Unregistered Vehicle Permit

[XB GS 351 Coupe]

I am looking at moving a car using an unregistered vehicles permit, it's a 550km trip I will be doing, the car is roadworthy and in perfect working order.

My issue is getting insurance for the trip.

I have tried NRMA and Shannons who don't want to know about it.

Got to love Shannons only been a customer of theirs for 25 plus years with zero claims.

Anyone have had any luck doing this??

[Citroënbender]

I’m sure Shannon’s covered me moving a car to Tasmania a couple of years ago. They took VIN, engine number and rego was TBA.

[XB GS 351 Coupe]

Originally Posted by Citroënbender

I’m sure Shannon’s covered me moving a car to Tasmania a couple of years ago. They took VIN, engine number and rego was TBA.

Spoke to Shannons extensively today they were not interested, their exact words were, QUOTE : 'no money in it for us and too much risk'

I have had cars and bikes insured with Shannons for over 25 years, never had a claim, have had no accidents at all of any sort for about 20 years, never had any at fault accident, no tickets of any kind for about 14 years.

Cars I have had with Shannons include: XB GT sedan, FPV GT 40th anniversary, XB GS Coupe, EL XR8, Harley Davidson Fat Boy, H3 Hummer, and probably others I can't think of at the moment.

[Crazy Dazz]

Originally Posted by XB GS 351 Coupe

Spoke to Shannons extensively today they were not interested, their exact words were, QUOTE : 'no money in it for us and too much risk'

I have had cars and bikes insured with Shannons for over 25 years, never had a claim, have had no accidents at all of any sort for about 20 years, never had any at fault accident, no tickets of any kind for about 14 years.

Cars I have had with Shannons include: XB GT sedan, FPV GT 40th anniversary, XB GS Coupe, EL XR8, Harley Davidson Fat Boy, H3 Hummer, and probably others I can't think of at the moment.

Oh Boo ****ing hoo.

Shannons is a business, not a damn charity.

You want to do everything on the cheap, then cry like a spoilt baby because a business won't give you something for nothing. You expect them to take on the risk of your car, plus 3rd party liability, plus public liability, and do all that for a few dollars??
Why would ANY business do that?
As others have said, buy a proper insurance policy, cancel it when you don't need it, and cop the penalties.

Or, stop trying to do something on the dodgy, and pay the professionals to move your car.

[ozpacman]

Originally Posted by Crazy Dazz

Oh Boo ****ing hoo.

Shannons is a business, not a damn charity.

You want to do everything on the cheap, then cry like a spoilt baby because a business won't give you something for nothing. You expect them to take on the risk of your car, plus 3rd party liability, plus public liability, and do all that for a few dollars??
Why would ANY business do that?
As others have said, buy a proper insurance policy, cancel it when you don't need it, and cop the penalties.

Or, stop trying to do something on the dodgy, and pay the professionals to move your car.

Gee whizz mate - with all due respect, your comments are unwarranted and help no one.

XB GS isn't try to 'do something on the dodgy'. On the contrary, he's simply trying to do the right thing by the motoring public and ensure he's covered, and therefore not a potential liability on the road - surely that thinking deserves credit.

Given that he's a long term client with multiple policies with that company, one would think they might have been able to do something to assist him. Sadly, this is what insurance companies have become. There is absolutely no client loyalty any more.

[Citroënbender]

It's the apparent inconsistency that gets me. I'm one of (at least) three posters who has done it by the book; permit at the registry and comp with Shannons - yet this chap is getting a whole different story.

[Bossxr8]

Originally Posted by ozpacman

Gee whizz mate - with all due respect, your comments are unwarranted and help no one.

XB GS isn't try to 'do something on the dodgy'. On the contrary, he's simply trying to do the right thing by the motoring public and ensure he's covered, and therefore not a potential liability on the road - surely that thinking deserves credit.

Given that he's a long term client with multiple policies with that company, one would think they might have been able to do something to assist him. Sadly, this is what insurance companies have become. There is absolutely no client loyalty any more.

Have to laugh at anyone who expects insurance companies to be anything but all about the dollar. They are all bottom feeders who don't give 2 sheets about their customers, unless it's to get payment from them. Miss a payment and they will be all over you though.

[Vesper Martini]

Originally Posted by ozpacman

XB GS isn't try to 'do something on the dodgy'. On the contrary, he's simply trying to do the right thing by the motoring public and ensure he's covered, and therefore not a potential liability on the road - surely that thinking deserves credit.

Given that he's a long term client with multiple policies with that company, one would think they might have been able to do something to assist him. Sadly, this is what insurance companies have become. There is absolutely no client loyalty any more.

He wants to take an unregistered vehicle on a 550km road trip.. but hey "its roadworthy"

Its nothing about client loyalty, do you really think any insurance company should assist him on this venture?

[Dave1966]

Originally Posted by Crazy Dazz

Oh Boo ****ing hoo.

Shannons is a business, not a damn charity.

