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The Pub For General Automotive Related Talk |
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11-08-2005, 11:06 AM | #31 | |||||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,427
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11-08-2005, 11:38 AM | #32 | |||
Banned
Join Date: Dec 2004
Location: Not suffering Fools Gladly!!
Posts: 2,864
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11-08-2005, 11:42 AM | #33 | |||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,427
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11-08-2005, 11:55 AM | #34 | |||
Regular Member
Join Date: Jul 2005
Posts: 48
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After being on the phone to Just Car, they were only too happy to help, I now have complete cover for my car, including everything I've put on it.
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1998 XHII S Longreach V8 - 16.648 @ 133.65km/h -XR8 Rims -Blackout Tint -Pioneer HU |
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11-08-2005, 12:56 PM | #35 | |||
GT-P #0336
Join Date: Jan 2005
Location: Melbourne
Posts: 2,360
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2003 FULLY OPTIONED MERCURY SILVER BA GT-P BUILD #336
REVERSE CAMERA - SAT NAV - PIONEER SUB & AMP - SUNROOF - DVD PLAYER - CUSTOM DUAL EXHAUST ~Tuned By Bluepower Racing~ |
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11-08-2005, 01:07 PM | #36 | ||
Guest
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kids kids kids...
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11-08-2005, 01:27 PM | #37 | ||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,427
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Fairmont_Krissy just out of interest what was the premium with RACV and what is it now with Just Cars? Just as a guide.
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11-08-2005, 02:07 PM | #38 | |||
GT-P #0336
Join Date: Jan 2005
Location: Melbourne
Posts: 2,360
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With Just Car it's $749.00 although I am insured for $1000 less agreed value than what I was with RACV but it's still a good agreed value and I'm very happy with it. Also, I'd been quoted by Shannons before but I tried again and they wanted $1305 with ALOT less agreed value. EDIT: Oooops forgot to mention that the price of $749 includes the optional Rating 1 Protection which cost me $35.
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2003 FULLY OPTIONED MERCURY SILVER BA GT-P BUILD #336
REVERSE CAMERA - SAT NAV - PIONEER SUB & AMP - SUNROOF - DVD PLAYER - CUSTOM DUAL EXHAUST ~Tuned By Bluepower Racing~ Last edited by FRDGAL; 11-08-2005 at 03:04 PM. |
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11-08-2005, 05:17 PM | #39 | ||
Can't get enough of this.
Join Date: Feb 2005
Location: Standing on the driveway sobbing because I don't have a PINK ute anymore :0(
Posts: 1,990
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Hey Krissy
Would be interested to know how the excesses compare - If its not too personal – that is really the second most important figure after the premium from a comparison point of view. Your agreed value doesn’t mean a great deal unless you write the car off or it is stolen so I wouldn’t be concerned at all by the $1000 drop. More than likely it is the excess that you will have to fork out for so I would be more concerned with it. Cheers, Tori |
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11-08-2005, 05:32 PM | #40 | |||
XB in parts...
Join Date: Dec 2004
Location: Sydney
Posts: 2,890
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Its quite easy to get the sh1ts with people who work in insurance. A lot of us have nfi on imports or cars in general and the amount of people who conveniently choose not to disclose things or neglect to keep their policies up to date is alarming.
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Daily Driver 2019 Ford Escape...looking for XR6T's. |
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11-08-2005, 11:14 PM | #41 | |||
GT-P #0336
Join Date: Jan 2005
Location: Melbourne
Posts: 2,360
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The excess is quite higher. $450 basic excess and $400 mod excess but I knew of their basic+mod excess policy before ringing them and it didn't fuss me. That extra $400 mod excess I can save in a few weeks and put it aside in one of my accounts and not touch it. That way, if I ever need to claim, that extra money is already there so really I didn't/don't see it as an issue at all.
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2003 FULLY OPTIONED MERCURY SILVER BA GT-P BUILD #336
REVERSE CAMERA - SAT NAV - PIONEER SUB & AMP - SUNROOF - DVD PLAYER - CUSTOM DUAL EXHAUST ~Tuned By Bluepower Racing~ |
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12-08-2005, 01:06 AM | #42 | ||||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Melbourne, Australia
Posts: 2,602
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12-08-2005, 07:12 AM | #43 | |||
Ford Fanatic
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
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If you have a contents policy on a home it is covered in the home. it does not halve just because 1 name is not on the policy as a policy holder. So many married couples have a one name policy for one reason or another it makes NO difference to the amount of cover, only difference it does make is that if a policy holder is not listed they cannot get information about the policy without the policy holders permission and it would also mean the policy holder has to make any claim. As for "instructing" them to remove a policy holder, you can't do that by yourself either. Under Privacy laws the only one that can remove a name from a policy is that policy holder themselves or an executor of a will can ask that the policy be put into "the estate of the late xxxx". And please do not get policy holders,contacts & listed drivers mixed up.
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Everyone is entitled to my Opinion 2007 Territory TX SY RWD Ego |
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