What do you do when being Tailgated? - Page 5

Iggle Piggle · 22-11-2017, 11:10 AM

Quote:

Originally Posted by NTF6

Haha yeah, what ****er needs 7 aerials?

Gymnasts? Would be a good routine.

Reminds me of the last few lines of the 'Carlton Cowboys' song D-Gen did back in the 80s:

With CB antenna's
About a half a dozen
We're looking like a porcupine, boys
But you will know the difference if we offer you a ride
'Cause the porcupine always has the pricks on the outside

https://www.youtube.com/watch?v=7CuBeJnFpl0

roKWiz · 22-11-2017, 05:31 PM

Quote:

Originally Posted by Roostercam

I live close to you by the sounds of the roads described. That whole Norwest thing during peak hour is a f*#%ing nightmare and can you remember a time that it hasnt had roadworks going on, or ripping up another medium strip because some goose can't lay the proper drainage? (i know some people in that field) Have you seen the govt plans to turn Norwest into a business technology center? Massive hirise develoments, 3500 public servants to relocate to Norwest. Add in the apartment blocks going up every few kms and you can see why I am getting animated. No thought to the drain on the electric grid, the roads, schools, public transport etc etc. The govt just wants the tax dollars off land sales, they are not interested in updating the things I have mentioned.

I can remember riding all over the North Western burbs on my bike in the 70's was so quiet due to the oil embargos and gas shortages.

xurbanx · 22-11-2017, 05:42 PM

I just let it be - they'll eventually realise I won't be going any faster, and move. Doesn't help that I drive the wife's pink Yaris..

ronwest · 23-11-2017, 12:06 AM

Quote:

Originally Posted by xurbanx

Doesn't help that I drive the wife's pink Yaris..

Might help a lot.

Quite possibly the knuckledraggers sitting on your tail will think the yes vote means it's compulsory and give you a wide berth...

au350hp · 23-11-2017, 08:45 AM

I just got home this morning, driving very slowly I might add, against the Parramatta bound Windsor Rd traffic. The #1 offence I saw was the telltale downcast eyes, occasionally darting up to watch the car in front's tail. Yes folks, the txting driver. I would safely bet 4 out of 10 were offenders & add a couple of make up artist's driving with their knee & the obligatory P plater with the cannon muffler who is more focused on his sound system or revving the motor as they pass any car that looks like a racer. This is really starting to give me the screaming sh*ts as my car not only means the world to me, but if some idiot rear ends me with even moderate force, my car will be written off. Its ok for these new car drivers who's value outstrips the repair costs, but it is curtains for anyone driving a car worth under, say $15000. I believe if the value of a drivers car is going to be an issue to repair due to the value/repair cost ratio and that person is NOT at fault, then the at fault driver should be responsible. Obviously this would never happen because insurance is business & businesses are profit based, not about a fair go for the victim. Damn shame that as I am not the only one who has received a cheque for a few thousand dollars for a car that's had $15k into it & countless hours of labour, after being the victim in an accident.

Tassie f100 · 23-11-2017, 11:08 AM

I have wondered for a long time ,what would be the go if your non standard car got written off and you are not at fault,if you sue the other driver for the difference.If your car is written off the other parties Ins Co pay out on Red book or similar,which don,t consider anything other than standard.If your car is worth $15-20k but the Ins only pays $10k why shouldn,t you sue the at fault driver for the shortfall.

Itsme · 23-11-2017, 11:35 AM

Quote:

Originally Posted by Tassie f100

I have wondered for a long time ,what would be the go if your non standard car got written off and you are not at fault,if you sue the other driver for the difference.If your car is written off the other parties Ins Co pay out on Red book or similar,which don,t consider anything other than standard.If your car is worth $15-20k but the Ins only pays $10k why shouldn,t you sue the at fault driver for the shortfall.

