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Old 12-05-2009, 09:49 PM   #1
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Default Just Need A Rant

just need to relieve some stress some low life mongrel just threw a can at my car leaving a nice dent in the boot now i gotta pay $500 excess to get it fixed : : :

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Old 12-05-2009, 09:58 PM   #2
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Was it a passer by? Or someone from a car?

Did you get there rego?
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Old 12-05-2009, 09:59 PM   #3
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I wouldn't bother going through insurance for something like that. Depends on the damage though I suppose.
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Old 12-05-2009, 10:01 PM   #4
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How bad is the damage??

Perhaps you can arrange the repair yourself for similar money to the excess and not tarnish your NCB?
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Old 12-05-2009, 10:02 PM   #5
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i was stationary at lights and whoever did it turned left and cause i had car in front couldnt go anywhere didnt realise what happened straight heard loud bang looked behind thought i might of got a soft hit from car behind but nothing then i saw can roll under the car next to me
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Old 12-05-2009, 10:03 PM   #6
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You could try paintless dent repair ,that is if the paints not damaged
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Old 12-05-2009, 10:05 PM   #7
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right next to the ford badge on boot bout 15cm long and bout 10cm wide fairly deep im gonna go with insurance i figure i have been paying for it im gonna use it.im predicting it will be at $1200 hundred as im going to be requesting a new boot im not having no bog job that will crack after closing the boot to often
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Old 12-05-2009, 10:31 PM   #8
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only problem insurance will raise your premium so you will pay for it anyway.
I would get paintess dent repair place to have a look ive seen them do so pretty tricky jobs .
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Old 12-05-2009, 10:42 PM   #9
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Fair excuse for a rant unfortunatley. Insurance won't suffer if you have discount for life. I think anything close to or above your premium should be put through insurance - if anything goes wrong you don't need to be the one getting your hands dirty arguing with a repair shop.

Hope it gets sorted soon mate.
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Old 12-05-2009, 10:45 PM   #10
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yea i already told insurance im not settling for some half a55ed job.plus i might even go with with spoilerless boot option now
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Old 12-05-2009, 11:55 PM   #11
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I'd agree with SNAPPY84. Paintless dent repair is exactly that. A dent repair that doesn't need repainting, so it's no half a55ed job with bog. It can't hurt to ring them and get them to look and quote. Never know, you mightn't have to pay out the $500 excess, unless you're feeling rather wealthy
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Old 13-05-2009, 08:12 AM   #12
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Quote:
Originally Posted by EGODRIVEN
right next to the ford badge on boot bout 15cm long and bout 10cm wide fairly deep im gonna go with insurance i figure i have been paying for it im gonna use it.im predicting it will be at $1200 hundred as im going to be requesting a new boot im not having no bog job that will crack after closing the boot to often

Its usually part of your insurance contract or "Product Disclosure Statement" that the insurance company chooses the method of repair. This is usually the cheapest/time effective means. We'd all like to have brand new parts on our cars should they suffer minor damage rather than having them effectively repaired, but we don't want to be paying more than double our current insurance premiums either.

If your concerns are that the bog will crack from opening/closing the boot, check to see if your insurance company offers a "lifetime guarantee". Most of the big companies do, so if this becomes an issue in a few years, take it back to them.

Boots can be a little difficult to repair as the repairs may still be visable from the inside as you may still be able to see the dent from the underside as its not like a guard or door where you can't see the inside part of the panel. If your insurance company do decide to repair rather than replace, check the boot lid on both sides to ensure that you are happy & raise any concerns with the repairer immediately. If you have no success contact your insurance company.

