full compr insurance with aami (xr6t)

chopp · 13-02-2007, 11:29 AM

hi does anyone here have insurance with aami for a turbo ford and are under the age of 30.thanks.

Fairlane · 13-02-2007, 11:51 AM

i doubt aami will touch you, they usually reccomend Justcar, which is a seperate division of AAMI.

I know that in my case AAMI has got me limited to two mods and ive only got a povo pack AU.

holmsy · 13-02-2007, 12:13 PM

so you can have 2 engine mods? are you paying any extra for that?
im with them and was about to go get an exhaust this week and a cam in the next few weeks then realized id have insurance issues.

S3SR · 13-02-2007, 12:20 PM

chopp if its a stock standard XR6T i dont see why they wouldnt...depends on driving record

just go to https://nb.aami.com.au/nb/cs?entry=motornew&cn=1

and do the online quote

Gobes32 · 13-02-2007, 05:22 PM

Quote:

Originally Posted by holmsy

so you can have 2 engine mods? are you paying any extra for that?
im with them and was about to go get an exhaust this week and a cam in the next few weeks then realized id have insurance issues.

I am 23 and with aami.

1996 EL Fairmont Lowered (king Spring Lows) Tinted windows, 17in wheels, CD player and aftermarket towbar. Everything else is standard.

They inspected the vehicle and were happy about the mods. Just make sure anything you do you tell them and they enter it in the computer.

punktured · 13-02-2007, 05:36 PM

i tried to get a quote for my ute stock and they didnt wanna hear a word of it, just told me to ring justcars. so i went with racv, got insurance straight away with as many mods as i want (with a slight price increase)

chopp · 13-02-2007, 06:18 PM

thanks .yeah i tried an online quote ,got it no worries, then rang them up and they told me they don't insure people under 30 with that type of car.

J_Tank · 13-02-2007, 08:41 PM

Got it. 26yo with a T and aami comprehensive. It all comes down to where you live imho. They just don't like to say this.

Feathers · 13-02-2007, 08:51 PM

I called them when I bought my NA XR6, and they still didn't want to know me.

Called Just Cars and was told $4011 a year. I laughed and hung up.

Chippar · 13-02-2007, 09:05 PM

Quote:

Originally Posted by chopp

thanks .yeah i tried an online quote ,got it no worries, then rang them up and they told me they don't insure people under 30 with that type of car.

If you were given an online quote and it was acceptable to you, just pay it ONLINE. There's no need to ring up AAMI or go into see them if they've accepted you online. (unless they have stipulated that you have to contact them personally before any insurance is offered)

As I said, the facility is there to pay online once they have accepted you, and it is cheaper than over the phone, or personally attending their office. Just make sure that your answers are honest though.

Kil4Collingwood · 13-02-2007, 09:35 PM

Just out of interest how much was the qoute was thinking of getting a T just cars quoted $1500 (27 yo male, clean record, no accidents, rating 1 65% no claim living in reservoir VIC) just interested is all funny thing is it's not much more than it costs to insure my '02 BA fairmont 6.

punktured · 13-02-2007, 10:26 PM

hahahaha reservoir, add another grand on top of it. when i was getting insurance for my ed i was looking at full comp and reservoir was $500 more than hawthorn (where my sis lives) i ended up going 3rd party cos full comp was a joke but the funny thing was my car got broken into in hawthorn and i have never had any problems in reservoir

cept for someone trying to steal my fuel

:

MITCHAY · 13-02-2007, 11:00 PM

Quote:

Originally Posted by Feathers

I called them when I bought my NA XR6, and they still didn't want to know me.

Called Just Cars and was told $4011 a year. I laughed and hung up.

Are you serious? That is a joke. I paid about $700 less and my car is faster and more expensive to repair. Plus I was 19 at the time.

Do you live in a high theft area and/or are you sure they didn't mistake it for an XR6T?

chopp · 14-02-2007, 07:35 AM

ok, if xr6t got it at 27 , thats my age, then whats a good postcode to give them , then i will know if it is where i live.i argued this point with them but they told me if someone else was insured that was under 30 it must be with aami s other company just cars.

Yaw · 14-02-2007, 07:56 AM

Quote:

Originally Posted by chopp

ok, if xr6t got it at 27 , thats my age, then whats a good postcode to give them , then i will know if it is where i live.i argued this point with them but they told me if someone else was insured that was under 30 it must be with aami s other company just cars.

Your reading too much into it.
It is quite possible that other people under 30 are in actual fact insured with them. The more likley scenario is perhaps that person spoke to a new customer service person that had not correctly checked thier guidelines.
It's basically the other persons good luck and your bad luck. Could also be there were other considerations, ie number of policies, history, etc.
Hell it could even be that the customer blatanly lied to them. *shrugs*

Pedro · 14-02-2007, 08:24 AM

Quote:

Originally Posted by John_xr6t

Got it. 26yo with a T and aami comprehensive. It all comes down to where you live imho. They just don't like to say this.

I live on Mount Tamborine where their is no such thing as car theft or any other crime. I am over 40, yet when I phoned AAMI for a quote on my F6 they said they don't insure cars with turbos.

chopp · 14-02-2007, 09:33 AM

yeah i think there is a little more to it than postcode.i asked to speak to several other people , managers ect, not just the lady that answered the phone and they all stated that there was no way anyone under the age of 30 would be insured with them( with an xr6t).anyway got a better quote from someone else so @#$% aami.

