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06-12-2013, 09:14 PM | #1 | ||
FF.Com.Au Hardcore
Join Date: Jul 2006
Posts: 1,028
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Howdy,
Just wanted to know what the standard practice was with regards to buying a car from a dealer via a bank transfer. For example would a dealer accept bank transfer and let you drive away same day ?
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06-12-2013, 09:25 PM | #2 | ||
If it ain't broke........
Join Date: Dec 2007
Location: Sunshine Coast Qld
Posts: 18,715
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No, because they take 24 hours minimum to show up in the receivers account........
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Visitors welcome Relatives by appointment only |
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06-12-2013, 09:41 PM | #3 | ||
Regular Member
Join Date: Oct 2007
Posts: 353
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Get a bank cheque from the bank.
Cost $15. |
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06-12-2013, 11:26 PM | #4 | ||
FF.Com.Au Hardcore
Join Date: Jul 2006
Posts: 1,028
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A bank cheque also takes time to process and show as available funds...
Just wondering if anyone has ever direct deposited to a dealer before ? Sent from my GT-N7105T using Tapatalk
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Looking at cleavage is like looking at the sun. You don't stare at it, it's too risky. You get a glimpse of it then you look away. |
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06-12-2013, 11:31 PM | #5 | ||
FF.Com.Au Hardcore
Join Date: Feb 2006
Posts: 1,224
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You could probably arrange with your bank to provide the dealer with a remittance advice, which is basically the banks word that the money has been transferred. Other option is, if you know who they bank, go to an actual branch and deposit money there, it should either clear straight away, or they can provide the dealer with a receipt to say that it has been paid.
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07-12-2013, 12:32 AM | #6 | ||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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I got a 15k car same day I saw it. Jumped on NetBank, did transfer and drove car home.
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___________________________ I've been around the world a couple of times or maybe more....... |
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07-12-2013, 04:40 AM | #7 | ||
FF.Com.Au Hardcore
Join Date: Feb 2009
Posts: 1,460
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Assuming you both were using the same bank on that one.
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07-12-2013, 07:12 AM | #8 | ||
FF.Com.Au Hardcore
Join Date: Aug 2007
Posts: 1,874
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07-12-2013, 07:48 AM | #9 | ||
Regular Member
Join Date: Oct 2007
Posts: 353
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I paid for my last car with bank cheque and drove it home that day.
I didn't just whip out the old cheque book in the dealership and scribble down $26k and chuck it on the table, it was a printed off cheque with receipt from the bank and using funds from my savings account. |
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07-12-2013, 07:51 AM | #10 | ||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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To be honest I really can't remember!
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___________________________ I've been around the world a couple of times or maybe more....... |
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07-12-2013, 08:46 AM | #11 | |||
FF.Com.Au Hardcore
Join Date: Aug 2007
Posts: 1,874
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Quote:
countless instances of bank cheques bouncing or otherwise being dishonoured |
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07-12-2013, 09:15 AM | #12 | ||
Giddy up!
Join Date: Dec 2007
Location: Melbourne
Posts: 2,126
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When I got the Territory, I had the ensure that the leasing company did the transfer on the Wednesday so I could pick the car up on Saturday. I had a good relationship with the dealership, so I could have pushed it if I needed to.
I bought some audio equipment off a store in QLD and all he needed to see before posting it off to me was the reciept of transfer that the bank gives after the transfer takes place. I saved it as a PDF and emailed it to this. Under a $100 though. You can understand if it is $1000s. They need to protect themselves.
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Current: June 11 built Titanium TDCi Territory, Edge, side steps, mud spats, bonnet protector, tow pack, full tint. Nov 10 built XR6 Sensation. Previous: Oct 07 built Mondeo TDCi hatch, Stardust Silver, bluetooth, leather, tow pack, sunroof. |
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10-12-2013, 08:56 AM | #13 | ||
FF.Com.Au Hardcore
Join Date: Oct 2005
Posts: 589
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unless you look like a crook, dealer will be more than happy to accept a bank cheque.
bank cheque with photcopy of your ID = CASH for dealers Bought plenty of cars from dealers and used bank cheques no problems what so ever. Most dealers don't really like large sums in cash that much as it has its own risks, although no one will ever turn you down. can't comment on transfer sorry. |
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10-12-2013, 09:05 AM | #14 | ||
IWCMOGTVM Club Supporter
Join Date: Sep 2005
Location: Northern Suburbs Melbourne
Posts: 17,799
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Paid for all my cars using a bank cheque. The last one didn't even pay for the cheque as I asked to get it waved due to the amount.
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Daniel |
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10-12-2013, 12:26 PM | #15 | ||
FF.Com.Au Hardcore
Join Date: Jul 2006
Posts: 1,028
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Well to answer my own question: one dealer would accept bank cheque only... the other dealer accepted direct deposit drive away same day ! So I drove away a beautiful BA XR8 6 speed manual ute same day on Saturday !
Sent from my GT-N7105T using Tapatalk
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Looking at cleavage is like looking at the sun. You don't stare at it, it's too risky. You get a glimpse of it then you look away. |
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10-12-2013, 04:49 PM | #16 | ||
Lyminge, Shepway, Kent
Join Date: Oct 2008
Location: Geelong - Go Cats
Posts: 3,197
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But the risk is with the recipient, not the person who hands over the cheque. Safe enough if backed up with the receipt for withdrawal from the bank.
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10-12-2013, 04:51 PM | #17 | ||
Lyminge, Shepway, Kent
Join Date: Oct 2008
Location: Geelong - Go Cats
Posts: 3,197
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Commbank has real time transfers, withdraw fro your account now, instantaneous deposit to most other accounts.
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Mel Brooks sums it up best; "Comedy is when you fall into an open sewer and die, tragedy is when I get a paper cut" |
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