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#691 | |||
T3/Sprint8
![]() Join Date: Jan 2005
Location: Australia
Posts: 16,334
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Quote:
![]() Horse's for course's pal and depending on your circumstances. Where we live in the Rat Race is superb, a spot you feel is up or down the coast, one of the wife's friends even took a selfie one weekend posting on her FB saying away in paradise for the weekend and were just 21k's from the CBD. We can hide from the Rat Race and in a moments decision can have anything on tap. We love it and I'm sure countless others feel the same. We could buy as much and more where your based just as yourself either ends of the coast but we just couldn't deal with it as much as I've considered it many times. Something about sleep hallows means just that - not enough action at the tip of your fingers when you want to step in there. Some like it like that mate, obviously not you but don't rubbish what others consider just as you quote - we have a great quality of life right here in the Rat Race.......
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Tickfords T3/TS50 '02 Sprint8 manual Sept 24 '16 Daily Macan GTS "Don't believe everything you read on the internet. Abraham Lincoln" |
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#692 | ||
Fiat POWAAH!
Join Date: Nov 2005
Location: Western Australia
Posts: 2,309
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Submitted another, and probably last attempt at a mortgage last week.
Should hear back this week. Fingers crossed!
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Holden: If you cant beat them, buy them. |
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#693 | |||
FF.Com.Au Hardcore
Join Date: Nov 2011
Posts: 1,547
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Quote:
There are varying degrees of 'Broadmeadowness' out north. If you are paying $370k+ for 3-4 bedrooms with 2 bathrooms, double garage UMR, covered entertaining area then you are in one of the 'better' bits. 30 minute drive to city outside of peak, 50 mins in peak hour. There are pockets of 'better' bits within the more 'Broady-like' areas as in-fill continues...lots of small market gardens becoming small estates. |
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#694 | |||
FF.Com.Au Hardcore
Join Date: Jun 2013
Location: Adelaide
Posts: 1,601
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Quote:
I drove into the city last Sunday along north east rd, it was stopstart the whole way, urban infill is the reason.
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____________________ 2019 LDV G10 2009 Mitsubishi Express-GONE 2011 Honda Jazz ____________________ |
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#695 | ||
FF.Com.Au Hardcore
Join Date: Feb 2010
Location: Geelong
Posts: 1,717
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Now banks are being blamed for overstating an applicants borrowing power, causing them to lose their homes.
Surely there has to be an element of responsibility on the borrowers part?? Surely as an adult you know your own limits! |
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#696 | ||
Banned
Join Date: Nov 2016
Location: Perth Australia
Posts: 3,618
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Hello,
Sydney is the best Capital city in Australia, and it matters not out west or northern beaches! Some of the comments about Sydney are just plain silly! Your comments remind me of an alcoholic, they move city's or towns interstate even to get away, its not the environment you live in that's the problem, its how you accept what you have and who you are that matters. Like an alcoholic people take their problems with them, in Sydney you need a " Sydney state of mind " and if you are a country bumpkin and carry that attitude with you, then you never fit in anywhere?..and vice versa! Any city or town is good and bad, you got to fit between the cracks, and live and work there for a few years before you "get it"...whining and moaning is in your head,not where you live! Cheers Billy. Last edited by slowsnake; 28-07-2018 at 02:45 PM. Reason: add missed letter |
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#697 | |||
FF.Com.Au Hardcore
Join Date: Oct 2010
Location: Mid North Coast
Posts: 6,442
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Quote:
I took my two kids (15 and 13) and when we hit Hornsby they started arguing about who 'dropped their guts in the car', till they realised that was just the smell of the air ![]() People are rude, pushy and impatient, always in a rush to get somewhere only to get there and wait and then be in a rush to be somewhere else. I prefer walking out into my shed and workshop that is bigger than most blocks of land in Sydney, Kids being able to ride motor bikes and horse in the back paddock after school, not having to lock my house/shed/car. etc having camp fires, fishing, archery, shooting on my back door step. Came home from Sydney on Sunday, after AFD, I swear I am done for the year, and not even sure if I will go back next year, the place is horrible.
