Insurance and buy cars

[car10002]

hi everyone

was wondering if theres anywhere you can go or anything you can do to learn how to make insurance claims and buy cars just to keep in mind as want to learn those things to add to the car skills and its probably something everyone should learn.

years and years back at school we practiced making doctors appointments as part of living skills and it would have been nice to add those 2 things in, thats one reason for wondering if there was somewhere you can go that wont cost much if anything.

another reason is havent been able to go to the cousins 3 hours for last couple years and its only since buying the ba ghia that you could probably think about it again and now they got commitments. what would likely be reason why all want kids suddenly would it just be the age they are.

for normal people that dont have alot of money or come from a thrify family or are thrifty themselfs and think its cheaper to keep fixing daily car you got or another cheap one which it is 90-95% of time even changing a engine transmission or suspension or bit of everything when you divide the cost by 12 whats better out of trading up and paying more than continually fixing what you got or another cheap one and pay less but have the inconvenience and hassle of not knowing if the next trip the next big thing goes or cant make plans due to needing one thing after another.

even though its always financially cheaper to keep fixing the daily you got or another cheap one and some people do because they cant afford or dont want a loan or like a particular type, what would be reason why most middle age families or younger people dont put up with it and hang on till the engine goes or cars completely worn out like in their parents or grandparents day.

would it be because people these days have places to go things to do and want to get there and dont want to be bothered fixing one thing after another even though most cars occasionally have a couple things go wrong maybe a few they do get to a point that its one thing after another and it might best to sell it or park it if you want to keep it past a point and get something else.

how would you ask someone or people in their family to hang on till their cars completely die and not change them over at the warning signs.

thanks