Best of luck suing the other person, actually best of luck getting money out of people if they do not want to or have the means to pay you, It can cost you more with negative results.
You are better off having agreed value full comprehensive insurance to cover your pride and joy.

prydey · 23-11-2017, 11:57 AM

Quote:

Originally Posted by Tassie f100

I have wondered for a long time ,what would be the go if your non standard car got written off and you are not at fault,if you sue the other driver for the difference.If your car is written off the other parties Ins Co pay out on Red book or similar,which don,t consider anything other than standard.If your car is worth $15-20k but the Ins only pays $10k why shouldn,t you sue the at fault driver for the shortfall.

Why should they pay because you have skimped on insurance? If you feel your car is 'worth' more than the market price, then insure it accordingly.

Be careful what you wish for though. The at fault party might notice your car is modified and argue that it no longer complies with ADR's, and you walk away with nothing.

This isn't directed at anyone specifically, just putting it out there in general terms.

au350hp · 23-11-2017, 11:58 AM

Which is what I have. It is the ONLY way to avoid disappointment, assuming you don't void your policy with crazy behaviour.

au350hp · 23-11-2017, 12:05 PM

Quote:

Originally Posted by prydey

Why should they pay because you have skimped on insurance? If you feel your car is 'worth' more than the market price, then insure it accordingly.

Be careful what you wish for though. The at fault party might notice your car is modified and argue that it no longer complies with ADR's, and you walk away with nothing.

This isn't directed at anyone specifically, just putting it out there in general terms.

I don't think he is saying anybody is skimping on insurance, more what I mentioned a few posts back.Look for the Rant sign. Regardless of what you think your car is worth, you will only get so much extra cover if you go through Shannons as eg, other wise the average insurance will give you red book value & some room to move a few dollars each way but your excess moves accordingly. There really is no protection against a car that has a low redbook value but tens of thousands put into it. Again, pay attention, leave a gap and no phones full stop. If everybody does that, we all stand a better chance of getting home how we left. Oh well. back to work .....

LTDHO · 23-11-2017, 01:03 PM

Quote:

Originally Posted by Tassie f100

I have wondered for a long time ,what would be the go if your non standard car got written off and you are not at fault,if you sue the other driver for the difference.If your car is written off the other parties Ins Co pay out on Red book or similar,which don,t consider anything other than standard.If your car is worth $15-20k but the Ins only pays $10k why shouldn,t you sue the at fault driver for the shortfall.

You can sue but you will lose.

commodorenutt · 23-11-2017, 02:24 PM

I think it's more that people are checking their facebook feeds rather than texting. I see it every day, both ways. Some are blatantly on display - the phone fitted to a windscreen mount to the right of the instruments, and they reach forward & scroll.

Regarding the value of your car when it's not your fault, a work colleague here had a fairly unique car, insured for $25K. Got written off after being hit hard in the rear corner whilst parked. Redbook had it at $15K, so that's all the insurance company (from the offendor) offered him.

He threatened to put a claim in on his own (full comp) insurance, knowing full well they'd refund his excess as he wasn't at fault (he wasn't even in the car while it was parked).

It went back & forth a few more times until they came up with a deal to pay $21K and he would get to keep the car. The parts were worth more than $4K to him, so he went with that.

I think if you were offered $10K "book value" for a car that's really worth $15K, you'd be able to negotiate the payout figure up a bit. Remember, their first offer is only a starting point.

FordsForever · 23-11-2017, 03:55 PM

Call me a ***** but I don't mind giving a little sudden tap on the brakes. Makes them wake up that's for sure.

au350hp · 23-11-2017, 05:04 PM

Quote:

Originally Posted by FordsForever

Call me a ***** but I don't mind giving a little sudden tap on the brakes. Makes them wake up that's for sure.

Í'd be lying through my teeth if I said I hadn't done that one a few times, just enough to activate the stop light switch as you said

Tassie f100 · 23-11-2017, 05:06 PM

Quote:

Originally Posted by prydey

Why should they pay because you have skimped on insurance? If you feel your car is 'worth' more than the market price, then insure it accordingly.

Be careful what you wish for though. The at fault party might notice your car is modified and argue that it no longer complies with ADR's, and you walk away with nothing.

