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The Bar For non Automotive Related Chat |
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09-07-2023, 12:58 PM | #31 | |||
Experienced Member
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Location: Australasia
Posts: 7,657
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Quote:
I don't give toss what businesses say, they just pass on the costs to the customers like they always do, it us the public who gets screwed over. Again, you are falling to the BS of banks, big business and govco, take your blinkers off and see what is really happening. |
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09-07-2023, 01:14 PM | #32 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
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Quote:
Don't get me wrong I use cards at my discretion when I choose to do so, but I hate it when corporations and governments force their whims and ways on you. They always start off saying there is benefits and no added costs but change the rules down the road. Banks are the biggest hypocrites in society, and yet people swallow their BS. PS: I carry some cash, but no I don't have a big bulging wallet like I use to. |
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09-07-2023, 02:41 PM | #33 | |||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,918
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Quote:
And for those who think cashless is some form of ultimate gov / NWO control, holding cash will do SFA. They will just ultimately outlaw it and it'll become useless. Better to start buying up physical gold and silver, and hope retailers will accept them for goods and services, under the table. I use about 70% card, 30% cash.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. Last edited by T3rminator; 09-07-2023 at 02:48 PM. |
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09-07-2023, 03:05 PM | #34 | ||
Critical Thinker
Join Date: Jan 2005
Location: Adelaide
Posts: 20,374
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Don't mind me, I'm subscribing to this thread and waiting for someone (other than me) who will bring up the topic of CBDC's and its blockchain ability. Lots here are for digital currency, only to allow authorities to then be able to control HOW you spend and WHAT you spend it on based on your behavior online and in public.
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"the greatest trick the devil pulled, is convincing the world he doesn't exist" 2022 Mazda CX5 GTSP Turbo 2018 Hyundai Santa Fe Highlander 1967 XR FALCON 500 Cars previously owned: 2021 Subaru Outback Sport 2018 Subaru XV-S 2012 Subaru Forester X 2007 Subaru Liberty GT 2001 AU2 75th Anniversary Futura 2001 Subaru GX wagon 1991 EB XR8 1977 XC Fairmont 1990 EA S Pak 1984 XE S Pak 1982 ZJ Fairlane 1983 XE Fairmont 1989 EA Falcon 1984 Datsun Bluebird Wagon 1975 Honda Civic |
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09-07-2023, 03:08 PM | #35 | |||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,918
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Quote:
I was sent to hk for work a few years ago. Company decided to give me a company card rather than per diem into my account. Meant I had to go to all the fancy restaurants and pay triple as the street hawker style places only took cash!
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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09-07-2023, 03:32 PM | #36 | ||
praek tih kl jo kr
Join Date: Mar 2011
Location: Atwell W.A.
Posts: 1,686
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At the end of the day, when the banks have an "outage", which we are seeing more of in the last few years, I can still pay for the meal I just ate, or the fuel I just filled my tank with, or any other situation I may find myself in when the cashless system does not work.
Cash is King! |
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09-07-2023, 03:49 PM | #37 | ||
Angry Dub Driver
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Location: Toowoomba
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09-07-2023, 05:50 PM | #38 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,657
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Quote:
Cash will never be made redundant, you are deluding yourself. Cheers |
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09-07-2023, 06:00 PM | #39 | |||
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Quote:
I'm not arguing the time of processing cash v electronic, just an observation of the difficulty the younger generation seem to have handling cash these days.
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Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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09-07-2023, 06:21 PM | #40 | |||
WT GT
Join Date: Jan 2006
Location: The GSS
Posts: 17,773
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Quote:
If the systems are down, why would there be anybody serving "meals", "fuel", etc.? |
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09-07-2023, 06:50 PM | #41 | |||
Experienced Member
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Location: Australasia
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Quote:
Only matter of time when AI takes over and we all will be made redundant. |
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09-07-2023, 06:55 PM | #42 | ||||
praek tih kl jo kr
Join Date: Mar 2011
Location: Atwell W.A.
Posts: 1,686
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Quote:
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No need to worry though, I was fine , I even paid for the the milk the lady in front of me had , see this is where Cash is King, no effect to my day. |
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09-07-2023, 07:22 PM | #43 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 22,352
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…Maybe the fellow who makes hinge pin kits for the XB coupés only takes cash? :p
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09-07-2023, 08:31 PM | #44 | ||
FF.Com.Au Hardcore
Join Date: Nov 2009
Posts: 2,858
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bigger question - why isn't banking free? in the UK we never paid a penny for normal banking services so was shocked when we came over here in 2006 so find out how expensive it is to bank. There's a charge for everything! I know the cash flow is less because of the lower population, but it still doesn't make sense, especially going back to the original post here - less costs for the banks going cashless, but they still charge us just as much!
