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The Bar For non Automotive Related Chat |
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#1741 | ||
WT GT
![]() Join Date: Jan 2006
Location: The GSS
Posts: 17,759
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#1742 | ||
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#1743 | ||
WT GT
![]() Join Date: Jan 2006
Location: The GSS
Posts: 17,759
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When I put money in super I only pay 15% tax where I’d normally be paying ~37% to the national tax revenue. I also get the same concession on earnings in the fund and withdrawals are tax free. Given that this is a fact, why are you not demonising superannuation like you are property investment? |
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#1744 | |||
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#1745 | |||
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#1746 | ||||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,046
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Now if you'd highlighted some of the lump sum deposit concessions available to the well-heeled..... yep, I'd agree. |
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#1747 | |||
WT GT
![]() Join Date: Jan 2006
Location: The GSS
Posts: 17,759
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I’d like to keep this on an objective level rather than emotive as per your reply. Things will go easier if we can agree that and stay on topic. Given that around 40% of superannuation investment is in property then it’s like a double demonic isn’t it? Tax concessions on investments on properties inside a federally sanctioned tax shelter. I’m interested as to why you think Superannuation is not similar to property investment? |
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#1748 | |||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,046
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Maybe you mean in SMSF's? 40% wouldnt surprise me there. Last edited by b0son; 06-11-2021 at 09:40 PM. |
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#1749 | |||
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#1750 | ||
WT GT
![]() Join Date: Jan 2006
Location: The GSS
Posts: 17,759
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#1751 | |||
Moderator
![]() Join Date: Jan 2014
Location: Melbourne
Posts: 7,940
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But, in a way, the risk is no different to the many thousands of "Mums & Dads" who have gone guarantor on the mortgages of their kids, so they could get into the housing market. If young Johnny loses his job and stops paying, the bank is going to go after mum and dad 100%. |
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#1752 | ||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Last weekend I was going to attend this auction:
![]() Agent told me that expectation was 'around $1.4 million'. I toyed with the idea of buying and eventually adding a second story. Glad I didn't go to the auction. Then this gem below: ![]() Was very tempted... It needed a garage and I questioned the agent as to why the previous owners removed the fireplace from the living room (the flue was still poking up through the roof). I think this sort of practice is very misleading... they know full well what sort of interest and offers a property is going to get before the auction and they purposely bait buyers to attend with BS like 'come and get a bargain' then it sells for near $200k above expectations. A buyer with $800k thinks they are in with a fighting chance and miss out on other places they may have got. Another agent messaged me at around 5:20pm to tell me he has stalled the online auction for another place I inspected 10 days ago and asked me if I wanted to buy for $xyz K and was happy to sell to me at that price. I'm sure he sent that same message to 30 other people... I would have replied 'sure, no worries'.. only to then get another messages 10 minutes later saying I have been trumped by $5k... But, here is the problem. After my inspection I told the agent I was not at all interested in this place, and that opinion was confirmed again a few days ago when I got another 'courtesy call' reminding me of the online auction. I get that the nature of the game at this point in time but I'm a buyer that has money to spend but will now hold off from looking because I feel I'm wasting my time with the above sort of BS. And the digital manipulation of images is getting beyond the joke, as well as the misleading 'attributes' of properties for sale. One 3br unit townhouse style unit I looked at included the large grassed common area of the complex as the private yard of the property for sale. Yet hit the 'report listing' button and nothing changes... I do have my eye on another place coming up at the end of the month. See what happens.
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___________________________ I've been around the world a couple of times or maybe more....... |
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#1753 | ||
FF.Com.Au Hardcore
Join Date: Mar 2019
Posts: 596
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Glad you clarified/gave context by adding "of images" at the end of "digital manipulation" lol. That ****s me too - so many pics are so obviously 'stretched' horizontally.
