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The Pub For General Automotive Related Talk |
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#31 | |||
Fixing Ford's **** ups
Join Date: Feb 2009
Location: In a house
Posts: 4,759
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Quote:
The question at hand. Basically, you will have to pay your excess to have the repairs done. If there is no witnesses, no footage or anything like that, it's a he said, she said scenario. She could say you hit her, you could say she hit you, when it comes to the crunch. There is no way looking at the damage caused to a car to determine who is at fault, in the eyes of the insurance assessors, or the police. Unfotunately, that's the way it is. It sucks, but what else can you do?
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A wheel alignment fixes everything, when it comes to front end issues. This includes any little noises. Please read the manual carefully, as the these manufacturers spent millions of dollars making sure it is perfect.....Now why are there so many problems with my car, when I follow the instructions to the letter?....Answer, majority rules round here Lock me up and throw away the key because I'm a hoon....I got caught doing 59 in a 60 zone |
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#32 | |||
Ford Fanatic
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
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Quote:
13 What is a road-related area (1) A road-related area is any of the following— (a) an area that divides a road; (b) a footpath or nature strip adjacent to a road; (c) an area that is not a road and that is open to the public and designated for use by cyclists or animals; (d) an area that is not a road and that is open to, or used by, the public for parking vehicles. Source: http://www.legislation.qld.gov.au/LE...tOpRUDLR10.pdf
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Everyone is entitled to my Opinion ![]() 2007 Territory TX SY RWD Ego |
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#33 | ||
Donating Member
![]() Join Date: Dec 2006
Posts: 5,507
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Without witnesses it's 50-50
Think yourself lucky she HAS insurance to claim on Wait till you get a car written off by an underage/drunk driver and see how you feel. Then 3 days later the car that hit you is sold for $50 at an auction so no hope of civil recovery either. |
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#34 | |||
Nutty Professor
Join Date: Mar 2009
Location: Brisbane, Australia
Posts: 548
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Even an admission of guilt might not help.
My AU ute was recently hit in the front left guard by a bloke in a Commodore. It bent the guard, cracked the headlight, ripped off the bumper, knocked out the wheel alignment, bent the radiator support and cracked the radiator. He was an honest bloke, rang his insurer and admitted fault, so it should all be covered right? Wrong. The bloke from the insurance agency has decided, based on some top-down photos from the panel beater, that there is no way that an impact in that corner could have bent the radiator support, cracked the radiator, or affected the wheel alignment (despite there being rubber from his tyre on my wheel). All that is covered is the panel damage. He reckons I must have hit something else. I thought I would have noticed if I had hit something hard enough to do all that damage, but apparently not. Moral of the story is, insurance companies are assholes, and there is SFA you can do about it.
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#35 | ||
The one and only
Join Date: Dec 2004
Location: Carrum Downs, Victoria
Posts: 9,053
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I love these threads.
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1992 DC LTDHO 360rwkw built by me Tuned by CVE Performance Going of the rails on a crazy train Other cars include Dynamic ED Sprint, Dynamic DL LTD, Sparkling Burgundy DL LTD, Yellow, Red & Blue XB sedan & Black XB Coupe
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#36 | |||
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Join Date: Dec 2006
Posts: 1,046
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#37 | ||||
Force Fed Fords
Join Date: Aug 2005
Location: Enroute
Posts: 4,050
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Quote:
![]() ![]() The more this goes on the more it goes on... and on.... and on..... and on..... As my Nan used to say before she shed her mortal coil; "What can't be cured must be endured". Move on. ![]()
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If brains were gasoline, you wouldn't have enough to power an ants go-cart a half a lap around a Cheerio - Ron Shirley Quote:
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#38 | |||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Tasmania
Posts: 3,579
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Quote:
If both cars are in reverse, even if one is not moving, blame is with both vehicles
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2002 T3 Manual Naroma Blue TS-50 (049)Sunroof, Premium Sound, Black/Blue Leather Brembos |
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#39 | |||
SZII in Silhouette
Join Date: Jul 2005
Location: Darwin NT
Posts: 600
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Quote:
(bees...... ![]()
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. . Strangers have the best candy....... |
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#40 | |||
Regulator
Join Date: Jan 2005
Location: Melbourne
Posts: 4,168
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Quote:
Insurance doesn't always help you when you need it!
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Regards Bobby Current Cars: 2000 AU2 Fairmont (2019-current) 2003 BA1 Falcon Divvy Van (2017-current) 2009 VW Mk6 Golf 118TSi (2020-current) Previous Cars: 2003 MCX10R Avalon VXi (2017-2020) 1995 EF1 Falcon GLi (2016-2019) 1997 XH2 Falcon Van OPT20 (2016-2019) 2006 BF Fairlane Ghia (2013-2018) 2001 AU3 Futura (2010-2013) 1996 EL Fairmont (2008-2010) 2004 BA XR6 (2005-2008) 2001 AU2 Forte (2005-2006) 1988 EA Fairmont Ghia (2003-2005) 1984 AR Telstar TX5 Ghia (2001-2005) |
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#41 | ||
The only thing u'll see!!
