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Old 24-08-2007, 09:54 AM   #1
Stugots
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Default Comprehensive Insurance

It's that time. AAMI sent me the renewal. $1226.

Am I dreaming thinking I'll be able to get full comp for under a grand for the Focus with 29 year old driver?

NRMA and GIO are asking over $1600. :

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Old 24-08-2007, 10:07 AM   #2
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www.realinsurance.com.au came up with $1076.41
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Old 24-08-2007, 10:38 AM   #3
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Western QBE, I pay $690 for my F6.
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Old 24-08-2007, 10:40 AM   #4
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I am 31 and am with AAMI and live in Ringwood Victoria and I pay only $698 fully comp and rating 1 for my 2006 ZETEC, and they were the cheapest when I was looking around.
I was only paying $1098 for my 2002 WRX with mods 2 years ago with AAMI, so not sure why yours is so high...
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Old 24-08-2007, 10:44 AM   #5
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Quote:
Originally Posted by Stugots
It's that time. AAMI sent me the renewal. $1226.

Am I dreaming thinking I'll be able to get full comp for under a grand for the Focus with 29 year old driver?

NRMA and GIO are asking over $1600. :
That is crazy! Are you on a rating 1?
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Old 24-08-2007, 10:46 AM   #6
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Likewise I have an 06 Zetec fully covered by aami AND PAY UNDER $300

I also have a Megane and 2 houses all with AAMI so maybe why so low..??

You need to consolidate your insurances perhaps?
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Old 24-08-2007, 10:56 AM   #7
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i just bought an LR 3door Zetec manual and it cost me 1800 a year insurance!
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Old 24-08-2007, 11:01 AM   #8
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When I first got the Focus, was paying 3300 to NRMA. AAMI wouldn't touch me. Year later went over to AAMI, on 1990, then recently got a 10% from doing their skilled drivers course, so ~1790 now.

18 when just purchased the car, never had insurance, now 20, living next to a suburb which has the 4th highest rate of car theft in Australia.
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Old 24-08-2007, 12:10 PM   #9
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lol well my rate of 1800 is inclusive of rolling a car ROFL...

but i also got a 30% no calim bonus already. but i suppose because i live in the middle of no where we have no theft rate lolz. but we have a high kangarooo and wombat hit rate i suppose. but still!
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Old 24-08-2007, 01:39 PM   #10
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Im 31 live in a low crime area, and pay 440 or so for my 02 build zetec...
Thats with RACQ, and im back to Rating 1 now.... But i do have 2 cars, house, contents etc insurance through them...
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Old 24-08-2007, 01:47 PM   #11
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Geez im 27 and have a quote here on rating one for a xr5t for 440 - aami
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Old 24-08-2007, 03:12 PM   #12
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My XR4 is with AAMI i pay $775 a year as a rating 1, they were better then anyone and really friendly, aslo offered me the free safe driving course.
Many insurance companies wouldnt insure the car for someone my age (21) but AAMI had no probs and were the cheapest by $500.
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Old 24-08-2007, 03:39 PM   #13
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im with just cars. as they allow Modifications lolz. hehehe
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Old 24-08-2007, 06:11 PM   #14
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Quote:
Originally Posted by barra240t
That is crazy! Are you on a rating 1?
I'm wondering the same thing.
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Old 24-08-2007, 07:53 PM   #15
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Wow. I wish I could get insurance that cheap.

Full comp for my 1979 cortina is $2200!
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Old 24-08-2007, 09:21 PM   #16
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My God that is expensive.

Rating 1 with CGU $660 a year for my ST170, so a non ST focus should be a hell of a lot less, and i was 28-29 when I had it as well.
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Old 24-08-2007, 10:46 PM   #17
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Just got a cover note my new 07 Zetec today, $510 from CGU incorporating $60 once-yearly windscreen replacement claim. Age 28.
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Old 26-08-2007, 07:42 PM   #18
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Far out!

I have maximum NCB with AAMI, clean record, no claims, good area... Sounds like I'm being fisted hard by these crooks. The car is financed but I don't know if that should make a difference.
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Old 26-08-2007, 08:24 PM   #19
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NRMA want 3300 for my 04 Focus...
Im 21 .. in the eastern suburbs
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Old 27-08-2007, 08:41 AM   #20
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I'm 33, wife is 31. Both Rating 1 in Brisbane. AAMI is just over $500 p.a. for my 2006 Zetec manual.
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Old 27-08-2007, 09:20 AM   #21
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Am in Sydney, 03 Zetec pay $800 through CGU, 60%NCB and 30.

A lot of factors impact on the premiums, especially location and lets face it Sydney is pretty much the car theft capital of Australia.
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Old 27-08-2007, 09:42 AM   #22
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My 07 LX Focus =$860, my 06 Fiesta = $750
Both with NRMA,in Sydney,both drivers over 30, 65%ncb, multi policy discount, free rental car, no excess on windsceen replacement.
Sydney IS more expensive, you also pay more if vehicle is financed.
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Old 27-08-2007, 10:49 AM   #23
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Sounds like there's going to be a few phone calls shortly for some of our more expensive policy holders!!!!! Amazing the difference there is...
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Old 27-08-2007, 11:20 AM   #24
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'06 LS Zetec manual, rating 1, under 35yrs old, low-risk surburb, RAC (W.A) = $461.13
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Old 27-08-2007, 12:07 PM   #25
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Quote:
Originally Posted by simonr
NRMA want 3300 for my 04 Focus...
Im 21 .. in the eastern suburbs
i had a MY05 liberty gt wagon manual worth $53,000 at 21 and i was paying $4000,

$3300 is a joke!

try CGU.

I'm 23, Adelaide, 05 LS Zetec, rating 1, about $700
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Old 27-08-2007, 01:33 PM   #26
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I did an online quote with eCar insurance and it came up $509.91. I thought it sounded a bit too good to be true so I read one of their statements and it said the insurer was some company in Gibraltar and is not bound by the Australian Insurers Act 1973 or something along those lines.
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Old 27-08-2007, 01:56 PM   #27
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I got a quote for a XR5T with just cars. $3600 for me, 20yo, Parramatta on rating 2.
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Old 27-08-2007, 02:04 PM   #28
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Haha, bargain!

try www.budgetdirect.com.au

My quote came in well under a grand with rust protection, paint protection and tinted windows included on the policy.
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Old 27-08-2007, 02:09 PM   #29
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Jees, I'm 23 in a high car theft area, 1 - 3 point infringement. For an XR6 its 1250 on rating 1 and the car is under finance. (RACV)
I cant believe that yours is that high, I guess the fact that the car is an import means its expensive to repair in an accident.
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Old 27-08-2007, 02:11 PM   #30
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Quote:
Originally Posted by Piotr
I got a quote for a XR5T with just cars. $3600 for me, 20yo, Parramatta on rating 2.
yer maybee your driving history may have something to do with that.
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