My car is a write off!!!

[fightingfalcon]

Hey Guys,

So there I was in my house playing with my new puppy when I hear the dulcet tones of outrageous wheelspin... it just keeps squealing and squealing and then finally smash... then more squealling then silence.

A minute later comes a knock on the door. "Do you own the green falcon parked out the front?" asks my neighbour (recently moved in)
"yes" i cleverly reply
"you better come have a look at it then"

My heart sank as I remembered the noise, and I go outside with a heavy heart. My BF MKII ZF 6pd XT is ripped open. I have been told by the panel shop it is a total loss, and I am awaiting an assesment.

I can't help wondering though, what would be the market value of this car, 90,000 ks on the clock and extremely well kept. Can anyone hazzard a guess? has anyone been in this situation recently? Will post some pics up soon of the car it got smashed (as i had just cleaned washed and vacuumed it)

Cheers guys

jarrod

[Day-mow]

insurance company will go buy either your agreed value or redbook value.

[XRGhia]

A few panelbeaters on here could give a rough idea of wether it'll be a write off or not when the pics come up mate...


Sorry to hear also... Hopefully it's all repaired, and back on the road!

[The G6ET Spot]

here you go, this may make you feel a little sicker.

Being at the top end of the km range, it seems it may be worth around the $12,000 mark.


http://www.redbook.com.au/used-cars/...d=131F3966D49A

[fightingfalcon]

Pics coming

[EASYBOSS]

Originally Posted by fightingfalcon

Pics coming

Any update on the pics?

[fightingfalcon]

[The G6ET Spot]

Any pics after the accident.

[fightingfalcon]

Not at the moment. It happened pretty late at night. Just had it serviced too!

[Jack960]

Ahah unlucky mate, them idiots always do burnouts and drifting out front the old cement works, the same tard was doing burnouts up my court, i live just near there. Hope you get a decent pay out

[Neale]

I feel sorry for you & your falcon, It looked mint. Its sad theres people that drive like that on the road, just lucky they didnt clean up a pedestrian.

I herd a story recently of a mk1 cortina that was owned by the same family since new. It was like a family member.

They had just been on a club run & parked it in the street when a moron came flying down the road & cleaned it up. when they saw what had happened to their pride & joy they were obviously pretty upset. The guy that hit it then said to them dont worry its only an old car.

[malazn mafia]

Sorry to hear. Did the guy who did the damage stop or did he do a runner? If that happened to me, I'd be tempted to crush his car with him inside it.

[Bobman]

Big reason why I always avoid parking on the street.

Any idea who caused it? Would probably be a local bogan.

[kpcart]

the sad thing is, the person who did it could be someone in these forums - quite possibly an owner of a high performance ford or holden (wheel spin is usually done on high-po rear wheel cars = Ford and Holden V8 which are the majority). this is also an incident which shows why buying a car new is the biggest waste of money of anything (besides going to the casino) - i personally am happy to buy a $3000 second hand car. sure i may be up for a few more service costs then a new car, but i can not lose because in resale my car will be worth the same or not much less in 2 years, and any extra service cost is well within the resale losses new car owners get, and the running costs are no less too with my last 4 cars being lpg.
The saddest thing of this incident is the monetary loss - because the owner bought a car which loses value considerable after purchase. the other sad point is the continued idiocy of hoon drivers in australia - WHY? is the question they need to ask themselves.

[GTP owner]

Originally Posted by kpcart

the sad thing is, the person who did it could be someone in these forums - quite possibly an owner of a high performance ford or holden (wheel spin is usually done on high-po rear wheel cars = Ford and Holden V8 which are the majority). this is also an incident which shows why buying a car new is the biggest waste of money of anything (besides going to the casino) - i personally am happy to buy a $3000 second hand car. sure i may be up for a few more service costs then a new car, but i can not lose because in resale my car will be worth the same or not much less in 2 years, and any extra service cost is well within the resale losses new car owners get, and the running costs are no less too with my last 4 cars being lpg.
The saddest thing of this incident is the monetary loss - because the owner bought a car which loses value considerable after purchase. the other sad point is the continued idiocy of hoon drivers in australia - WHY? is the question they need to ask themselves.

Some great generalisations there I guess you need to have a look in the impound yard to see what kind of vehicles are being confiscated for hoon offenses.....it might make you open your eyes a bit. Not too many hi-po late models in there.
You also pontificate on other threads about safety, but i cannot see how you think driving a $3000 clunker is safer than a newby.

To the OP. Sorry about your loss. I would think $13,000 to $16,000 is where you will be, which no doubt will be far less than you will want.