You want to do everything on the cheap, then cry like a spoilt baby because a business won't give you something for nothing. You expect them to take on the risk of your car, plus 3rd party liability, plus public liability, and do all that for a few dollars??
Why would ANY business do that?
As others have said, buy a proper insurance policy, cancel it when you don't need it, and cop the penalties.

Or, stop trying to do something on the dodgy, and pay the professionals to move your car.

Mate actually read the original post before they ban you. Are you on the cans or something?

[LG17]

Easy choice in Qld but I assume you want it for NSW.

[XB GS 351 Coupe]

Originally Posted by LG17

Easy choice in Qld but I assume you want it for NSW.

Car is in the Gold Coast and will be driven to Port Macquarie.

[LG17]

Originally Posted by XB GS 351 Coupe

Car is in the Gold Coast and will be driven to Port Macquarie.

It may be easier to apply for a permit in Qld if you can.

[xxx000]

Originally Posted by LG17

It may be easier to apply for a permit in Qld if you can.

It'd have to be a Q'land permit as the trip originates there

[xxx000]

specifically what insurance are you after for the trip?

[XB GS 351 Coupe]

Originally Posted by xxx000

specifically what insurance are you after for the trip?

Comprehensive accident insurance, I have never driven an uninsured car since getting my license over 30 years ago.

[xxx000]

Originally Posted by XB GS 351 Coupe

Comprehensive accident insurance, I have never driven an uninsured car since getting my license over 30 years ago.

Aha, we replied at the same time

I've had UVP's many times and never bothered with Comp Insurance for the trip
Not sure who could help you if Shannons etc have declined you

[XB GS 351 Coupe]

Originally Posted by xxx000

Aha, we replied at the same time

I've had UVP's many times and never bothered with Comp Insurance for the trip
Not sure who could help you if Shannons etc have declined you

I don't really feel comfortable driving a 70K car uninsured for 600km, chances are nothing will happen, but with my luck some idiot will run into it with an unregistered car and no income.

Or even worse I will loose my house with damage caused in an accident.

I did not even want full cover for the full amount, I said anything they will insure it for will be fine.

[Citroënbender]

It’s odd, I wasn’t going to drive uninsured for similar reasons of concern - yet in June 2017 the person I spoke to at Shannon’s had no misgivings. Could well be they’ve reviewed their risks since then.

[Dave1966]

Sadly Shannons has become the same as the other compainies. My daily was damaged when some unit ran up the rear while texting or playing some game on her phone, they tried to get me to take it to the nearest Capitol SMART sausage factory quick fix repair centre. They are owned by Suncorp these days I believe, who also use the same repairers.
I’m sorry to hear of your situation, but I’d be inclined to get it registered in NSW prior to the drive so you can get comprehensive insurance or just have it transported. If it’s on the Gold Coast it’s not far to transport it to the border for rego. I hope you sort it out.

[danzvtil]

Why don’t you sign up for a monthly policy and cancel it after a couple of weeks?

[Citroënbender]

I remembered what I did, Shannons covered it under the old (expired/cancelled) number, just to fill the hole in their form. When it was re-plated in Tassie, I simply called to update the keeper's address and plates.

[xxx000]

Originally Posted by danzvtil

Why don’t you sign up for a monthly policy and cancel it after a couple of weeks?

because the car would be unregistered making the policy void in the event of a claim. A reasonable person would disclose that fact upon renewal

[XB GS 351 Coupe]

Originally Posted by danzvtil

Why don’t you sign up for a monthly policy and cancel it after a couple of weeks?

Because they charge you cancellation fees and a bunch of other fees that would make it not viable.

Then at the end of the day I have no idea if they would even pay out if something happens.

I mean the Roads and Traffic Authority are happy to issue me with a green slip and temporary registration for the trip, but insurance companies won't cover the trip.

Shannons has done their dash with me, they will never see me as a customer again.

[xxx000]

Again what type of insurance are you wanting?

[xxx000]

Sounds like getting the car shipped is your only solution then

[XB GS 351 Coupe]

Originally Posted by xxx000

Sounds like getting the car shipped is your only solution then

Will be making more phone calls tomorrow, any insurance company that talks sense will be getting my business from now on.

Shannons has kicked me one too many times now, the amounts of money I have paid them over the decades and they literally do nothing for you.

[Trevor 57]

Just bite the bullet and buy insurance for the year

[Work Horse]

Save yourself time and pay an insurance broker. They will let you know what is possible and perhaps come up with a range of solutions. Or let you know you are wasting your time trying.

[ebv8]

i have shannons laid up cover and asked them about a UVP, they told me i just need to call up and swap over to comprehensive insurance before the trip and swap back after the trip.

or even laid up will cover it for being stolen or damaged just not under its own power

[Raptor]

Competition between companies is great for the consumer, isn't it ? [/sarcasm]

Suncorp trades under a number of brands, including AAMI, Apia, Shannons, InsureMyRide, Vero, Terri Scheer, Bingle, CIL, Asteron and Tyndall insurance brands in Australia.

Get the car transported or you accept the risk and drive it.




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