Shannon’s Car Insurance

[stazza]

Hey guys I’m currently insured with Shannon’s and have been for the past few years. Just got a couple questions some of you may be able to answer. I’ve recently had more work done to my car and I know Shannon’s encourage you to share what mods you have done so they can cover them, but I’m not sure if some of the mods would put me in a bad position should I need to make a claim. For example:

Wheels - My wheels are staggered, and mostly likely the width difference from the front to the back is marginally more than “legal”. Say for example the rims were damaged, would they refuse to cover anything that is not “legal”?

- Is there really even any point me sending them a detailed run down of my modifications, including down to what pistons and rods are in the motor (it’s a built motor worth over $30k)?

Say hypothetically someone pulled out in front of me, I couldn’t stop and I t-boned them, destroyed my motor etc... would they cover things like the surge tank, built motor, bigger blower, intercooler etc?

Because I’m sure listing ALL the mods on my car is going to drive my premiums through the roof, which I don’t mind paying as long as I know I would be covered in case of a collision or engine fire or whatever.

I could ask them these questions over the phone, however I don’t want them thinking my car is illegally modified.

Does anyone have any experience with making claims on modified vehicles through Shannon’s?

Cheers.