[302 XC]

Feel sorry for the OP,
As hard as it it to keep ya head above the massive depreciation on late model stuff, then be offered rubbish for damage you dont do
Kinda makes ya wonder what in breeding is doin to the brains in some

Good luck whatever the outcome

Originally Posted by kpcart

the sad thing is, the person who did it could be someone in these forums - quite possibly an owner of a high performance ford or holden (wheel spin is usually done on high-po rear wheel cars = Ford and Holden V8 which are the majority). this is also an incident which shows why buying a car new is the biggest waste of money of anything (besides going to the casino) - i personally am happy to buy a $3000 second hand car. sure i may be up for a few more service costs then a new car, but i can not lose because in resale my car will be worth the same or not much less in 2 years, and any extra service cost is well within the resale losses new car owners get, and the running costs are no less too with my last 4 cars being lpg.
The saddest thing of this incident is the monetary loss - because the owner bought a car which loses value considerable after purchase. the other sad point is the continued idiocy of hoon drivers in australia - WHY? is the question they need to ask themselves.

Ill challenge your 3K clunker
Start it everyday, and be at a dedicated distant, usually work
5 days a week
Not late 1 day
Jump in your 3k clunker,and drive from brissie to melbourne, right now
1 new car i bought years ago, travelled without touching a thing
60,000 Ks in 9 months
Some people buy clunkers as thats usually all they can afford
Some choose to pay an amounth every month , for creature conforts, and reliability
Most who do this, dont care what they depreciate, as the difference is just worked into the next car
The payment is just kept the same, just over another 5 years
Im all for value for money
But a 3K clunker,then brake work, suspension work,tyres,paint repairs
Its not 3 K is it ???
Then add in your time
People who earn $40-$50 an hour, would rather work an extra few hours a week , and afford that new car
Than spend 3-4 hours a week and a clunker
Horses for courses
Would i rather work a few extra hours to pay for that new car, than slave on a clunker to get buy
You betcha

[R1XSTA]

Originally Posted by 302 XC

People who earn $40-$50 an hour, would rather work an extra few hours a week, and afford that new car

What do you do, and how can i do it also?

[Dave_Obsession]

Originally Posted by 302 XC

People who earn $40-$50 an hour

Originally Posted by R1XSTA

What do you do, and how can i do it also?

This! Spill the beans...

[Day-mow]

Originally Posted by R1XSTA

What do you do, and how can i do it also?

what R1XSTA said

[steve.zissou]

Originally Posted by Day-mow

what R1XSTA said

lots of jobs that pay $20 per hour and have the opportunity for time and a half or double time overtime.

I used to work at a servo and got $30+ an hour on sundays and $40+ ph if i worked more than 8 hours on a sunday.

as a construction worker, OT wasa also good.

public service - I should have got a govt job that pays overtime.

[302 XC]

Originally Posted by R1XSTA

What do you do, and how can i do it also?

Theres plenty on $40-$50 an hour

It was more so an example,clunkers Vs new
That most will do a few extra hours to pay for that newish car, than spent the same time on bandaid repairs

Ive offered $20 an hour cash , for a general labourer
Know what, noone turned up

I dont bother anymore ,with workers
I get the job done quicker myself
Too many people think unskilled workers have to be paid a fortune an hour
But thats another story,for another day

[geckoGT]

Originally Posted by 302 XC

Ive offered $20 an hour cash , for a general labourer
Know what, noone turned up

Where are you? I don't earn at that rate.

[JamesR]

Originally Posted by 302 XC

Feel sorry for the OP,
As hard as it it to keep ya head above the massive depreciation on late model stuff, then be offered rubbish for damage you dont do
Kinda makes ya wonder what in breeding is doin to the brains in some

Good luck whatever the outcome


Ill challenge your 3K clunker
Start it everyday, and be at a dedicated distant, usually work
5 days a week
Not late 1 day
Jump in your 3k clunker,and drive from brissie to melbourne, right now
1 new car i bought years ago, travelled without touching a thing
60,000 Ks in 9 months
Some people buy clunkers as thats usually all they can afford
Some choose to pay an amounth every month , for creature conforts, and reliability
Most who do this, dont care what they depreciate, as the difference is just worked into the next car
The payment is just kept the same, just over another 5 years
Im all for value for money
But a 3K clunker,then brake work, suspension work,tyres,paint repairs
Its not 3 K is it ???
Then add in your time
People who earn $40-$50 an hour, would rather work an extra few hours a week , and afford that new car
Than spend 3-4 hours a week and a clunker
Horses for courses
Would i rather work a few extra hours to pay for that new car, than slave on a clunker to get buy
You betcha

a 3k car doesnt have to be a clunker.
i bought my current car for 3k.[ef wagon]
the only thing i really had to do to it was change the engine,but after 400k kms they tend to get a bit tired.
other than that its great, i can get 500ks on gas and 400k on petrol.
i have spent a lot on it though, with just unnecessary mods.
i also earn between $40-$50 an hour [120k last year] (Fitter- casual.)
i really want a new car, but this thing just keeps going! the replacement engine has never had head gasket changed, so as soon as it fails or rego runs out, ill be buy a Subaru.

sorry to be off topic..
also sorry to the OP about the car, but hey, at the end of the day, you have insurance, and it'll be fixed/replaced. not a good thing to happen though.

