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The Bar For non Automotive Related Chat

View Poll Results: What will you be doing for Christams in these tough times?
Kris Kringal this year 13 13.00%
Financial Crisis has not affected me/us 54 54.00%
We will still go all out on presents this year 6 6.00%
Don't celebrate Christmas 6 6.00%
Whats a Financial Crisis? 21 21.00%
Voters: 100. You may not vote on this poll

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Old 17-11-2008, 05:58 PM   #1
boss-290
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Default Will the 'Finacial Crisis' affect your Christmas this year?

You would have to have had lived on mars, under a rock in a cave with your fingers in your ears to have not heard about the 'Financial Crisis'.

But, (not that its any of my business, but I'm curious) will this affect your spending this Festive Season?

This year, our family has decided to do a Kris Kringle amoung the adults, and just look after the kids so to speak.

In past years we've spent hundreds maybe thousands of dollars on Christmas presents.

So, what are you lot doing?

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Old 17-11-2008, 06:01 PM   #2
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Nope.

Business as usual for me. In fact, i'll prob end up spending more due to the discounts around.
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Old 17-11-2008, 06:15 PM   #3
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Finacial crisis????

No finacial crisis in this house...... :
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Old 17-11-2008, 06:16 PM   #4
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will have to watch what i spend but i am not saying my kids will miss out at all

i don't have a job but i do have savings to make it a good one for them

and no i didn't loose my job because of the financial side I lost my job due to the drought

Grimus

( PS i didn't vote as the option i wanted was not there )
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Old 17-11-2008, 06:31 PM   #5
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Maybe I am not rich enough but the financial crisis has not affected me at all, in fact if it's truly responsible for bringing interest rates down and fuel down then "BRING IT ON"
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Old 17-11-2008, 07:00 PM   #6
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Same as usual for me as I never have enough money to spend at christmas.

The financial crisis hasn't affected me either although it did slow up things at work. Apart from that the only other knock on effect is the lower fuel prices as I dont have a home loan.
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Old 17-11-2008, 07:41 PM   #7
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Wife spends the money I earn it
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Old 17-11-2008, 07:58 PM   #8
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Quote:
Originally Posted by Gobes32
Maybe I am not rich enough but the financial crisis has not affected me at all...
It's pretty much the same with me. The crisis is affecting businesses more than people unless they have overstretched their budget when going for that house they wanted or car they've dreamed of always owning.
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Old 17-11-2008, 08:03 PM   #9
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yes it already has because i wanted this xr6 ute for my christmas present and my family would let me have becasue of the financial crisis, so it has sort of ruined my christmas present to me form me
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Old 17-11-2008, 08:07 PM   #10
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For the first time in 3 years I'll spend it at home, thanks largely to the slow down in work. So every cloud has a silver lining
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Old 17-11-2008, 09:33 PM   #11
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Same as always for me. We get 2k for our 2 kids early December which will be put in the bank for Kinder fee's not extra xmas spending like they hope!
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Old 17-11-2008, 10:36 PM   #12
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I have already finished all my christmas shopping (picked up last few things two weeks ago).. So, christmas as usual in this household

I did the same as I do every year, start my christmas shopping in July and in January I put a few dollars into a christmas club account for the food and fuel side of things :
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Old 17-11-2008, 11:27 PM   #13
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the wife finished our xmas shopping in july so no fears there. i dont know what this crisis is all about, my buisiness is busier than ever.
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Old 17-11-2008, 11:30 PM   #14
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I think I'm going to be a little bit more cautious given the current status. The family and close friends will be getting some decent things, but everyone will be getting things that have been re-gifted with the c#@p I don't want.
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Old 17-11-2008, 11:50 PM   #15
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Just dropped over $4k AUD on flights home for Christmas

Business as usual....
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Old 18-11-2008, 11:33 AM   #16
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Because we don't have much of a family (Mum's family are >swear filter<, and Dad was an only child with both parents deceased), Christmas for us is a small affair.

We only enjoy a lunch, with presents being kept to a minimum as the value of Christmas does not lie in gifts for us, but in company, and being thankful that we have a house, good food, and live in a safe country.
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Old 18-11-2008, 12:06 PM   #17
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Business as usual, though I don't really care about getting christmas presents, I just like eating all the good food
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Old 18-11-2008, 12:54 PM   #18
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Possibly as Im in Banking and reckon I wont have a job at Christmas.
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Old 18-11-2008, 01:18 PM   #19
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Quote:
Originally Posted by T3ts50
Possibly as Im in Banking and reckon I wont have a job at Christmas.

See you at Centerlink
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Old 18-11-2008, 02:05 PM   #20
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Apologies to anyone that's effected by the crisis, but its working for me. I work for a union and the crazy job market in the past was not a good driver for people to join. My job will be even more solid in future.
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Old 18-11-2008, 02:09 PM   #21
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I'm in small business and it's starting to slow down everywhere. Normally at this time of the year it's going crazy with the run up to christmas but not this year............
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Old 18-11-2008, 02:58 PM   #22
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I wouldn't say that we are "going crazy" with spending this Christmas, but the kids will have plenty to open as usual. The wife starts shopping in July and puts things on layby or buys them over the last 6 months. However, we are trying to keep a lid on costs and not go overboard.
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Old 18-11-2008, 05:37 PM   #23
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WILL spend up big on particular items, but all spare funds going to pay off outstanding debts over the next 6 months, sooner even.

Do enjoy the break people, but be realistic with expenditures.
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Old 19-11-2008, 09:51 AM   #24
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Going better than ever in the current market.....petrol is going down interest rates are going down, cars I love to drive are going down....could't be better, plus I will have close to a month off on full pay till about mid january....financial crisis >>>>>bring it on>>>life is good.

Have even considered getting myself another car or may be bike for x mas.
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Old 20-11-2008, 10:43 AM   #25
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The only crisis i have atm is
1) gearbox needs fixing, otherwise im screwed.
2) need to pay excess from being sideswiped a few weeks ago whilst i was in bed(car on the street - no note)
3) my girlfriend was just EFFING ROBBED. Lost everything of value she had(about 4k worth of stuff which is alot for a 20yr old on her own with no immediate family in the state) - of which i will be supporting her and replacing a few things that were stolen which i bought/gave her
4) 5th year anniversary with my girlfriend aswell


im going to be scrounging the streets for loose change.. atleast fuel is cheap at the moment!
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Old 20-11-2008, 11:42 AM   #26
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Intrest rates are down, fuel is coming down, and there are lots of sales because of "The Financial Crisis"
I will be affected, but not in a bad way.
Qantas is doing deals on flights overseas during the Xmas period too!
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Old 20-11-2008, 01:41 PM   #27
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It wouldn't, only got a bit saved up but it'll do me. Might just grab a watch for myself and help out mum with buying that new couch. Mostly I look forward to the family gatherings and the food during Christmas.
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Old 21-11-2008, 03:57 PM   #28
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We'll be sweet.

There are loads of good specials on in all retailers at the moment (we saved 40% on a new xmas tree), so get out there and keep your bargain eye open.
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Old 22-11-2008, 10:31 PM   #29
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No dramas here.
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Old 22-11-2008, 11:04 PM   #30
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i cant tell if the 'crisis' is affecting me yet, because i usually have very little money anyways...!
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