Sydney prices still shock me as I am conditioned to what you get for your dollar in Radelaide...but then I guess that is the same as someone being shocked by Adelaide prices compared to what their dollar gets in regional SA. But even then your dollar is getting less and less in Adelaide's burbs with each passing month... In June this year this 4-bed 2-bath joint in Greenwith, large block but half of it (in my opinion) wasted went for $920k: https://www.realestate.com.au/sold/p...with-136642618 6 months earlier, same suburb but bigger block, 5-bed 3-bath, better/more usable grounds (in my opinion), better views and more importantly a shed I would die for, only $5k more than the one above: https://www.realestate.com.au/sold/p...with-134757494 Only 6 months and $5k difference between the 2 |
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#1754 | ||
Guest
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Got a bit difficult to stick within the rules when you move the goalposts. Compulsory superannuation is not middle class welfare and there was nothing stopping hayseed from making voluntary superannuation contributions instead of an investment property portfolio.
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#1755 | ||
Guest
Join Date: Aug 2018
Posts: 1,892
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#1756 | |||
FF.Com.Au Hardcore
Join Date: Mar 2019
Posts: 596
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But that will all change soon - your posts here are so close to changing the system, changing policy, and changing the minds of property investors. |
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#1758 | ||
#neuteredlyfe
![]() ![]() Join Date: Apr 2012
Posts: 10,527
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What's happening here? Everyone sick of the COVID thread so they thought they would come over here and start?
Once again, I find members having pot shots at other members. leesa is not having pot shots any anyone else personally so it would be appreciated if others don't keep having personal pot shots at her. FWIW, leesa has not reported any posts in here but it seems as soon as she says something even remotely out of line my inbox fills up. Russ deleted 32 posts the other day, and this being on top of Raptor and myself deleting a few, however, this does not seem to be working. Come on everyone, don't back us into a corner where we start handing out warnings. |
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#1759 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 21,851
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YF, curious as to the value now of the house you sold a while back - has it gone up much?
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#1760 | ||
FF.Com.Au Hardcore
Join Date: Mar 2019
Posts: 596
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Hope he doesn't mind me saying but YF shared that house with me a while back and OMG it was freakin' awesome...the design, it's size, balance of form and function, decor and fittings, where it was, etc...only time I've ever looked at NSW real estate and thought it was worth that price and then some - seriously impressive.
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#1761 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
No regrets selling it and wouldn't change anything. I'm in a far far better place financially and mentally, that's worth far more to me than having one of the biggest houses in the area.
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___________________________ I've been around the world a couple of times or maybe more....... |
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#1762 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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___________________________ I've been around the world a couple of times or maybe more....... |
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#1763 | ||
Guest
Posts: n/a
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Is this ontopic for this thread? What's with all the photoshopping going on? This one has had the grass completely replaced. At what point does it become misrepresentation?
https://www.realestate.com.au/proper...eham-137797322 ![]() ![]() |
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#1764 | |||
Former BTIKD
![]() Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Dying at your job is natures way of saying that you're in the wrong line of work.
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#1765 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 21,851
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A tidy return likely for someone:
“Sold February 1998 $130 000” ![]() https://www.realestate.com.au/proper...leham-vic-3064 |
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#1766 | |||
PURSUIT 250
![]() Join Date: Mar 2009
Location: sydney
Posts: 5,775
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i actually told the real-estate that it was the biggest pile of house I've ever seen. |
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#1767 | |||
#neuteredlyfe
![]() ![]() Join Date: Apr 2012
Posts: 10,527
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#1768 | |||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 21,851
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Quote:
![]() French real estate ads are often much grittier and realistic, at least in smaller sized towns. They don’t dwell on grunge, but it’s much more WYSIWYG. https://www.leboncoin.fr/ventes_immo...2055293276.htm Last edited by Citroënbender; 10-11-2021 at 07:55 PM. |
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#1769 | |||
Guest
Join Date: Aug 2018
Posts: 1,892
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The perpetual Digital Furniture does My Head in... |
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#1770 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 21,851
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Wondering how much it would cost to truck this from Byron Shire to Ganmain.
https://www.abc.net.au/news/2021-11-...head/100611248 What a great platform for conversion to residential. |
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