Insurance, What Are You Paying????

[Glen 5150]

Always been curious what other Ford owners are paying for their "pride and joys"? Let us know please V8's, turbo's, 6's, GT's,.....etc

AAMI Brisbane in my early 40's Rating 1.

2004 BA XR8 auto $689
2006 BF XR8 auto $739

[rancidpunx]

Aami Brisbane Male 27, 09 FG XR6T Ute Man, $700 with mods.

[creative]

shannons, central coast, male 31, 05 BA MKII XR8 ute. $850 with agreed value

[XR6Runner]

NRMA, Canberra, MALE 22, 06 BF XR6 Turbo, Mods: CAI, Exhaust. $2100, excess is bumped up to $800.

[duaned]

ALLIANZ, Newcastle NSW 07 BFMk2 XR6 $520 annually comprehensive with $500 excess. Male aged 39.

[Jason[98.EL]]

shannons

Male nearly 40 (Corio) Geelong vic

$450 full comp pay by month agreed value $8000 with excess of $400

Jason

[PHANTMXR6]

GIO, Kununurra, Male 32 Full comp. Rims covered also, $700ish premium.

[DJM83]

AAMI 2010 LV XR5T $820p/a with mods 27 y/o male, insured for 36k

[irish2]

Shannons, 65 mustang, $480p/a, 25yo male, agreed value of 30k.

[Coyote mk3]

Car in sig-

Just did an online quote for AAMI
$2,244 and normal excess is $500 and then + $700 because I am a male under 22.
I think 3rd party fire and theft was around 450-500

Only insuring it for $5,000

I did this as though I have had my license for a year, as I won't be looking at the insurance again until next year (when I would have had it for a year)

It is no wonder people stretch the truth with insurance
EDIT:
Also - from memory, AAMI was the cheapest when I was looking last year.

[charles_wif_xf]

AAMI, 32y/o male, car as per sig, $1200 comprehensive, insured for $47k

[dannyhilton]

2009 WS Fiesta Zetec 3-Door Manual - RACQ $629.00 PA with a total access of $1000 IIRC for a 21 YO male. Full comprehensive. Agreed value $23,000.

[casabonka]

06 Focus
24y.o Male, Sydney AAMI - $1056 (after my 10% discount for doing their safe driving course)

[Jason[98.EL]]

Originally Posted by Jason[98.EL]

shannons

Male nearly 40 (Corio) Geelong vic

$450 full comp pay by month agreed value $8000 with excess of $400

Jason

yep quoting myself here but forgot to add

on a 98 EL sapphire (gli version )

[V8 Man]

Mustang - Agreed value $50k
XD - Agreed value $10k
EH - Agreed value $12k
All on stable policy (only one vehicle is insured for accident damage at any one time), with Lumley Special Vehicles (underwritten by Wesfarmers). Male 35 yo $567 per year.

[TheZHLANE]

zh fairlane 351
19
$790 aprox
shannons full comprehensive

[XESP351]

Originally Posted by V8 Man

Mustang - Agreed value $50k
XD - Agreed value $10k
EH - Agreed value $12k
All on stable policy (only one vehicle is insured for accident damage at any one time), with Lumley Special Vehicles (underwritten by Wesfarmers). Male 35 yo $567 per year.

Yes LSV are great:

XE ESP - Agreed Value $30k - $260 p/a - recreational use
XE Ute - Agreed Value $6k - $120 p/a

I have just renewed the policy and to keep the cars at their agreed value they want me to provide pictures, did you find the same?

EDIT: the XR6T is insured with Allianz but that's a fleet insurance policy, i'm not happy with the cover so i'll be getting quotes soon.

[XYGTHO]

Originally Posted by XESP351

Yes LSV are great:

XE ESP - Agreed Value $30k - $260 p/a - recreational use
XE Ute - Agreed Value $6k - $120 p/a

I have just renewed the policy and to keep the cars at their agreed value they want me to provide pictures, did you find the same?

EDIT: the XR6T is insured with Allianz but that's a fleet insurance policy, i'm not happy with the cover so i'll be getting quotes soon.

