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12-02-2023, 02:55 PM | #2341 | ||
FF.Com.Au Hardcore
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12-02-2023, 03:02 PM | #2342 | |||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,659
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Quote:
However no one is saying it's too difficult. Just that it's harder.
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12-02-2023, 03:32 PM | #2343 | |||
FF.Com.Au Hardcore
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12-02-2023, 05:39 PM | #2344 | ||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,661
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I think the real estate industry is also the problem of driving up house prices, btw if people do not buy more than 1 house then that itself creates problems with the rental market which also drives up prices when there is a shortage.
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12-02-2023, 05:50 PM | #2345 | |||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,674
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Quote:
The builder contribution gets tacked on to the price and is repaid eventually. Both of those make it achievable for many who cant save, both my kids had enough in savings to cover the associated costs but as they plan on using them as rentals you'd be mad to put down more than necessary. You really are embarrassing yourself now. |
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12-02-2023, 05:57 PM | #2346 | |||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,659
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Quote:
Those who use the argument that owning multiple houses is providing a service for the renters, so you rent your house for the minimum amount you need to, or do you rent for the maximum you can get? I wonder if there is a stat for the number of empty properties there are...
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12-02-2023, 05:57 PM | #2347 | |||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,674
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Quote:
Bugger all rent assistance to be honest as we earn too much, nothing for the last 5 years. Anyway, Govco offer it to keep renters in private rentals and out of Govco housing which was becoming a v Greater burden on the tax purse. I assume you dont negative gear all your investment properties that you mentioned a few months back as thats a handout too. Last edited by BENT_8; 12-02-2023 at 06:03 PM. |
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12-02-2023, 06:06 PM | #2348 | ||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,918
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The revenue gov makes on stamp duty, helps pay for all the good things.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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12-02-2023, 06:11 PM | #2349 | ||
FF.Com.Au Hardcore
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12-02-2023, 06:11 PM | #2350 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 22,362
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Reckon it would be difficult to accurately quantify the number of empty dwellings, so many possible reasons they might be empty from understandable to dishonest. There are people like my stupid neighbour who has filled an empty house with 40 years’ worth of junk (“I’m gunna open a museum”) instead of taking $650+/wk in rent, or the neighbours who seem to use their address for satisfying school enrolment criteria - unoccupied since completion.
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12-02-2023, 06:19 PM | #2351 | ||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,674
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12-02-2023, 06:34 PM | #2352 | ||
FF.Com.Au Hardcore
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12-02-2023, 07:15 PM | #2353 | |||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,674
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Quote:
Even the builder contribution thats more recent i believe is probably a tax dodge by the builder, as they give it in one hand and take it back in the other. And if those mechanisms we're introduced to help FHO in 2000 when it was supposedly easier, wouldnt they have increased it now that its supposedly harder? Yet they havent, and my kids still have mortgages in 2023 at age 22/24. |
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12-02-2023, 07:45 PM | #2354 | ||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,674
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So Im sitting here and im wondering, in a thread full of doom and gloom, at a time when its supposedly harder than ever to get a foot on the property ladder, why is it that rather than acknowledge a good news story and use it to encourage the current generation of young adults, you mob would rather pick it apart and dismiss it.
Then I realised, Its all my fault. Not because Im a proud Father who's happy to share his kids story who have managed to do what many say is harder now. Not because the direction I took in raising them to look after themselves and their future has come to fruition. No, It's my fault for raising them in one of the lowest socioeconomic areas in metropolitan Australia because in doing so it showed them that you don't need to live in a fancy suburb in a fancy city to achieve your goals and it allowed them to be satisfied with owning a home on the fringes of that area which they can afford. So I say sorry guys, sorry my kids aren't entitled Pratts. |
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12-02-2023, 08:06 PM | #2355 | ||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,659
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Being able to buy or build a house doesn't prove that it isn't harder today than 25+ years ago.
I bought my current house around 2004. According to the council valuations its gone up well over 200%. My income has gone up by 10-15%. I have no problem accepting that buying a house today is considerably harder than even 20years ago. My first house I bought in 1998 for $92000. I don't need statistics to tell me it's more difficult today.
