E Insurance... Am I seeing things?!

[sfr rob]

ok guys check this out.
http://www.ecarinsurance.com.au/
I just got a quote for my F6, and it is a grand cheaper than Just Cars, I went through twice to make sure i didnt enter incorrect info, and it still spat out $450.00 as apposed to about $1500.00 through just cars.

Can anyone give us some more info on this, surely it can't be right?!!!

[XR06T]

if it sounds too good to be true.........

[GreenMachine]

Yeah, suspect... They quoted me $444 for the FBT, currently pay $670 or something...

[loxxr6]

Sounds cheap. They're part of these guys http://www.groupdirect.co.uk/southernrock.php

[XR06T]

i got declined..

[brodfloyd]

"if it sounds too good to be true, then it probably is"

[sfr rob]

I still can't believe it, there has to be a catch.
Has anyone dealt with them before?

[sfr rob]

Originally Posted by XR06T

i got declined..

why? Mod's??

[Sam_Boss260]

$200 for my premium..... yeah right.

[TZENU]

It may be worth a phonecall .... That is ridiciously cheap!!!!.. Could be that they are a new company and are trying to attract customers???

[sfr rob]

well, my old man just rang them, they reckon its ridgy didge, as said before they are subsidised by some mob in the UK, and its a promotional offer that will end in 6 months, I still think its quite wofty still.

[SHIFTN]

Gotta be a scam

-SHIFTN

[Yellow_Festiva]

Declined!

meh.... must be the "Non standard paint / murals"

I'll stick with AAMI I think...

[vandrsxr6]

Just did mine including mods for a 23 year old drivig and XR6T with "30% power increase"-one of their options, for $800 full comp, not bad.

[sfr rob]

My old man is going to insure his brand new navara with them that we are picking up now, I guess we just have to wait and see what happens :P It's only $250 to insure it... see it just doesn't roll off the tongue too well hey? Oh well, not my car, not my money.

[TheSneakiness]

Lol... I got declined too

[sfr rob]

why you guys getting declined?

[70caprigt3k]

Declined, oh well my current insurance is cheap enough anyways.

[ardei]

$2500 Full Comprehensive for $11,000 Fiesta. (On par with Just Car Insurance) Bloody kids :P

[Jason[98.EL]]

Declined as well

i will be staying with shannons for sure

jason

[Yellow_Festiva]

No reason for a decline, just a code. Mine was 50.

I really couldnt be bothered going through the policy changing things here and there to find whats the issue.

My Festiva is stock Bar the 3 layer pearl / metallic paint.

[zhodak]

As stated earlier "If it sounds too good to be true, then it probably is". I'll stick with Western QBE, they've been good to me so far

[BPXR6T]

Underwritten by Vladimir from moscow. The site is screwed. It told me my 04 BA XR8 is a 5.0 AU. Anyone who can't afford to hire decent software developers isn't getting my business.

[Van D]

Wouldn't even let me select a panelvan :P

[sgt_doofey]

Originally Posted by FourBarrel

Anyone who can't afford to hire decent software developers isn't getting my business.

Who says we aren't decent?

[Zed7fiddy]

Originally Posted by sfr rob

well, my old man just rang them, they reckon its ridgy didge, as said before they are subsidised by some mob in the UK, and its a promotional offer that will end in 6 months, I still think its quite wofty still.

Can you ask them what the price will be AFTER the six month period is up? id hate to see what it rises to

[GasoLane]

They seem to be legit. At least as far as ASIC is concerned....


.................................................. .....................................
Extracted from ASIC's database at AEST 17:23:19 on 27/07/2007
Name E GROUP (AUSTRALIA) INSURANCE SERVICES PTY LTD
ACN 097 626 750

ABN 17 097 626 750

Type Australian Proprietary Company, Limited By Shares
Registration Date 26/07/2001
Next Review Date 26/07/2008
Status Registered
Locality of Registered Office Milton QLD 4064
Jurisdiction Australian Securities & Investments Commission

Former Name(s) MOTOR CYCLE DIRECT AUSTRALIA PTY LTD
.................................................. .....................................

[Nickxb]

I just read some of the product disclosure statement and here are a few points

1. You get charged $25 each time you make a change on your policy plus if the premium increases you have to pay that too
2. there is a $75 dollar cancellation fee when you cancel mid term, even if you just sell your car
3. they dont guarantee their repairs they do on a vehicle as most insurance companies do

I actually work in insurance and i can tell you if it looks too good to be true then it probably is.....

[xr6 ausome]

boys have a quote for 250 for my Au xr6 im 26

BUT THEN THERE IS THIS IN THE FINE PRINT

There is no cover under Section 1 of the policy, for theft or attempted theft of the car, unless the eCar approved anti-theft device you have selected was fitted to the car by an approved manufacturer or installer, and the anti-theft device is kept fully operational at all times whilst the car is left unattended.

so does that mean unless u have a ANTI THEFT device fitted that they recommend, then u have no cover if ur car is stolen?

[Nickxb]

Originally Posted by xr6 ausome

boys have a quote for 250 for my Au xr6 im 26

BUT THEN THERE IS THIS IN THE FINE PRINT

There is no cover under Section 1 of the policy, for theft or attempted theft of the car, unless the eCar approved anti-theft device you have selected was fitted to the car by an approved manufacturer or installer, and the anti-theft device is kept fully operational at all times whilst the car is left unattended.

so does that mean unless u have a ANTI THEFT device fitted that they recommend, then u have no cover if ur car is stolen?

yep, i belive that is a commen practice for uk insurance companies. It is a GPS tracker, IMO i think it would be a great idea