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The Pub For General Automotive Related Talk |
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05-07-2010, 05:46 PM | #61 | ||||
Life begins at 40
Join Date: Jan 2005
Location: Melbourne. Socialist capital of Victoriastan.
Posts: 3,715
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Justice is what you get when you run out of money.
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05-07-2010, 06:12 PM | #62 | ||
Regular Member
Join Date: Nov 2008
Location: Gold Coast
Posts: 45
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I've read this whole thread and I think One Six is very sensible in getting a modern safe car to learn how to drive in.. I think everyone should go the same way.. The more P platers and L platers we have in safer modern cars the better.
But in saying that are a lot of stupid P Platers and L platers out there that have these sorts of cars and you end up seeing on the news that they killed their mates in their HSV or XR6 ( no offence to any of those holders here) but I think that sets a bad example for some insurance companies hence why they hack up their prices so high for under 25's. I looked at a 04 XR6 with 300K on the clock.. hey it's a few years old but at least I know im not gonna kill myself using it ( insurance wasnt too bad either.. Just Car wanted $1143 per annam with insurance up to $17K).. If you do the right things and take the right courses you can drive any car you desire.. |
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05-07-2010, 06:19 PM | #63 | |||
Ford Fiesta
Join Date: Sep 2009
Location: Melbourne
Posts: 235
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Doesn't matter if they are in an $800 VN Commodore or a $15k XR6 or a brand new Corolla ... they have a far greater number of accidents. I've worked for a couple of different insurance companies, and young drivers at both of them make up the vast proportion of the accidents that happen. It's fact -- more expensive insurance is the price of inexperience. You don't get paid at the same level as your manager in your first year as an office boy, so why should you get insurance at the same price as your parents when you're only 18? Part of being a young driver is factoring in expensive insurance. You need to budget for it, put the money aside and be prepared to pay it if you want to own a decent car. |
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05-07-2010, 06:26 PM | #64 | ||
Regular Member
Join Date: Jul 2005
Location: Your Place
Posts: 211
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Everyone is for L and P plate drivers to have a safer late model car and I agree Mark Skaife and Wayne Gardner everyone agrees but then you get to the cost of insuring your child's late model car for roughly $2000 a year to go by the book and not worry about a fraud/rejected claim I mean why aren't they putting as much effort into getting cheap insurance for young people or even have the federal Government set up a compulsory P Plate insurance company albeit no frills with a sensible excess but at least you won't be doing the dodge.
This would benefit a lot of young people for the future and Mum and Dad could use the extra cash on a more late model car for their Kids.
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MY BABY:1968 XT Falcon 500 Factory 302 V8 Auto (Cruiseomatic)Wagon. With Palomino Interior. THE TOY:2003 CV8R Monaro 6Spd Manual. |
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06-07-2010, 02:58 AM | #65 | ||
BF XR6
Join Date: Mar 2007
Location: Western Australia
Posts: 1,809
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still going at it full noise... sorry you had a peice of crap for your first car, the times have changed.
good on you One Six, i also funded my BA XR and i still work till 9 or 10pm 6 nights a week. its worth it in my opinion. at the moment i have about $600 clear at the end of each week to dump into the mods basket. keep working your *** off and enjoy it i say.
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BA Falcon XR6 [JS92WA]in Winter White, 6 Speed ZF - BF Tail Lights, Pacemaker Twin 2.5" catback DBA Gold Series Rotors, 5% tint >>ITS BACK - The REBUILD IS ON, BF 2 Ghia 3v V8 5.4L, Full Fairmont Ghia Interior with FPV GTP seats,Boss Bonnet,BF Front End, DJR 302 Rear Wing, BF steering Column with BF ignition and FG keys, << 2010 FG Falcon XR6 [XRLNT] in Lightning Strike, 6 Speed Auto - 15% Tint, Ipod, Bluetooth, Climate Control, custom plates, DJR 302 Wing |
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06-07-2010, 10:27 AM | #66 | |||
FF.Com.Au Hardcore
Join Date: Sep 2008
Posts: 1,112
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I was more referring to the price discrepancy for a young person to insure a new car vs an old car. Sure you can take the hard line and say if you cant afford the insurance you cant afford the car, but in most cases this just sees 18 year olds driving around in cars that are older than they are. |
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06-07-2010, 12:47 PM | #67 | |||
FF.Com.Au Hardcore
Join Date: Jun 2005
Location: Bexley, Sydney
Posts: 658
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My policy on the below car is $790 per year full comprehensive under my dads name with myself as a unlisted driver. The excess for a unlisted male driver <25yrs is about $1600 from memory. This beats paying the $2000 per year if it was under my name + $550 excess if I smash it anyways. I'm not going to budget for a smash, while it's definetely possible, I would like to think it's not likely.
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Formerly LV Focus XR5, AU Fairmont Ghia V8 & EBII Fairmont I6. Now...... 2012 FG MK2 XR6 Turbo - Manual & Luxury Pack - 302rwkw 2019 Escape St-Line |
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06-07-2010, 08:01 PM | #68 | ||||
Life begins at 40
Join Date: Jan 2005
Location: Melbourne. Socialist capital of Victoriastan.
Posts: 3,715
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Cars are relative to the time. My HJ wasn’t a bad car by the standards back then, but that was a while back. By the way, sweetheart. It’s not what you start with, it’s what you end up with that matters.
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Quote:
Justice is what you get when you run out of money.
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06-07-2010, 08:07 PM | #69 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: ACT
Posts: 11,647
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Quote:
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FG2 XR6T KIA Cerato 2022 Kawasaki Z900
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06-07-2010, 08:52 PM | #70 | |||
FF.Com.Au Hardcore
Join Date: Oct 2009
Location: kingaroy QLD
Posts: 1,276
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bougth it for 16000 and my insurance was 1500 for a year im 20 now and its 960 try aami mate thats who im with and im in qld i hurd they r really good for young drivers and also around the same time i got the ba i looks at quotes for xr6 and xr6t which was only like a few hundred more the xr6t was like 2g keep in mind that i have been with aami since i was 16 using thired party property theft thingy for my old ae9 corolla i think im a rating 3 driver now anyways mate hoped that helped
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my build thread Performace DBA 4000s, Blue power intake, Whiteline swaybars, FG manifold, PWR Radiator, king springs low, Monroe gt sport DJR bobtail, LSD 3.46, 20%UD Pacemaker 4490s, Venom cat, redback catback Last edited by mick457; 06-07-2010 at 08:59 PM. |
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06-07-2010, 09:27 PM | #71 | |||
FG G6E Turbo
Join Date: Aug 2009
Location: Mornington Peninsula
Posts: 36
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Mark |
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07-07-2010, 02:17 PM | #72 | |||
Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
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07-07-2010, 02:59 PM | #73 | ||
EL XR8
Join Date: Jan 2010
Location: Southside Brisbane
Posts: 151
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x 2 for monthly installments
AAMI have been cheap for myself and my misses.. i am 23 with a xr8 only cost me 700 a yr full comp.. but my car is alot older 2 |
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