What to do, what to do..

[XRated]

Sorry, this is long.

I'm in a slight pickle at the moment, so I am after some advice and opinions.

Being a Uni student, good money is hard to come by but I have been a good boy and saving hard (getting LOTS of hours at work too). I have been saving for a manual conversion for a few months now as things always seemed to crop up unexpectedly. Finally, next week I have allowed enough to buy the complete conversion and have a buffer $$$.

One of my best mates just got himself a full time job just before he finishes Uni. What has this got to do with my dilemma?! Well, now he won't get all those weeks/months of Uni holidays and wants to do something before he starts work. So he suggested recently to go on a 10 night cruise :baby bott I was hesitant at first, but we finally got together four good friends who wanted to go and could somehow afford it..

I can't afford it straight out, but I have been offered the money upfront from one of my family members as long as I pay it back, obviously.

But I keep having second thoughts. Especially just now when my car is doing funny things (diff, trans I dunno) and it could get costly.

Which leaves me where I am now.. I need a DEFINITE answer today! My friends will only go if I go (because it is cheaper for a group of four) and there is no one else left who can justify going. On one hand I get so pumped up thinking about this opportunity, 10 days and nights of solid drinking in the middle of the ocean, frequenting islands etc. But the other is saying, "be sensible. You can't get what you always want. You will get back with no money, a half broken car and more debt to pay off."

Blimey, I hate these choices. Thanks for your sensible opinions