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The Daily Driver : '98 EL Falcon, 5 Speed , 3.45 lsd The Week End Bruiser : FPV BF GT 40th Anniversary, 6 Speed Manual, 6/4 Brembo and lots of Herrod goodies Project 1 : '75 XB GS 351 Ute, Toploader, 9" with 3.5's Project 2 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's In Storage : '74 XB GS 351 Fairmont Sedan XB Falcon Owners Group Mike's Man Cave |
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#698 | ||
_Oo===oO_
Join Date: Dec 2004
Location: Australia
Posts: 3,305
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True, but surely you should be able to trust your financial institution to give you sound financial advice? Isn't that *supposed* to be their reason for being, to help people with their finances? (I know it's actually to make lots of money, but they could at least pretend to care)
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#699 | ||
FF.Com.Au Hardcore
Join Date: Oct 2010
Location: Mid North Coast
Posts: 6,442
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May be if you keep getting knocked back the bank might be trying to tell you something...
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The Daily Driver : '98 EL Falcon, 5 Speed , 3.45 lsd The Week End Bruiser : FPV BF GT 40th Anniversary, 6 Speed Manual, 6/4 Brembo and lots of Herrod goodies Project 1 : '75 XB GS 351 Ute, Toploader, 9" with 3.5's Project 2 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's In Storage : '74 XB GS 351 Fairmont Sedan XB Falcon Owners Group Mike's Man Cave |
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#700 | ||
Banned
Join Date: Nov 2016
Location: Perth Australia
Posts: 3,618
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Every time you apply for a loan, bank or finance etc, they see every other application you made before them, whether phone, car, appliance they see it, right in front of them on their computer screen.
And, the more applications you make the more your " loan score " changes for the worse, not better. And,you may get a loan eventually but at high interest, they know everything you do and every time you apply, its just George Orwell's 1984 come to life. Big brother is watching you. Do a credit check on yourself, see how they have scored you and then see what to do to rectify the situation. Good luck...this post is generic not aimed at any one in particular! Billy. |
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#701 | |||
T3/Sprint8
![]() Join Date: Jan 2005
Location: Australia
Posts: 16,334
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Quote:
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__________________
Tickfords T3/TS50 '02 Sprint8 manual Sept 24 '16 Daily Macan GTS "Don't believe everything you read on the internet. Abraham Lincoln" |
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#702 | ||
FF.Com.Au Hardcore
Join Date: Oct 2010
Location: Mid North Coast
Posts: 6,442
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You are confusing rude with telling it how it is, two very different things, one is rude, the other is stating the truth without sugar coating the facts to protect the fragile souls of those unable to deal with real life.
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The Daily Driver : '98 EL Falcon, 5 Speed , 3.45 lsd The Week End Bruiser : FPV BF GT 40th Anniversary, 6 Speed Manual, 6/4 Brembo and lots of Herrod goodies Project 1 : '75 XB GS 351 Ute, Toploader, 9" with 3.5's Project 2 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's In Storage : '74 XB GS 351 Fairmont Sedan XB Falcon Owners Group Mike's Man Cave |
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#703 | ||
Former BTIKD
![]() Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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It's telling it how you think it is. Personally I would never live there but there's >4 million who seem to think it's ok, so how about we stick to the topic please.
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Dying at your job is natures way of saying that you're in the wrong line of work.
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#704 | |||
FF.Com.Au Hardcore
Join Date: Oct 2010
Location: Mid North Coast
Posts: 6,442
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Quote:
And I must say I am glad the people are staying there, as we certainly don't want them where I am. ![]()
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The Daily Driver : '98 EL Falcon, 5 Speed , 3.45 lsd The Week End Bruiser : FPV BF GT 40th Anniversary, 6 Speed Manual, 6/4 Brembo and lots of Herrod goodies Project 1 : '75 XB GS 351 Ute, Toploader, 9" with 3.5's Project 2 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's In Storage : '74 XB GS 351 Fairmont Sedan XB Falcon Owners Group Mike's Man Cave |
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#705 | |||
T3/Sprint8
![]() Join Date: Jan 2005
Location: Australia
Posts: 16,334
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Quote:
Big man ![]()
__________________
Tickfords T3/TS50 '02 Sprint8 manual Sept 24 '16 Daily Macan GTS "Don't believe everything you read on the internet. Abraham Lincoln" |
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#706 | ||
Kicking back
Join Date: Dec 2013
Location: Western sydney
Posts: 8,528
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I got my suburb report from my broker today. I know my place has gone up in value but I was surprised by the average value increase in my suburb. So considering when I bought the place was at the max of what I could borrow, even with wage rises, today I'd have no chance getting into the market in Sydney these days had I not 6 years ago.
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#707 | ||
#neuteredlyfe
![]() ![]() Join Date: Apr 2012
Posts: 10,527
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OK everybody that is enough.
