What Happends When You Run A Red Light...

[XR8 Uterous]

The guy in the white XR6 Turbo speed through the intersection to try beat the red light, he lost control once through the intersection and collected the hilux and the smaller car, Turbo is a write off... The other 2 cars were in lanes going to other way, so he lost it in a major way to get across that side of the road.

I saw the crash happen and the guy went through the intersection at 80 km/h + its a 60 zone along there. Also, its a straight stretch of road so he lost it while going straight, it had also been ****ing down rain the whole day so the roads were very slippery today.

Even worse the guy has NO INSURANCE at all, not even 3rd party, luckily, nobody was hurt, but more than likely both the XR6T and the Hilux are write offs.

Pics up soon.

[NC 5ltr]

How could he not have compulsary 3rd party insurance...must be stolen.

[XR8 Uterous]

Originally Posted by NC 5ltr

How could he not have compulsory 3rd party insurance...must be stolen.

I'm just going on what the COPS told me... i thought he would have at least 3rd party.... the driver openly admitted to not having any insurance...

[b2tf]

here's the pics, sorry theyre a bit small....

[XR8 Uterous]

Originally Posted by b2tf

here's the pics, sorry theyre a bit small....

Thanks, the back of the turbo is what hit the front of the pulsar, the front hit the hilux which unfortunately i didn't get pics of.

[FORDEBV8]

the XR6T dosnt look to good ;)

[loxxr6]

As long as the car was registered he'd have CTP but that's not gonna replace the car.

[Fairlane]

Xr6T- Running a red light with no insurance.

Its days like these i despair for the human race. Well at least the idiot wrote of his car and will have to sell the wreck to pay for damage (shame it was a Ford), and he had to take two innocent sods out with him.

I wish the theory of natural selection would take these guys out of the gene pool. I dont want idiots like that in Fords and i dont want an idiot like that running into my car.

[XR8 Uterous]

What worse is the 1st car hit was the hilux, his daughter was in the pulsar behind him which was the 2nd car hit, and the mother was in a 3rd car behind them which was narrowly missed.

[LTDHO]

What a tool.
He should have his licence taken off him, people like do not desearve the right to drive!

[Joes_meat]

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

New car - no insurance organised yet?

[schmidty]

Originally Posted by Joes_meat

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

New car - no insurance organised yet?

The most stupid thing is it is the INSURANCE that he can't afford not to have!!!


If you cant afford the insurance, you can't afford the car!!!!!!


How stupid are some people!!!! I said that to someone the other day, if you can't afford to insure a $35,000 car, you can't afford to replace it as well as someone else's car if ya stack!


The gambles some people take! Why not just take your title to your car and put it all on black!
I know another builder who had all of his tools and trailer stolen. His livliehood, his ability to work and provide for his family. All because he couldnt afford the insurance. He lost $20k worth of tools and trailer, or the equivalent $ value to about 23 years insurance! Lots of economic sense there ey! but i suppose it seemed like a good idea to him at the time!
Never transferred it into his name, rego ran out and no insurance. Caused an accident on a wet day causing damage to 3 other cars. Got $1000 in fines, and was up for damages in excess of $25000. And he was lucky it was only that much! Lucky he didnt hit a mercedes or BMW.

Bad way to end the life of a nice turbo, but i have no sympathy for the dude driving, only for the innocent bystanders that got hit and now have to try and get money out of this tool.

[Dezza]

Originally Posted by Joes_meat

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

New car - no insurance organised yet?

If he can't afford insurance, he shouldn't buy a WRX. He should buy a cheaper car, and get it insured with at least 3rd party. At least then, if he crashes into another car, the other car will be covered.

The owner of the XR6 will be up for a big bill. As well as his own car written off, he will have to pay for the damage to the other two cars. All his own fault, nobody else to blame.

[Silver Ghia]

Originally Posted by Joes_meat

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

New car - no insurance organised yet?

Its about time that it should be made compulsory that everyone on the road has at least third party insurance to cover damage to other vehicles.

Obviously they could afford the car, so there's no excuse for not having the insurance. The premium would be quite high if they drove normally like in this instance, so further reason for compulsory insurance.

[Gimmers55]

Originally Posted by Silver Ghia

Its about time that it should be made compulsory that everyone on the road has at least third party insurance to cover damage to other vehicles.

Obviously they could afford the car, so there's no excuse for not having the insurance. The premium would be quite high if they drove normally like in this instance, so further reason for compulsory insurance.

Third Party is compulsory. In Vic you pay it with the car registration fees. In NSW (correct me if I'm wrong) you must organise it yourself through a third party insurance company (eg NRMA). Other states apply similar processes. In other words, if you don't have third party, the car isn't registered.

Third party property is a different matter. It's up to you but if you don't have it and the accident is your fault, all costs will be awarded against you and you must pay through alternative means . . . unless of course you declare yourself bankrupt, which will have long-term negative consequences for the rest of your life.

[LTDHO]

Originally Posted by Gimmers55

Third Party is compulsory. In Vic you pay it with the car registration fees.

Not quite, it doesn't cover you for damage other people property (car, land, business) only TAC.

[Silver Ghia]

Originally Posted by Gimmers55

Third Party is compulsory. In Vic you pay it with the car registration fees. In NSW (correct me if I'm wrong) you must organise it yourself through a third party insurance company (eg NRMA). Other states apply similar processes. In other words, if you don't have third party, the car isn't registered.