John
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Old 13-05-2009, 01:53 PM   #13
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Hey mate I know how you feel, I was driving my xr6 home with a few mates around 2am in hawthorn and a jeep drove past and threw a brick at my car, hit the drivers door and putting a huge dent plus paint damage, i chased the car and got rego and went straight to a police station, they took care of it ( I even went back and found the brick to show the blue paint flecks on it) and the driver got charged, he had a car full of drunk mates. I still had to claim it through insurance but didnt pay excess. Im lucky the brick didnt go through my windscreen and hit me or my mates. oh and we did nothing to provoke it either.
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Old 13-05-2009, 03:24 PM   #14
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when the cars getting repaired make sure to stress lots about correct paint matching and make sure they know you are super fussy. Some of the repair jobs Ive seen look shocking, it's as if half the painters out there think people are dumb and wont notice which unfortunately is true for many people but them knowing you know what to look for helps. Ive always said to repair shops "I'll probably get my cousins, one a beater, one a sprayer (which is true) to go over the job once it's done"
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Old 13-05-2009, 03:51 PM   #15
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Quote:
Originally Posted by EGODRIVEN
just need to relieve some stress some low life mongrel just threw a can at my car leaving a nice dent in the boot now i gotta pay $500 excess to get it fixed : : :

I feel for you mate, what a terrible thing to do to someone's property. : : : :
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Old 13-05-2009, 04:45 PM   #16
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Quote:
Originally Posted by EGODRIVEN
right next to the ford badge on boot bout 15cm long and bout 10cm wide fairly deep im gonna go with insurance i figure i have been paying for it im gonna use it.im predicting it will be at $1200 hundred as im going to be requesting a new boot im not having no bog job that will crack after closing the boot to often
Yeah go with insurance, $1200 hundred ($120,000) is a lot more than the excess, that's even more than eleventy-ten dollars. Just kidding mate, it really sucks, probably some clown on a vendetta to try and settle the whole Ford vs Holden thing or a jealous disrespectful clown trying to make themselves feel less worthless. Another vote for vigilante justice.
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Old 13-05-2009, 05:28 PM   #17
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Come on karma!
What goes around will hopefully come around, and the mongrel that threw the can will get their come uppance.
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Old 13-05-2009, 05:33 PM   #18
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Quote:
Originally Posted by EGODRIVEN
just need to relieve some stress some low life mongrel just threw a can at my car leaving a nice dent in the boot now i gotta pay $500 excess to get it fixed : : :
Just a question?? How do you control yourself after these things happen??

I dont know whether I would be able to and would probably need counselling :

Cheers
Mick
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Old 13-05-2009, 05:42 PM   #19
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Just a tip, that almost all panel beaters will charge you a quote fee if you're not going through insurance. This is refunded though if you end up using them for the work.

In my case I needed a new bumper skin and my excess is huge. The work ended up costing $874 to replace bumper skin and spray. This is not a Ford but is an indicator how such a small job can be expensive.

I ended up only getting one quote because @ $130 an average quote and on a job that small I was not going to really save any money or possibly end up losing money.
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Old 14-05-2009, 12:48 AM   #20
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Quote:
Originally Posted by LOCO XP
Yeah go with insurance, $1200 hundred ($120,000) is a lot more than the excess, that's even more than eleventy-ten dollars. Just kidding mate, it really sucks, probably some clown on a vendetta to try and settle the whole Ford vs Holden thing or a jealous disrespectful clown trying to make themselves feel less worthless. Another vote for vigilante justice.
lol i didnt even notice that i did that, i was probaly still pi55ed off but its all taken care of now im paying the $500 excess and the repairers have told me i will be getting a new boot i have opted for the spoilerless version now and insurance company said if im not happy with paint job to take it back, then if still not happy i can take it elsewhere so and the car will be ready in two days only downside is driving my brothers vy ss for two days
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Old 14-05-2009, 12:52 AM   #21
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Quote:
Originally Posted by PimpMyHubcap
Just a question?? How do you control yourself after these things happen??

I dont know whether I would be able to and would probably need counselling :

Cheers
Mick
had the missus in the car and she had just given birth to our baby a few days before so i didnt really want to put her through to much stress, but at same time i would love to have caught up with whoever did it
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Old 14-05-2009, 09:25 PM   #22
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Just pay cash for it seriously would be surprised if its worth getting insurance involved as they will up your premium quicker than you can say holy shi........
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Old 15-05-2009, 04:38 PM   #23
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I had some one climb over my car and jump on the roof. Nice. 1 year old car.
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