date: Nov 2009
Location: Sydney
Posts: 1,128
Default Re: Insurance Claim

Quote:
Originally Posted by paulki View Post
Thanks for the advice.
Any idea what a cost for a repaint? Or maybe a cut and polish would suffice (if they do such a thing these days)?
How long is a piece of string? Depends how bad it is. Look up touch up places rather than panel beaters.
I got my fiesta touched up when a trolley scraped it. Wasn't perfect, but you would never know unless you looked. They also touched up any scratches and stone chips. All up was only $100. Definitely worth it and cheaper than respraying panels.
If your in Sydney touch up guys are pretty good.
__________________
2016 Mazda 3 SP25 GT
2019 Hyundai i30 Active.
fiestaz is offline   Reply With Quote Multi-Quote with this Post
Old 26-01-2017, 04:45 PM   #11
paulki
Starter Motor
 
Join Date: Jun 2014
Posts: 24
Default Re: Insurance Claim/Parking Sensors

Many thanks for all the advice.
I will get a couple of quotes as suggested from detailers/touch up specialists.
I have added another title to the thread in the hope of cutting down the amount of future knocks.
I have recently purchased a Territory and the parking sensors are fantastic.
Would like to have them fitted to Fiesta. Camera not necessary but audible sensors front and rear would be great.
Has the forum had any experience with retrofitting and what is your advice?
Any idea of cost?
In Melbourne.
Many thanks.
paulki is offline   Reply With Quote Multi-Quote with this Post
Reply


Forum Jump


All times are GMT +11. The time now is 11:02 PM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Other than what is legally copyrighted by the respective owners, this site is copyright www.fordforums.com.au
Positive SSL