insurance costs

Breezed · 03-05-2009, 10:23 PM

i was interested to see what people are paying for insurance to see if i could be getting a better deal with a different company. at the moment i am paying $858 a year for comprehensive insurance on my ba xl ute with swan insurance.

jether · 03-05-2009, 10:30 PM

I found hardly any difference between the different companies, it all depends on where you live. If you want to have cheap insurance you'll have to move to Queensland.

nfury8 · 03-05-2009, 10:35 PM

$700 for my BA XR8 ute thru AAMI over the internet. I live in VIC

Breezed · 03-05-2009, 11:16 PM

nfury8 is your ute modified at all do the insurance company know if you do. i just done 2 online quotes and both of them say that they cant ensure me because i own a modified car.

**Bundy** · 04-05-2009, 09:02 AM

yup modifications, age of driver, area of residence, area of garage or carport, stats on previous payouts on that particular model and more, all figure into the final price you get quoted. Sadly it will be different for everyone, you can only compare prices for yourself between different companies "apples and apples" so to speak. Try Just Car insurance, they are a subsiary of AAMI who will carry a bit more risk for younger drivers with mods if you're still having trouble finding a mob it insure you. I'm with AAMI cause I'm a little older, have mods, and their premuims for me are cheaper than Just Car, but like I said, apples to apples.

**DJM83** · 04-05-2009, 09:50 AM

900 for my 00 T2 TE50, im 25. But as bundy said there are a lot on contributing factors to insurance not just car your age and car type

typhonut · 04-05-2009, 10:03 AM

Quote:

Originally Posted by jether

I found hardly any difference between the different companies, it all depends on where you live. If you want to have cheap insurance you'll have to move to Queensland.

07 xr6t ute auto 6stacker $425.00 full comp
live in qld A&G insurance $500 excess
well and truly over 25 approaching Jurassic
cheers typho

Fev · 04-05-2009, 10:42 AM

Lucky you Typhonut :P i'm payin over 2k a year on a 03 futura with just the standard options and none of my mods on insurance - i'll be moving to Just Car's when my insurance is up for renew as its cheaper and i can list all my mods.

FreddyDUZ747 · 04-05-2009, 10:49 AM

ba wagon futura 14000$ agreed 550$ a year.xr6 ba turbo 23000$ agreed 1100$ a year.this is through savings and loans credit union.

Stattic · 04-05-2009, 10:59 AM

AAMI strangely offered us a better price than just cars

gcg2503 · 04-05-2009, 11:14 AM

AAMI was the cheapest of the whole lot when I was looking around a month ago for myself

G6ET insured for agreed value $58k paying $828

LOWBA6 · 04-05-2009, 12:03 PM

BA XT all mods listed, 20 years old, $1200 per year with SGIC thats at market value as well...... Got quoted over the phone from Just cars, they said they could insure me for $1150 per year for agreed value of 12.5k including all mods. I would have gone with them but they dont offer a pay by the month option untill you have been with them for more than 1 year.... Seems a bit silly to me as i would have gone with them if they did!

CAMS290 · 04-05-2009, 01:27 PM

Quote:

Originally Posted by bute ba

i was interested to see what people are paying for insurance to see if i could be getting a better deal with a different company. at the moment i am paying $858 a year for comprehensive insurance on my ba xl ute with swan insurance.

Hi mate, I have the family VY Commonwhore wagon insured with RACV and it is about $750 per year, I just bought a BA XL E gas ute, RACV quoted me $900, I nearly fell off my chair, my old Pursuit with heaps of modifications only cost me $1400 with Vigil, so I shopped around and ended up getting it insured with GIO for $550.....but I have house and contents insurance with them, but even so it was only $605, about $300 cheaper than RACV.

I am rating 1 for life, both cars are parked in a carport at night.

Powdered Toast Man · 04-05-2009, 05:11 PM

I'm insured with RACV; BAII XT with the 3V V8, all mods listed on the contract (full exhaust, lowered, LPG) and I just payed this years premium - $670. Thats rating 1 and agreed value which is now down to about $17500 as they adjust it each year, 30 year old driver.

Car parked in driveway, no carport or garage (although I do actually have a garage). Where you live makes a big difference.

290v · 04-05-2009, 05:29 PM

FPV 03 GT $680 Full Comp $250 excess Bank SA Adelaide 1 Quote,choice of own repairer & free windscreen each year ( Im Over 25)

Iggypoppin' · 04-05-2009, 05:50 PM

875$ a year with Aami agreed value 22500, BA XR6. Not bad for a19 yr old

Breezed · 04-05-2009, 06:57 PM

thanks for all the input guys. i think that my cost aint to bad now looking at some of these posts although im 22 and the insurance dosent cover any modifications. i think ill do a bit more searching around, if i actually ring the company's and speak to some one rather than doing online qoutes i might find some thing.

nfury8 · 04-05-2009, 07:10 PM

Quote:

Originally Posted by nfury8

$700 for my BA XR8 ute thru AAMI over the internet. I live in VIC

yeah sort of, lowered, 19inch rims extractors, tint windows, leather interior, insured for busines use.
no mention of chip, underdrives,cai,

n1ck · 04-05-2009, 07:51 PM

im with shannons $900 a year
im 19 on p's in vic took a bit of persistance to get them to insure me
ba xt ,lowered on teins , rims , xr 8 bonnet , body kit , exhaust .

i was paying 1200 - 1500 with aami

EL8TED · 04-05-2009, 07:55 PM

my bf xr8 with all mods covered with just car is $1335. 24 y.o.

cant get all mods covered with any other insurance companies.

Fireblade · 04-05-2009, 08:12 PM

Mine - BFII F6 Typoon - $653 - 32 yo - all mods covered - Just cars
Missus - BAII XR6 - $550 - 28 yo - with wheels and tint - AAMI

BFMK11GT290 · 14-05-2009, 09:41 PM

07 BF MK11GT...25 yr old driver.......AAMI $1200.rating 1 for life, 400 excess....beats all the other by a few hundred..

asusdragon · 15-05-2009, 07:33 PM

BA XT 03 all mods included agreed value $21000, costs me $950 a year though SGIO

Lukeyson · 15-05-2009, 07:55 PM

I was pleasantly suprised opening the GT's renewal yesterday, premium is $1160 this year, which i am stoked with. (with NRMA) i am 28 and wife is 25. Last year it was $1900.

adarcy · 15-05-2009, 11:46 PM

You guys are all lucky I can't seem to get Insurance at all, I admit this is my first night of trying and just doing online quotes only company that would give me a online quote was SGIO and they quoted me 3g's a year. Just cars, AAMI, RAC all of them I'd have to call wouldn't do it online. I am trying to get Full Comp on a BA XR8 Ute with lowered, rims, extractors/exhaust tint, hard top, tune, cold air induction so forth so forth and I'm 20 thats porb the big issue but I'll call round on Monday see what i can find haha fun for me