While I also personally don't like Sydney I don't bag where others live. The next person to bag where others live (or tell how it is) will be getting a warning. You know who you are. Last edited by PG2; 01-08-2018 at 08:16 PM. Reason: clarification |
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#708 | |||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,374
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First year anniversary for me tomorrow. I have managed to smash ~$15k of principal off which I thought was pretty good. Have a nice redraw and equity in my house now.
Time flies and I get an interest rate rise as a present but luckily it's only $2 or so difference a week ![]() Quote:
They would lend me $500k but I would seriously struggle to service that loan. I borrowed $330k for reference. |
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#709 | ||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,504
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what is this 'wage rises' you speak of??
wages are largely stagnant and have been for many years. https://www.theguardian.com/australi...-cent-combined fat cats are getting fatter,dragging up the national average making it appear like everything is rosy in the statistics. I've been in the same job for 25 years. I earnt more in 2006 than I earnt this financial year. this is the reality for many Australian families. |
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#710 | |||
Kicking back
Join Date: Dec 2013
Location: Western sydney
Posts: 8,528
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Quote:
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#711 | |||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,504
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Quote:
I was meaning more in general terms though, just quoting your comment for reference. wage growth is barely alive. a lot of industries, and especially smaller businesses, just don't have the ability to increase wages and continue to remain viable. that's just the reality of the situation. I work in an industry that is getting crippled by the digital age. its just the way it is. at least I have a job. |
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#712 | |||
Kicking back
Join Date: Dec 2013
Location: Western sydney
Posts: 8,528
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Quote:
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#713 | ||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,045
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A quarter here, a quarter there, never enough to qualify as recession. Wages are stagnant, but cost of living continues to rise. In real terms, our wages are in decline.
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#714 | ||
FF.Com.Au Hardcore
Join Date: Aug 2016
Posts: 895
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As far as I know the CPI doesn't include the costs that really hurt families, not sure what the 'basket' contains but it doesn't reflect what's really going on.
The Sun's gone over the yard arm so it's time for a beer & a smoke there goes $4, quick turn off that light before I go broke. Want to buy a house, got a spare Million? |
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#715 | ||
FF.Com.Au Hardcore
Join Date: Jun 2008
Posts: 1,137
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Clearance rates are dropping, wages dropping, immigration on the nose due to congestion. Its 10 years later than Dave 289 predicted but the housing bubble is now deflating. Because the govt has let all other industry go and milked this cash cow for all its worth the pain will be deep.
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#716 | ||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,028
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Retail sector is at GFC levels of growth and its eerily quiet in my industry, in particular auto workshops, people are barely fixing and servicing their cars at the moment across the SE Suburbs of Melbourne where most of my customers are based, same thing with the Burson and Repco stores I deal with, last two months crickets chirping, phones hardly ringing.
Its the big customers keeping us going in our Melbourne branch. Was getting a haircut at the shopping center last night, not too many people in the shopping center its usually packed on Friday nights. Colleagues missus just landed herself an apartment in South Yarra for $570K, dropped from $630K. People are holding off spending money and its hurting already. |
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#717 | ||
FF.Com.Au Hardcore
Join Date: Jun 2008
Posts: 1,137
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We just renewed two big contracts at work, long term service providers have lost out to new players and their employee rates have been cut by $6 p/h. Most of the existing employees stayed on with the new guys as there are no other options going.
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#718 | |||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,028
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Quote:
We will just prototype in house then manufacture overseas in quantity. Company used to employ 800 people in Victoria, employs 40 or so of us nationally now. |
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#719 | ||
Cabover nut
Join Date: Aug 2015
Location: Onsite Eastcoast
Posts: 10,827
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[QUOTE=Franco Cozzo;6171724] in particular auto workshops, people are barely fixing and servicing their cars at the moment [QUOTE]
No wonder, I had fuel injection service in Shepp try to rip me off to rebuild a F.I pump that didn't need rebuilding.
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heritagestonemason.com/Fordlouisvillerestoration In order that the labour of centuries past may not be in vain during the centuries to come...... D. Diderot 1752
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#720 | ||
Ford screwed the Falcon
Join Date: Sep 2013
Posts: 7,061
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Falcon: 1960 - 2016 My cars Current ride 2016 FG X XR6 - 6 speed manual Previous rides 2009 FG XR6 - 6 speed auto 2006 BF MkII XT ESP - 6 speed auto 2003 BA XT V8 - 5 speed manual 1999 AU Forte - 5 speed manual 1997 EL Fairmont - 4 speed auto 1990 EAII Fairmont Ghia - 4 speed auto |
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