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12-02-2023, 08:28 PM | #2356 | |||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,674
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Quote:
My income has gone up 100% since August by simply changing who I drive for and what I drive. $55/hr today for sitting on my **** in an industry screaming out for people. |
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12-02-2023, 09:00 PM | #2357 | ||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,661
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An interesting read.
https://www.aph.gov.au/about_parliam...gaffordability |
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13-02-2023, 08:11 AM | #2358 | ||
Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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It's seems that Zilo thought he knew better than Mods and repeated his previously deleted post.
He now has some timeout to consider an attitude change
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Dying at your job is natures way of saying that you're in the wrong line of work.
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13-02-2023, 09:43 AM | #2359 | ||
FF.Com.Au Hardcore
Join Date: Sep 2014
Location: A.C.T
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Good luck with that!
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13-02-2023, 10:07 AM | #2360 | |||
T3/Sprint8
Join Date: Jan 2005
Location: Australia
Posts: 16,552
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Quote:
It no matter the post code/city nothing comes easy full stop. Its sacrifice and putting in, if you can make use of whats available Gov wise, so be it its there to use. Sadly its a human trait to moan/groan and blame, we're all guilty of that.
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Tickfords T3/TS50 '02 Sprint8 manual Sept 24 '16 Daily Macan GTS "Don't believe everything you read on the internet. Abraham Lincoln" |
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13-02-2023, 10:33 AM | #2361 | |||
FF.Com.Au Hardcore
Join Date: Dec 2009
Posts: 3,608
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Quote:
Credit to young people who buy real estate at an early age. It sets them up for life! |
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13-02-2023, 11:29 AM | #2362 | ||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,918
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Buy in gloom....sell in boom. Don't think we've seen doom and gloom just yet. Lets see what the RBA does rest of the year.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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13-02-2023, 12:58 PM | #2363 | ||
FF.Com.Au Hardcore
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Love to your reasoning behind your statement as to why it is ‘greedy & selfish’?
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13-02-2023, 01:49 PM | #2364 | |||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,659
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Quote:
Yes, I'm answering a question with a question but the principle is similar. My brother recently bought a house in Brisbane and my eldest daughter recently bought a house here in Adelaide. Both first home buyers. In both situations every house was going well above the listed price. Those they were competing with were nearly all investors. Plenty of coin or equity just driving up the prices. It is selfish and just plain greedy from a humanitarian point of view. When you prevent someone else from having what was once a basic right. But these days it's all about looking out for number 1 and stuff anyone else.
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13-02-2023, 01:57 PM | #2365 | ||
FF.Com.Au Hardcore
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On the other hand…,
There’s a shortage of rentals Investor buys house rents it those renters are happy Without investors making rental houses available where do the renters go? People live in their cars up here in S E Qld and Northern Rivers cause of rental shortage and the fact air bnb short term accomodation just makes it harder. |
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13-02-2023, 02:27 PM | #2366 | |||
FF.Com.Au Hardcore
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Quote:
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13-02-2023, 02:28 PM | #2367 | |||
FF.Com.Au Hardcore
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Quote:
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13-02-2023, 02:34 PM | #2368 | ||
FF.Com.Au Hardcore
Join Date: Dec 2009
Posts: 3,608
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Had an investment property once and once only. It lost money and cost me money.
It’s not a sure get rich scheme. It has risks This society here needs property investors People who take a risk do it a bit smarter than me and help out the renters who make up an increasing per centage versus property owners People who rent get caught in the cycle Brother in law got absolutely whacked in divorce settlement by ex wife at sixty He is now a renter for ever He is on his third rental in three years / it’s scary |
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13-02-2023, 02:37 PM | #2369 | |||
Guest
Join Date: Aug 2018
Posts: 1,892
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Quote:
Very True, One of Ours (which is Mortgage Free) has cost us Money over the Last 2 Financial Years. |
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13-02-2023, 02:38 PM | #2370 | |||
FF.Com.Au Hardcore
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Quote:
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