un insured low lifes - Page 2

uteguy · 21-06-2007, 04:56 PM

Quote:

Originally Posted by ed8

He now has 21 days to reply to this and if he fails to reply a second letter is sent and if he fails to reply again or a agreeable settelment isnt reached

Just a suggestion, send the letter via registered post, that way he has to sign for it, which means you know he got and and can prove it in court if need be.

Rev28K · 21-06-2007, 05:44 PM

Write it off as a lesson learnt the hard way.

I’ve also had 3 uninsured *****s damage my cars over the years, insurance and in one case a solicitor’s letter made it all so much easier for me.

4.9 EF Futura · 21-06-2007, 05:49 PM

Quote:

Originally Posted by Unco

i just find it amazing that someone has told you that the government will pay for the damages and then chase after him as if it was one big insurance company.

i don't know a hell of a lot about the legal side of things, but i just find that hard to believe.

good luck anyway.

Could not possibly agree more. The only thing that comes to mind is perhaps some compensation under victim of crimes?

I dont even think its legal for the govt to underwrite insurance... it doesnt have a licence to do so!

troppo · 21-06-2007, 05:55 PM

I'd chase it up through the Civil Courts. I have been on the recieving end of a civil claim (as the owner of a dog that killed sheep) and how it's been explained to you is how it works. If the courts rule in your favour, you are awarded costs and damages which are advanced to you from Crown coffers (which comes from victims levies) and the Crown recoups costs from the offender.
Good luck with it.

Outbackjack · 21-06-2007, 05:57 PM

Quote:

Originally Posted by ltd

It's tough, I once had a person from yagoona (won't say his ethnicity, but it rhymes with scarab), run up the back of a 6 month old black S500 I was driving just near Darling Harbour; evidently the idiot came flying around the corner in a riced up nissan silvia as he was trying to undertake a garbage truck. I was sitting at a red light and he apparently only saw me at the last second. $85K damage, and being a business customer it only needs to reach 45-50% of the value to be written off. He had no insurance. Made the 6am news (as it happened at 11:30 the night before). He and his mates were cut out of their car, I was fortunate enough to be able to open the door and walk away (allthough my neck ws a bit sore for a couple of days).
Turns out, he was unlicenced, uninsured, and unbelievably stupid. He told the police it was my fault even though countless witnesses said I was sitting at the red light.
Long story short, my insurer pursued him through the courts for the $220K that they paid me for the car and I pursued him for the sore neck and pain and suffering for my girlfriend at the time who was also a little bit sore as well. I got 20K and Katherine got $25K. She took her money, went to England and I haven't seen her since. 2 years and running. She sent me an email from the Greek Islands one week after she left; her parents still invite me around for dinner.

Unbelievably, 8 months later I got a call from the salvos asking me to assist this guy Jamal declare himself bankrupt. I explained to them that I would only assist Jamal if he was wishing to kill himself, and that I found their phone call an affront to common decency. In the end, the insurance company got some 150-170K out of this guy, as he had quite a number of assets although most of them were thought to be gotten by illegitimate means; he was later arrested and charged with drugs charges, supply and distribute etc. And to think all of this could have been avoided should he have paid the $1K per year for insurance.

Typical women eh!!!

Flouro_Joe · 21-06-2007, 07:31 PM

Quote:

Originally Posted by ltd

And to think all of this could have been avoided should he have paid the $1K per year for insurance.

Not if he is unlicensed and the car is unregistered, they WON'T insure him then.

Unco · 22-06-2007, 12:07 AM

Quote:

Originally Posted by Flouro_Joe

Not if he is unlicensed and the car is unregistered, they WON'T insure him then.

you're right, but i think you've missed the point: being that of the snowball effect that an incident can cause because of the failure to follow common sense (get insurance)

clontarf_x · 22-06-2007, 04:37 AM

Quote:

Originally Posted by ed8

Sorry what i meant was this guy was a drugged up low life with no insurance, trust me ive learnt to do insurance straight away now.

You can claim under court. Only costs you $66 (well, here in WA) at your local Magistrates Court. If he's found to be at fault he pays compensation plus all court costs.