This isn't directed at anyone specifically, just putting it out there in general terms.

Why shouldn,t the at fault party pay the difference ???If it isn,t my fault my insurance shouldn,t even come into the debate.If I am at fault,and under insured then it is my problem, BUT if you run into me then it is YOUR problem to get me what my car is worth not what your Ins Co try to get away with

prydey · 23-11-2017, 05:33 PM

Quote:

Originally Posted by Tassie f100

Why shouldn,t the at fault party pay the difference ???If it isn,t my fault my insurance shouldn,t even come into the debate.If I am at fault,and under insured then it is my problem, BUT if you run into me then it is YOUR problem to get me what my car is worth not what your Ins Co try to get away with

if a persons car isn't roadworthy (doesn't meet ADR's) then it doesn't matter if they are not at fault. It could be argued the car shouldn't be on the road.

Also, what a person thinks their car is worth, and what it is actually worth are two very different things, and often thousands of dollars apart.

Regardless, this is way off topic.

Itsme · 23-11-2017, 05:42 PM

Quote:

Originally Posted by Tassie f100

Why shouldn,t the at fault party pay the difference ???If it isn,t my fault my insurance shouldn,t even come into the debate.If I am at fault,and under insured then it is my problem, BUT if you run into me then it is YOUR problem to get me what my car is worth not what your Ins Co try to get away with

Your biggest problem is the insurance industry regulates what your car is worth, not what you paid for it, try argue that in a court of law and see what happens.

au350hp · 23-11-2017, 06:08 PM

Quote:

Originally Posted by Officemanager

Your biggest problem is the insurance industry regulates what your car is worth, not what you paid for it, try argue that in a court of law and see what happens.

Forgive me if there is an obvious answer to this, but how would the insurance company value an original 60's or 70's GT or would they even touch it? Virtually standard say to keep it straight forward.

prydey · 23-11-2017, 06:18 PM

Quote:

Originally Posted by Roostercam

Forgive me if there is an obvious answer to this, but how would the insurance company value an original 60's or 70's GT or would they even touch it? Virtually standard say to keep it straight forward.

Market value or agreed value is what they would value it as. I have no idea what it is but probably a fair amount.

Tassie f100 · 23-11-2017, 06:45 PM

Quote:

Originally Posted by prydey

Market value or agreed value is what they would value it as. I have no idea what it is but probably a fair amount.

Just looked up Red book.XA GT auto sedan 48-61k. So I guess if you get run into that is the range the at fault Ins Co will pay

**GasoLane** · 23-11-2017, 07:02 PM

Feel free to start a new thread re insurance, but It would be nice if we could get back on topic now please.

marty351 · 23-11-2017, 07:15 PM

What do I do when being tailgated?
I get out and start talking insurance.

.:4:. · 23-11-2017, 07:20 PM

Steering back a degree, after my first job today I had the joys of taking the m5 to botany at 9am. Pretty much every bad driving offence was going on simultaneously on that on ramp. After the initial merge from 2 to 1 lane before the merge onto the freeway, I had some puppet drive up the breakdown lane and try push in. I seen it coming so I moved up on the car in front. Mind you max speeds were about 5kmh. He tried pushing but I wasn't having a bar of it. At the end of the day either way I'm not at fault, and whilst I don't try to crash it it's a work car so I don't really care about the car just my well being. Also hit me and works insurance will hit back harder with loss of income. I squeezed him out then magically with the use of an indicator (a rare site) a truck simply let me in coming onto the freeway and again squeezed out the car behind that was at that point just about attached to my towbar like a trailer. I don't give a crap how late someone else is running. There is road etiquette. My attitude is everyone is an a hole until proven otherwise. That's why I always aim to be 15 minutes early to work every day. If I hit traffic I'm still on time, I beat the traffic, and it's a much less stressful drive. I do my overtime starting early as opposed to staying back for similar reasons, and you don't miss out on life in the mornings but you do in the arvo.