Third party property is a different matter. It's up to you but if you don't have it and the accident is your fault, all costs will be awarded against you and you must pay through alternative means . . . unless of course you declare yourself bankrupt, which will have long-term negative consequences for the rest of your life.

In Victoria, to cover injuries to people we have 'TAC insurance'.

To cover other persons property, one of my hobby cars has an insurance policy called 'third party', by one of the forum sponsors Shannons which I can recommend from recent experience with my Ghia (no fault of mine).

Another good reason for compulsory third party insurance for property, is that for drivers like this idiot, if he keeps driving like this, the premium will go so high he wont be able to afford having such a car anymore, or possibly any sort of car. Therefore these idiots hopefully will be effectively taken off the road. If he borrows someone elses car and drives like that, then obviously the owner won't be very happy lending it out in future.

[pauljh74]

Originally Posted by Joes_meat

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

New car - no insurance organised yet?

If that was the case, this is why you organise insurance BEFORE picking the car up. It's something that should be researched while choosing a car. No good buying a car then finding out insurance isn't available or prohibitively expensive for the driver.

[lush]

Im almost too angry to comment. What a tool, lucky he didnt hurt anyone in the process, the cant afford insurance just doesnt cut it with me.

He is driving an XR6T, if he cant adfford to insure it maybe he should have got an older cheaper car.

Idiot. No sympathy what so ever except for the other poor buggers that got hit.

[Walkinshaw]

Originally Posted by Joes_meat

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

Then he cant afford the car. Simple as that.

[4.9 EF Futura]

Originally Posted by Walkinshaw

Then he cant afford the car. Simple as that.

Agreed. 3rd party property or the other alternative is to self insure for damage you may cause to other cars.

So... if you've got a cool million in cash (just in case you smack that ferrari at the lights) sitting around then by all means - dont bother with insurance.

Must have been a bootful and a half he gave that loud pedal.... and those T's must have some serious balls. Even with a trademark head flinging BTR LE downshift i dont reckon my blown V8 would have arced up the rears at 60-80 in a straight line on a wet road. I guess... if the trans kicked down just as you crossed a slippery whitle road marking, could be in a spot of bother.

Anyone know if it was auto or man?

Hope no serious phyiscal or mental injuries to the innocents involved. Hope they collectively ruin this guy's finances for... the rest of his life should do.

[MITCHAY]

Originally Posted by Joes_meat

Young driver - couldn't afford insurance? I've got a mate with a 2000 WRX who can't afford his insurance.

So that's his problem and shouldn't become a burdern of anyone else. If he cant afford at least 3rd party he shouldn't of bought it.

Originally Posted by Joes_meat

New car - no insurance organised yet?

You should arange insurance before you pick the car up!

I own a WRX and I pay much much more for comprehensive than I would for 3rd party so just buying the vehicle is no excuse!

There is 2 types of 3rd party insurance. One is CTP which covers injuries sustained but does not cover any sort of property. They other is Third party Property which covers injuries and other peoples propertie. CTP is compulsory hence the C in CTP.

In ACT you pay this with your rego and my understanding is you have to get a seperate CTP slip on top of your rego in other states.

[XR8 Uterous]

Wish i had pics of what was left of the hilux, the driver wasnt to happy at being hit by a young driver who had ran a red light so i stayed well clear of him.

[ten[A]cio[U]s]

That crasy. Where abouts in Wagga was it mate. I cant really tell from the pics..

[XR8 Uterous]

Originally Posted by crazy-au

That crasy. Where abouts in Wagga was it mate. I cant really tell from the pics..

I was coming out of fay ave when it happened he was heading into town and went through the red light, if i didnt see him coming he would of hit me...

It happened about 50m past the lights towards town...

[ten[A]cio[U]s]

Originally Posted by MYGT05

I was coming out of fay ave when it happened he was heading into town and went through the red light, if i didnt see him coming he would of hit me...

It happened about 50m past the lights towards town...

Damn.. I am pretty sure i know where your talking about.

Such a shame.. Waste of what looked like a few nice tidy car's.. :

[merlin]

Instead of compulsory insurance what about a government initiative to reduce accidents. The primary cause of accidents is the driver of the motor vehicle. If you keep having repeated accidents you should not be allowed to have a drivers license. What about this:

1)Introducing bigger loss of points if you are the at fault driver in an accidents. (financial penalties to remain the same).

2)If you have a certain number of accidents in a 12 month period you must undertake compulsory retraining at your expense by an accredited driving school and show this certificate at the RTA to keep your license.

3)If you have a certain number of not-at-fault accidents in a 12 month period (say double the “at fault” threshold) you also need compulsory retraining (obviously your defensive skills are lacking).

4)If retraining doesn’t work and you continue to have accidents then take away your drivers license on say a 5 year ban. Then repeat steps 1-4.

These steps are similar (though not as harsh) as to how some large transport companies deal with managing their drivers.

[NC 5ltr]

Shouldve turned the TC on...maybe that couldve saved him some grief and money.

[ED Classic]

Originally Posted by MYGT05

I saw the crash happen and the guy went through the intersection at 80 km/h + its a 60 zone along there. Also, its a straight stretch of road so he lost it while going straight, it had also been ****ing down rain the whole day so the roads were very slippery today.

Pics up soon.

Silly bugger

How did they work out the 80kmh + speed?

[XR8 Uterous]

Originally Posted by ED Classic

Silly bugger

How did they work out the 80kmh + speed?

Thats an estimate from me and other witnesses... about 15 people gave reports, most said between 70 km/h to 80 km/h +