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24-08-2007, 09:54 AM | #1 | ||
2006 Focus LX Hatch
Join Date: Sep 2006
Location: St George Area
Posts: 255
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It's that time. AAMI sent me the renewal. $1226.
Am I dreaming thinking I'll be able to get full comp for under a grand for the Focus with 29 year old driver? NRMA and GIO are asking over $1600. : |
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24-08-2007, 10:07 AM | #2 | ||
2006 Focus LX Hatch
Join Date: Sep 2006
Location: St George Area
Posts: 255
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www.realinsurance.com.au came up with $1076.41
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24-08-2007, 10:38 AM | #3 | ||
DBF
Join Date: Oct 2006
Location: Brisbane
Posts: 43
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Western QBE, I pay $690 for my F6.
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2006 BFII Typhoon - Vixen 6SpA |
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24-08-2007, 10:40 AM | #4 | ||
Regular Member
Join Date: May 2006
Posts: 165
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I am 31 and am with AAMI and live in Ringwood Victoria and I pay only $698 fully comp and rating 1 for my 2006 ZETEC, and they were the cheapest when I was looking around.
I was only paying $1098 for my 2002 WRX with mods 2 years ago with AAMI, so not sure why yours is so high... |
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24-08-2007, 10:44 AM | #5 | |||
FF.Com.Au Hardcore
Join Date: May 2007
Posts: 1,984
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Quote:
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2023 Mustang Ecoboost HPP Fastback manual Grabber Blue/Magneride/Body colour pack/Forged alloy wheels find me on instagram @adm.history for daily automotive historical Australian advertisements. |
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24-08-2007, 10:46 AM | #6 | ||
FF.Com.Au Hardcore
Join Date: May 2006
Location: Victoria
Posts: 551
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Likewise I have an 06 Zetec fully covered by aami AND PAY UNDER $300
I also have a Megane and 2 houses all with AAMI so maybe why so low..?? You need to consolidate your insurances perhaps? |
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24-08-2007, 10:56 AM | #7 | ||
AFF Post NAZI
Join Date: Mar 2006
Location: Albury
Posts: 3,634
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i just bought an LR 3door Zetec manual and it cost me 1800 a year insurance!
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"Its not always about power, The car has to handle Beautifully" |
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24-08-2007, 11:01 AM | #8 | ||
Guest
Posts: n/a
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When I first got the Focus, was paying 3300 to NRMA. AAMI wouldn't touch me. Year later went over to AAMI, on 1990, then recently got a 10% from doing their skilled drivers course, so ~1790 now.
18 when just purchased the car, never had insurance, now 20, living next to a suburb which has the 4th highest rate of car theft in Australia. |
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24-08-2007, 12:10 PM | #9 | ||
AFF Post NAZI
Join Date: Mar 2006
Location: Albury
Posts: 3,634
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lol well my rate of 1800 is inclusive of rolling a car ROFL...
but i also got a 30% no calim bonus already. but i suppose because i live in the middle of no where we have no theft rate lolz. but we have a high kangarooo and wombat hit rate i suppose. but still!
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"Its not always about power, The car has to handle Beautifully" |
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24-08-2007, 01:39 PM | #10 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Brisbane North
Posts: 1,994
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Im 31 live in a low crime area, and pay 440 or so for my 02 build zetec...
Thats with RACQ, and im back to Rating 1 now.... But i do have 2 cars, house, contents etc insurance through them... |
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24-08-2007, 01:47 PM | #11 | ||
Starter Motor
Join Date: Aug 2007
Posts: 18
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Geez im 27 and have a quote here on rating one for a xr5t for 440 - aami
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24-08-2007, 03:12 PM | #12 | ||
Impressive...
Join Date: Oct 2005
Posts: 527
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My XR4 is with AAMI i pay $775 a year as a rating 1, they were better then anyone and really friendly, aslo offered me the free safe driving course.
Many insurance companies wouldnt insure the car for someone my age (21) but AAMI had no probs and were the cheapest by $500.
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2007 WQ Fiesta XR4
Performance Blue with Stripes |
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24-08-2007, 03:39 PM | #13 | ||
AFF Post NAZI
Join Date: Mar 2006
Location: Albury
Posts: 3,634
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im with just cars. as they allow Modifications lolz. hehehe
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"Its not always about power, The car has to handle Beautifully" |
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24-08-2007, 06:11 PM | #14 | |||
Starter Motor
Join Date: May 2007
Location: Ipswich, Qld
Posts: 12
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Quote:
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24-08-2007, 07:53 PM | #15 | ||
FF.Com.Au Hardcore
Join Date: Mar 2006
Location: Melbourne
Posts: 1,252
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Wow. I wish I could get insurance that cheap.
Full comp for my 1979 cortina is $2200!
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TE cortina 14.0 @ 101mph E32 740iL Leather, sound system, rollin' on 19's |
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24-08-2007, 09:21 PM | #16 | ||
Tricolore Tard
Join Date: Dec 2004
Location: Brisbane
Posts: 1,954
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My God that is expensive.