Join Date: Mar 2010
Location: Brisbane QLD
Posts: 498
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Mate, on the road or in a carpark WE need to take responsibility for our actions. My quotation for driving is, dodging the D#$#heads. It appears to me that if your father saw the stupidity unfold, he should have hit drive and gone back into the spot. Not stay in position and windge and moan about a situation that could have been avoided. My grain of salt, later.......
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My car has launch control, simply BAM-BAM-BAM-BAM-BAM-BAM-BAM then select D for maximum respect, it bushfires the s**t house everytime!!! |
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#42 | ||||
FF.Com.Au Hardcore
Join Date: Apr 2007
Location: Miranda, NSW
Posts: 6,771
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Quote:
what he said ^^^^^ Quote:
what he said ^^^^
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2005 BA MK2 FPV GT - 6 SPEED MANUAL , SILHOUETTE, SWISSVAX, SUNROOF, BILSTEIN AND LOVELLS, FACTORY GENUINE 19'S, X-FORCE STAINLESS QUAD CATBACK, ADVANCE HEADERS, 200 CPSI CATS, BLUEPOWER CAI, HERROD BREATHER KIT, 4:11 DIFF RATIO, MAL WOOD OPT 3+ CLUTCH, BILLET SHIFTER, MELLINGS 10227, NOW WITH REVERSE CAMERA/SENSORS, ALPINE SPEAKERS & SUB - CUSTOM TUNED TO 275 RWKW NOW WITH A NEW ADDITION - 2017 MUSTANG V8 GT FASTBACK - , 6 SPEED AUTO IN PLATINUM WHITE, |
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#43 | |||
Donating Member
![]() Join Date: Dec 2006
Posts: 5,507
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Quote:
It matters because they cant recover anything either and keep putting excesses and premiums up. They dont bother to chase them. The drunk driver gets another minor suspended sentence which he pays no attention to and does the same thing the next week to another person Cycle starts again.... |
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#44 | |||
...
Join Date: Dec 2006
Posts: 1,046
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Quote:
Sorry, if you aren't at fault and can name the other driver you shouldn't have to pay an excess. Our premiums go up for a whole range of reasons, If you are crying because the insurance company is losing out then you are the only one. |
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#45 | |||
Australia
Join Date: Mar 2010
Location: behind a keyboard
Posts: 1,290
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Quote:
Re car parks. In the past when I've had issues on a publicly accessible roadway (its actually a long driveway) on private property, the police have said its a civil matter. Has the law changed in the last 10 years? |
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#46 | |||
FF.Com.Au Hardcore
Join Date: Mar 2007
Posts: 2,699
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Quote:
It's a tight carpark, you can't reverse out completely in one motion, when he reversed out of the park she started to reverse, so he put the car in drive to get on the road before she hit him ( but didn't have enough angle to go either on the road or back in the park, so he was stuck when she hit him and technically he was in drive. Would that help our case at all?
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EB II 1992 Fairmont - koni reds, wade 977b, 2.5inch/4480's and much more to come! |
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#47 | ||
Join Date: Dec 2004
Posts: 9,292
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Your both at fault, how many different ways do you want to hear the same the same thing.
They were BOTH reversing and are BOTH at fault. Even the insurer has told you the same thing. And no, it wont help your case either. Just sounds like the story is being changed to suit yourselves and to be clear of any fault - and thats what the insurers are going to think too. No one can prove that he was trying to drive into the car park either. End of the day, both parties are at fault. |
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#48 | |||
GT
Join Date: Apr 2005
Location: SYDNEY
Posts: 9,205
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Quote:
UNFORTUNATELY !!! what he said ^^^^^^^^ |
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#49 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: ACT
Posts: 11,647
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Quote:
![]() ![]() I'm just kidding. |
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#50 | |||
Fixing Ford's **** ups
Join Date: Feb 2009
Location: In a house
Posts: 4,759
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Quote:
A shopping centre carpark is part of the road. It's been that way for many many years. If you're unlicenced, or drive an unregistered car in a shopping centre, and your caught, you're stuffed. (That's an example) It's not private property. However in this case, there is no way to prove who was at fault, so unfortunately the OP is out of pocket, which ever way you look at it
__________________
A wheel alignment fixes everything, when it comes to front end issues. This includes any little noises. Please read the manual carefully, as the these manufacturers spent millions of dollars making sure it is perfect.....Now why are there so many problems with my car, when I follow the instructions to the letter?....Answer, majority rules round here Lock me up and throw away the key because I'm a hoon....I got caught doing 59 in a 60 zone |
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#51 | |||
Donating Member
![]() Join Date: Dec 2006
Posts: 5,507
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Quote:
I cannot see how you got that from what I typed????? Your right I shouldn't - but you do! Where do I cry for insurance companies??? I complained about them.... |
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