<checks under matress for cash> [/rant] |
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09-07-2023, 08:54 PM | #45 | |||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,918
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Quote:
As for card fees, I think its VISA and Mastercard who are charging the fees, rather than the banks? I think the banks charge the retailers for leasing the EFTPOS machines, which I guess the retailer can pass on to consumers. Have noticed a lot of retailers now asking if you want to "insert" rather than "tap". If you insert the card, select EFTPOS (rather than Visa/mastercard), punch in your PIN, you can avoid the few cents of fees. EDIT: Yep, its the card issuers that set the base rates. Some retailers will add their own buffer on top, which is sneaky. Not sure what the banks get apart from the equipment leasing fee. https://www.visa.com.au/about-visa/interchange.html Oh and to answer your question on why banks can charge fees here......because consumers don't bitch and moan as much as they probably should.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. Last edited by T3rminator; 09-07-2023 at 09:09 PM. |
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09-07-2023, 09:31 PM | #46 | |||
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Location: Australasia
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Quote:
Funny thing is the sheeple accept it. |
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09-07-2023, 10:56 PM | #47 | |||||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Hervey Bay
Posts: 5,263
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Quote:
My father is both a business owner with business accounts and a pensioner. The only time he has stepped inside a bank over the past 10 years is to sign documents after Mum died certifying her death and changes to the accounts they shared via her estate. In the majority of those 10 years he has never paid a cent in banking fees in any of his accounts. If he has cash to deposit its done at an ATM at his convenience or through is AusPost branch. When Mum was alive, in the preceding 7 to 8 years, she visited a bank maybe 1 or 2 times a year and that was to only deposit cheques. Have you ever considered that the way things are now is a following of the will of the people. People don't need or want the "good old days" because of how painful and time consuming they are. They have embraced the new technologies and instantaneous electronic services offered because they are simple and efficient for time poor people. And like all good organisation they are following the path of the users. If people didn't want what we have now, then it wouldn't exist. It would have failed shortly after inception. Quote:
Banks make profits, but they don't keep them. The profits all go to shareholders. Who are the shareholders??? They are you, me, your work mates, your neighbour, your brother, sister, whatever other family member and their dogs... How??? Through their/our super funds. Our retirements are heavily invested in shares and dividends from these large corporation you so hate. People want to retire comfortably with a squillion $$$ in the bank and not just have to rely on the pension. The only way this can be done is with your super fund returning 10% a year for the next 40 years. As distasteful as it might be, the only way to make this happen is for banks and large corporations to make mega profits, keep the dividend's rolling in and the share prices up. Our retirement wealth is heavily linked to the performance of these companies and WE actually demand they keep on doing as they have been. Or is that another government conspiracy? Or don't you have a super fund either? Thats OK... I'll save you the stock reply. Quote:
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09-07-2023, 10:59 PM | #48 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,657
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Quote:
Cheers |
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09-07-2023, 11:01 PM | #49 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Hervey Bay
Posts: 5,263
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10-07-2023, 06:34 AM | #50 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Canberra Region
Posts: 8,982
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There was some benefit to waiting ages in line at the bank, 30+ years ago I met Ricky Stuart and Craig Bellamey at the Commonwealth Bank and got their autograph. Quite a treat for a 10 yo Raiders fan.
But yes, I do remember waiting an eternity in line with mum and dad, sitting around drawing on the withdrawal slips.
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2016 FGX XR8 Sprint, 6speed manual, Kinetic Blue #170 2004 BA wagon RTV project. 1998 EL XR8, Auto, Hot Chilli Red 1993 ED XR6, 5speed, Polynesian Green. 1 of 329. Retired 1968 XT Falcon 500 wagon, 3 on the tree, 3.6L. Patina project. |
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10-07-2023, 07:04 AM | #51 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Hervey Bay
Posts: 5,263
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Quote:
I dare say the biggest savings in bank history were attributed to preventing kids from drawing on those deposit and withdrawal slips. How much wasted paper and printing they mist have gone through. |
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10-07-2023, 02:22 PM | #52 | ||
Cabover nut
Join Date: Aug 2015
Location: Onsite Eastcoast
Posts: 11,270
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Interesting when staying in the CBD of any large city.
If only you could see the size of the Darling Park complex and their Darling Harbour complex of the Commonwealth Bank in $ydney, the amount of lights, computers and printers staffed 24/7, across the street from my old man's apartment. Let alone the other big 3 down the road and probably use more paper than ever. Wasted paper will be of no concern to them, as, no doubt they'll all be claiming to be carbon neutral. !
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31-08-2023, 12:29 PM | #53 | ||
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Seems as though cash is making a comeback. How does the saying go? "What once was old is new again."
https://www.abc.net.au/news/2023-08-...-730/102599352
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Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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31-08-2023, 03:36 PM | #54 | |||
Donating Member
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I love Holdens.... |
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31-08-2023, 04:59 PM | #56 | |||
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Location: Australasia
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31-08-2023, 10:17 PM | #57 | ||
Donating Member
Join Date: Mar 2007
Location: Heading thru Hell (Corner)
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Well, most of my tops have sleeves....
__________________
Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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01-09-2023, 04:27 PM | #58 | ||
FF.Com.Au Hardcore
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Location: Melbourne
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https://www.facebook.com/reel/125141...ibextid=3v1LA4
Brought to you by the bloke who was "guessing" the covid numbers before they were published The last time I actually withdrew money from a teller was overseas, would have been back around 2009, and yep they asked why I needed "so much" cash and what I was using it for.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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01-09-2023, 04:57 PM | #59 | ||
FF.Com.Au Hardcore
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Dont p i s s off older people. At our age the term Life in Prison is not a deterrent |
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01-09-2023, 06:56 PM | #60 | |||
FF.Com.Au Hardcore
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