RAMD67 · 14-02-2007, 11:28 AM

Try Vigil I just got my V8 Fairlane insured with them for half the price of Just Cars. You have a manager who is the only person you talk to which I think is great. Mods are unlimited but must be done by qualified mechanic.

holmsy · 14-02-2007, 12:02 PM

Quote:

Originally Posted by acosta32

I am 23 and with aami.

1996 EL Fairmont Lowered (king Spring Lows) Tinted windows, 17in wheels, CD player and aftermarket towbar. Everything else is standard.

They inspected the vehicle and were happy about the mods. Just make sure anything you do you tell them and they enter it in the computer.

yeh that would be fine. went in yesterday and was told. they dont insure people under 25 with more than 1 modification. modification being things like, exhaust, lowered and mags.

i think often you can get away with having mags as well tho.

XR06T · 14-02-2007, 03:06 PM

hmmmmm

14-02-2007, 03:54 PM

They seemed pretty good with me... Although i don't have a turbo, i do have a fairly heavy moded BA XR6 N/A which AAMI insured no problems.

Gobes32 · 14-02-2007, 06:52 PM

Quote:

Originally Posted by holmsy

yeh that would be fine. went in yesterday and was told. they dont insure people under 25 with more than 1 modification. modification being things like, exhaust, lowered and mags.

i think often you can get away with having mags as well tho.

If you have any problems then PM me and you can use my car as an example. I went to the North Geelong branch and they told me face to face it was fine and my insurance statement has all mods included on it.

SirJuggsalot · 14-02-2007, 07:00 PM

I just bought a xr6t. I'm 24 and AAMI wouldnt touch me. No one will insure me exepct for NRMA ($2800) and JustCars ($2200). I went with Justcars in the end.

Yaw · 14-02-2007, 07:34 PM

Quote:

Originally Posted by acosta32

I am 23 and with aami.

1996 EL Fairmont Lowered (king Spring Lows) Tinted windows, 17in wheels, CD player and aftermarket towbar. Everything else is standard.

They inspected the vehicle and were happy about the mods. Just make sure anything you do you tell them and they enter it in the computer.

From that list you have there
Mods would be that it is lowered.
Accessories would be Tinted windows, 17 in wheels, cd player and towbar.

Therefore you only have 1 mod in that list

05MkIIFutura · 14-02-2007, 07:40 PM

I tried to get a quote for a 2005 XR6T for $28,000, I am 22.

Got this response

"We were unable to offer you an automatic online insurance quotation due to the following reasons: Type of vehicle"

XR6T's obviously have trouble written all over them

buddha · 14-02-2007, 08:28 PM

As someone who works for an insurance company, I can only advise people to ring around when looking for quotes ... every company has their own rules as to what and who they will or won't cover. Things like your own driving history will come into play, too.

The other thing we do if we can't cover a customer is to contact the Insurance Ombudsman Service, they oversee the whole industry and know of insurers that you may have never heard of that do different types of cover.

A mate of mine has a BA XR6 and when it was still stock he had a hell of a time trying to get cover, because his wife was under 30 and many insurers just wouldn't come into it.

But can I also just suggest, if an insurer knocks you back, don't take it personally. The person you speak to is only following their given rules, they're usually the furtherest removed from the decision-making. Feel free to give polite and constructive feedback, but please don't give the operators a hard time ... they're just doing their job. :-)

TURBOBF · 14-02-2007, 09:08 PM

Quote:

Originally Posted by Pedro

I live on Mount Tamborine where their is no such thing as car theft or any other crime. I am over 40, yet when I phoned AAMI for a quote on my F6 they said they don't insure cars with turbos.

Im 37 havent had insurance for over 3 years in my name because the company cars i drove were insured by the Boss.Bought a Xr6t rang 3 top insurance companies cheapest was $1700.Then rang AAMI $1000 a year no questions pay by the month.Mods arent a prob just got the X Force exhaust added today to the policy, i quered other mods and they dont have a problem 19 inch wheels intercooler etc.

:

Bitmap · 15-02-2007, 05:15 PM

Hi,

I am insured with AAMI. I am 26 and drive a V8. I find them the best value of all insurance companies. The only thing I have on my policy is that no one under the age of 25 can drive the car- being a V8.

I asked them about Just Car Insurance (just out of interest) and they said my driving record was "too good" to qualify for that (no tickets, no loss of license, only 1 minor accident years ago) and they were happy to insure me.
It must come down to high theft/low theft suburbs!

cheers,
Paul

:

**Mechan1k** · 15-02-2007, 05:23 PM

I'm 29 ... and I got a quote for a Turbo Territory GHIA ... and it worked out cheaper than my base model TX Territory N/A ... all this through NRMA ... go figure.

Both just under the $1,000 p/a mark.

I live in Sydney NSW as well.

Pedro · 16-02-2007, 08:33 AM

Quote:

Originally Posted by TURBOBF

Im 37 havent had insurance for over 3 years in my name because the company cars i drove were insured by the Boss.Bought a Xr6t rang 3 top insurance companies cheapest was $1700.Then rang AAMI $1000 a year no questions pay by the month.Mods arent a prob just got the X Force exhaust added today to the policy, i quered other mods and they dont have a problem 19 inch wheels intercooler etc.

:

Maybe they differentiate between XR6T and F6 ... who knows how they work these things out. Anyway, I insured with Suncorp - new car replacement for first two years, one free windscreen per year - $860.