[Ben73]

Originally Posted by kpcart

the sad thing is, the person who did it could be someone in these forums - quite possibly an owner of a high performance ford or holden (wheel spin is usually done on high-po rear wheel cars = Ford and Holden V8 which are the majority). this is also an incident which shows why buying a car new is the biggest waste of money of anything (besides going to the casino) - i personally am happy to buy a $3000 second hand car. sure i may be up for a few more service costs then a new car, but i can not lose because in resale my car will be worth the same or not much less in 2 years, and any extra service cost is well within the resale losses new car owners get, and the running costs are no less too with my last 4 cars being lpg.
The saddest thing of this incident is the monetary loss - because the owner bought a car which loses value considerable after purchase. the other sad point is the continued idiocy of hoon drivers in australia - WHY? is the question they need to ask themselves.

Hmm I am wondering why its says Temporarily in front of Banned


Anyway apparently most confiscated hoon cars are cheap clunkers.
So if we use your logic of stereotyping, then that draws us to the conclusion that you, kpcart, are a hoon. There is no denying it. Your logic worked against you


So on topic, I notice that if you want to insure your car for an agree value, it still has to fall somewhere in the range of its market value. So that brings me to the question if you have your car insured for an agreed value of 30k when it is new, then after 10 years it is only worth 10k, will the insurance still pay out for your original agreed value of 30k.

[stang65]

Originally Posted by Ben73

Hmm I am wondering why its says Temporarily in front of Banned


Anyway apparently most confiscated hoon cars are cheap clunkers.
So if we use your logic of stereotyping, then that draws us to the conclusion that you, kpcart, are a hoon. There is no denying it. Your logic worked against you


So on topic, I notice that if you want to insure your car for an agree value, it still has to fall somewhere in the range of its market value. So that brings me to the question if you have your car insured for an agreed value of 30k when it is new, then after 10 years it is only worth 10k, will the insurance still pay out for your original agreed value of 30k.

No because every year they adjust it. Also Agreed means what they will agree too, they may agree to a $15.000 be insured for $20.000 with extra premium of course but may not agree to $15.000 car be insured for $25.000.

[Dave R]

Originally Posted by kpcart

the sad thing is, the person who did it could be someone in these forums - quite possibly an owner of a high performance ford or holden (wheel spin is usually done on high-po rear wheel cars = Ford and Holden V8 which are the majority). this is also an incident which shows why buying a car new is the biggest waste of money of anything (besides going to the casino) - i personally am happy to buy a $3000 second hand car. sure i may be up for a few more service costs then a new car, but i can not lose because in resale my car will be worth the same or not much less in 2 years, and any extra service cost is well within the resale losses new car owners get, and the running costs are no less too with my last 4 cars being lpg.
The saddest thing of this incident is the monetary loss - because the owner bought a car which loses value considerable after purchase. the other sad point is the continued idiocy of hoon drivers in australia - WHY? is the question they need to ask themselves.

Catch the bus bro.

[XDV800]

^^^^SERIOUSLY^^^^
Must you continuously bore us with this nonsense?

[Ford_The_Win]

You must be absolutely devastated and furious Jarrod, I know I would be, hopefully they catch the little knuckle draggers that did it before they clean up a family, unless they wrap themselves around a pole first. It could have been worse, you could have been in the car when it happened. At least the insurance will take care of it.

[Fordman]

Feel for you mate, theres nothing more angering and disapointing when something out of your control like this happens. For that model i'd be disapointed with an agreed value that wasnt atleast 15k, although i believe my 04' XT with about 160 on the clock would only get about 8-9k if im lucky.

[aussie muscle]

sounds bad, did the other driver stop or take off?

Originally Posted by Fordman

Feel for you mate, theres nothing more angering and disapointing when something out of your control like this happens. For that model i'd be disapointed with an agreed value that wasnt atleast 15k, although i believe my 04' XT with about 160 on the clock would only get about 8-9k if im lucky.

it's pretty sad when you see your redbook value depreciating at the same rate that i'm paying off the loan for it.