Rating 1 with CGU $660 a year for my ST170, so a non ST focus should be a hell of a lot less, and i was 28-29 when I had it as well.
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24-08-2007, 10:46 PM | #17 | ||
Starter Motor
Join Date: Aug 2007
Posts: 26
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Just got a cover note my new 07 Zetec today, $510 from CGU incorporating $60 once-yearly windscreen replacement claim. Age 28.
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26-08-2007, 07:42 PM | #18 | ||
2006 Focus LX Hatch
Join Date: Sep 2006
Location: St George Area
Posts: 255
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Far out!
I have maximum NCB with AAMI, clean record, no claims, good area... Sounds like I'm being fisted hard by these crooks. The car is financed but I don't know if that should make a difference. |
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26-08-2007, 08:24 PM | #19 | ||
Focus Rookie
Join Date: Jul 2005
Location: Sydney
Posts: 518
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NRMA want 3300 for my 04 Focus...
Im 21 .. in the eastern suburbs
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04' Panther Black Focus Zetec Custom Euro Plates, ST side indicators, MK2 Badges, ST Snorkel, White 17"s, Exhaust, Springs, Volant Intake,Angel Eyes, Body Kit, St170 Lower Grill, F/C Throttle Body, DBA slotters |
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27-08-2007, 08:41 AM | #20 | ||
Noobie
Join Date: Jan 2007
Location: Brisbane
Posts: 525
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I'm 33, wife is 31. Both Rating 1 in Brisbane. AAMI is just over $500 p.a. for my 2006 Zetec manual.
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BrisVegas WS Fiesta Zetec 3dr NM Pajero TD LWB LS Focus Zetec 5dr - gone WS Fiesta Zetec 5dr - gone |
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27-08-2007, 09:20 AM | #21 | ||
Supes
Join Date: Jan 2005
Location: Sydney
Posts: 1,063
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Am in Sydney, 03 Zetec pay $800 through CGU, 60%NCB and 30.
A lot of factors impact on the premiums, especially location and lets face it Sydney is pretty much the car theft capital of Australia.
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Yes I DO drive a Toyota |
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27-08-2007, 09:42 AM | #22 | ||
Regular Member
Join Date: Feb 2007
Location: Sydney
Posts: 137
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My 07 LX Focus =$860, my 06 Fiesta = $750
Both with NRMA,in Sydney,both drivers over 30, 65%ncb, multi policy discount, free rental car, no excess on windsceen replacement. Sydney IS more expensive, you also pay more if vehicle is financed. |
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27-08-2007, 10:49 AM | #23 | ||
Zoom Zoom
Join Date: Jan 2005
Location: Melbourne, VIC
Posts: 4,352
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Sounds like there's going to be a few phone calls shortly for some of our more expensive policy holders!!!!! Amazing the difference there is...
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2012 Mazda3 MPS
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27-08-2007, 11:20 AM | #24 | ||
Regular Member
Join Date: Apr 2006
Location: W.A.
Posts: 46
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'06 LS Zetec manual, rating 1, under 35yrs old, low-risk surburb, RAC (W.A) = $461.13
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27-08-2007, 12:07 PM | #25 | |||
average Joe
Join Date: Jan 2007
Location: Adelaide
Posts: 46
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Quote:
$3300 is a joke! try CGU. I'm 23, Adelaide, 05 LS Zetec, rating 1, about $700 |
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27-08-2007, 01:33 PM | #26 | ||
2006 Focus LX Hatch
Join Date: Sep 2006
Location: St George Area
Posts: 255
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I did an online quote with eCar insurance and it came up $509.91. I thought it sounded a bit too good to be true so I read one of their statements and it said the insurer was some company in Gibraltar and is not bound by the Australian Insurers Act 1973 or something along those lines.
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27-08-2007, 01:56 PM | #27 | ||
Non-Regular Member
Join Date: Oct 2006
Posts: 1,040
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I got a quote for a XR5T with just cars. $3600 for me, 20yo, Parramatta on rating 2.
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27-08-2007, 02:04 PM | #28 | ||
2006 Focus LX Hatch
Join Date: Sep 2006
Location: St George Area
Posts: 255
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Haha, bargain!
try www.budgetdirect.com.au My quote came in well under a grand with rust protection, paint protection and tinted windows included on the policy. |
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27-08-2007, 02:09 PM | #29 | ||
IWCMOGTVM Club Supporter
Join Date: Sep 2005
Location: Northern Suburbs Melbourne
Posts: 17,799
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Jees, I'm 23 in a high car theft area, 1 - 3 point infringement. For an XR6 its 1250 on rating 1 and the car is under finance. (RACV)
I cant believe that yours is that high, I guess the fact that the car is an import means its expensive to repair in an accident. |
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27-08-2007, 02:11 PM | #30 | |||
AFF Post NAZI
Join Date: Mar 2006
Location: Albury
Posts: 3,634
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Quote:
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"Its not always about power, The car has to handle Beautifully" |
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