Yep also with LSV, Lumley or Vigil whatever they are called now.
I'm 25
XY GT repl full comprehensive for $35g was $197 I think.
Just added the XF Fairmont to it for $2g stable like above only one used at a time and it is an extra $60. Pay $257 for both. Helps that the XY is limited use and I'm in a car club.
The XF was $167 just for third part fire and theft with RACQ.
When I updated the insurance amount for the XY I had to send photos.

[sgt_doofey]

My '97 EL is my daily driver and I pay about $300 a year for full comprehensive insurance at market value. Our 2006 Peugeot 307 costs about the same. We pay about $150 a month for full comprehensive insurance on the two cars plus home and contents insurance on the house. Our insurance is through our credit union, underwritten by CGU. Helps living in the country as well!
32yo, married, white male seeking.... Oh wait....

[XESP351]

I was paying $45 a month with GIO to ensure the ute for market value $2,500, highway robbery compared to LSV

I have been with them since 2002 (ESP), it's normal for them to ask for photos when you increase the value but i found it strange that they want photos upon renewal after being at the same agreed value for at least two years ($30,000). Maybe they think the muscle car market has dropped...the bloke on the phone was going on about how GT's are not worth what they used to be.

They also wanted photos of the ute to ensure for $6k, that's fair enough i guess.

BTW, i'm 33 and excess is $250.

[XRFutura]

21yr old, Winmalee NSW, GIO, 1997 Falcon Futura mods per sig, $1300p/a $116 p/m, excess - Basic $600 age $400

[saber]

I just got my renewal today

BF II Egas sedan, built 2006, no mods, driver is 25, rating one holder.
RACV: 1002.39.
Car is insured for market value.

Interestingly, because I'm a ratings one driver, my premium comes down from $1538.38 per month $1002.39....

Looks like I'll start to look around....

EDIT: Just did an online quote with AAMI

$832.62, agreed value of $15000!!! That's more then what I paid for the car!!!

Looks like I'll be givig the RACV the flick!!!

[SM1DY]

BA MKII XR8 Ute
22yr old, Gold Coast
Agreed $23K $1088pa $800 excess
No history on any violations or claims

[xr gr8]

09 FG F6 market value (new for old first two years then back to agreed) with CGU = $1000

05 SX TX Terri $22,200 agreed value with Allianz = $730
Both cars covered for myself and the cook and we both almost ( not quite mind you ) 40!

[Iggypoppin']

794p/a on the old BA XR6, aami, 18yr old(at the time) now 21, but the cars gone. Had a massive excess though, kept the costs down on the premium. This was for 22k cover which dropped down to 17.5 after 2 years.

[Yaw]

I reckon I can beat anyone 2007 Territory TX $360.00 with standard excess
Male 40 Brisbane.
But Of course I get 50% staff discount

[pauljh74]

'98 EL XR6, rating 1, 36y.o driver, agreed value $7800 (a little high, but you don't save much dropping it)
$1073p.a. with Shannons. Bastards upped it by 10% over last year. No claims - ever. If I had a standard exhaust I'd switch to Allianz. Last I checked they were about $200 cheaper.

[tolzero]

male 38, full no claim bonus, elsternwick BA ute XR6T with ING $1098 and i just did an online quote with AAMI to see how much for a 2010 2 door focus RS $1079.... go figure

[EVL BOS]

im 22 and paying $2200 with RACV for agreed value of $22,000 (woman at racv tried getting me to go for market value of 14grand when i got it in may i paid 21grand for it! even said it didn't matter what i paid for it or what options it has cause thats the market value) thats for my ba xr8

[Yaw]

Originally Posted by EVL BOS

im 22 and paying $2200 with RACV for agreed value of $22,000 (woman at racv tried getting me to go for market value of 14grand when i got it in may i paid 21grand for it! even said it didn't matter what i paid for it or what options it has cause thats the market value) thats for my ba xr8

what you paid for it is not relevant to the market value of it. It just means you paid more than you should have.

I don't mean that to insult or offend. Its just factual information.