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20-06-2018, 06:57 PM | #1 | ||
Banned
Join Date: Apr 2014
Posts: 638
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1. Added a few items to my cart on eBay and paid for it on the 15th.
2. Checked my credit card history straight after, and found the most expensive item was charged twice. Rang paypal & was told theres nothing they can do about it because my paypal history only shows one payment for that transaction. 3. Lodged a formal dispute through paypal website, and am told via email theres no problem 4. Lodged a formal dispute with the bank, but am told it could take a couple months, and only after they see what paypal says. Im not holding my breath on this one. Moral of the story is, if you insist on using paypal, check EVERYTHING though your bank, even if its a week after your transaction. And better yet, like me, dont use paypal anymore because if they can run a scam like this and wipe their hands clean, they cant be trusted. |
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20-06-2018, 08:35 PM | #2 | ||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,070
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So your invoice doesn't match the amount charged?
A chargeback via your bank should be pretty straightforward. I've had funds returned for double-billing within a day. I wouldn't even have contacted Paypal, they're notorious for not giving a flap. |
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20-06-2018, 09:30 PM | #3 | ||
Moderator
Join Date: Jan 2014
Location: Melbourne
Posts: 7,940
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Also be careful of allowing people to pay you money via Paypal.
Insist for a direct deposit to your bank account instead! After they take out their fees, you won't get all the money you expected. |
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20-06-2018, 09:48 PM | #4 | ||
Banned
Join Date: Apr 2014
Posts: 638
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did the regular checkout through ebay on the 15th june with multiple items and noticed it charged me twice in my bank's history with a particular item, yet only one instance on paypal's history. 3 days later, they worded the 2 transactions slightly different and changed the date of one of them to the 18th and the other stayed as charged on the 15th, but still both the exact same amount never happened before, and just letting people know this stuff does happen and after some researching im not the only one. |
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21-06-2018, 08:53 AM | #5 | ||
FF.Com.Au Hardcore
Join Date: Jun 2010
Location: Desert City
Posts: 2,326
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I use Paypal at least half a dozen times every month and have never had an issue after more than 8 years but I suppose it can happen. I always have a credit card that is debited via Paypal so even if I do get scammed I have two options for getting my money back, either the card supplier or Paypal.
Also I use this card as there is no annual fee, no currency conversion fee and no foreign transaction fees. https://www.28degreescard.com.au/ A few years ago I booked some accommodation in Darwin that got rerouted through a company in Spain without me knowing, within 24 hours the company went bust. I rang my Credit card issuer and within about 2 minutes they had recredited my account the amount which was just under $2k.
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2017 Mustang GT (Magnetic) |
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21-06-2018, 09:59 AM | #6 | |||
FF.Com.Au Hardcore
Join Date: Jan 2007
Location: Port Lincoln, SA
Posts: 5,134
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Quote:
__________________
cheers Shaun Current SY FPV F6X Territory #214 Previous FG MkII G6E Turbo built by Heinrichs Performance and Tuning BFII FPV TORNADO #0021 351rwkw - Heinrich Performance and Tuning "Milk is for babies. When you grow up you have to drink beer" - Arnold Schwarzenegger |
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21-06-2018, 11:11 AM | #7 | |||
Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Quote:
__________________
Dying at your job is natures way of saying that you're in the wrong line of work.
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21-06-2018, 11:11 AM | #8 | ||
*barks incessantly
Join Date: Jun 2016
Location: SA
Posts: 1,563
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I've been using paypal for almost ten years and never had an issue with them. Hundreds, maybe thousands of transactions without any problems. I guess it can happen but I don't think it's very common.
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21-06-2018, 11:14 AM | #9 | |||
FF.Com.Au Hardcore
Join Date: Oct 2008
Location: Victoria
Posts: 7,854
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Quote:
You should be able to compare your bank and paypal statements, if there's a mismatch you need to take it up with your bank to get an explanation. Paypal are not in the business of running scams, there's too much at stake millions of people use them every day as a secure internet transaction.
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______________________________ 2015 Territory Titanium RWD Diesel - SOLD 2016 BMW X5 xdrive 30D Msport Seadoo Challenger 210SE 310HP |
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21-06-2018, 04:10 PM | #10 | ||
Banned
Join Date: Apr 2014
Posts: 638
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Yes paid for multiple items in ebay checkout at once. Credit card history came up with individual charges for each item, but shared same reference number. One of the items was charged twice
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21-06-2018, 04:54 PM | #11 | ||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,070
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Did you give the bank a copy of the invoice, your paypal transaction history and the card statement? Have you received the items yet? Items not received is another reason to be able to dispute.
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21-06-2018, 05:01 PM | #12 | ||
FF.Com.Au Hardcore
Join Date: Jun 2017
Posts: 1,341
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[Moral of the story is, if you insist on using paypal, check EVERYTHING though your bank, even if its a week after your transaction. And better yet, like me, dont use paypal anymore because if they can run a scam like this and wipe their hands clean, they cant be trusted.[/QUOTE]
I feel your pain. My Paypal account was used without my consent to the tune of $180. There was some mix up apparently & I was unaware until I noticed the difference in my bank account. It took 9 weeks for the money to be refunded and I never got an acknowledgment of what happened or an apology, just that the account was going to be credited. Then there is the waiting time to 'get out' of the ebay & paypal accounts which I found out when I tried to close both accounts in disgust. |
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22-06-2018, 12:01 PM | #13 | ||
FF.Com.Au Hardcore
Join Date: Jan 2007
Location: Port Lincoln, SA
Posts: 5,134
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__________________
cheers Shaun Current SY FPV F6X Territory #214 Previous FG MkII G6E Turbo built by Heinrichs Performance and Tuning BFII FPV TORNADO #0021 351rwkw - Heinrich Performance and Tuning "Milk is for babies. When you grow up you have to drink beer" - Arnold Schwarzenegger |
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22-06-2018, 12:07 PM | #14 | |||
Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Quote:
__________________
Dying at your job is natures way of saying that you're in the wrong line of work.
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22-06-2018, 05:25 PM | #15 | ||
Banned
Join Date: Apr 2014
Posts: 638
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22-06-2018, 05:27 PM | #16 | ||
Banned
Join Date: Apr 2014
Posts: 638
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Charge magically disappeared from my banking history today. No word from the bank or paypal. Again, check your charges people.....
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22-06-2018, 09:16 PM | #17 | |||||
FF.Com.Au Hardcore
Join Date: Sep 2008
Posts: 1,112
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23-06-2018, 12:13 AM | #18 | ||
Banned
Join Date: Apr 2014
Posts: 638
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I lodged a dispute form with the bank 8 days ago and they said they would wait to see what paypal said first. Im guessing paypal said there should only be one transaction for that amount, so the bank removed the charge. It wouldve been nice to have some correspondence though
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23-06-2018, 12:36 AM | #19 | ||
Moderator
Join Date: Jan 2014
Location: Melbourne
Posts: 7,940
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I just transferred money from my Paypal account to my bank account.
I am also a "verified" customer with them meaning my banking details and credit card used with them has been verified and approved years ago. Paypal still take 5 or more days to complete the transfer, which I think in this day and age is a long time and not really acceptable. |
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23-06-2018, 04:33 PM | #20 | ||
Donating Member
Join Date: Jan 2007
Posts: 292
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Hi,
MY comment is a bit off topic, it is more to do with credit cards and their currency conversion fees. I find 28degrees Mastercard is excellent for overseas purchases or just to use when overseas due to their zero conversion fees. Any cash withdrawals do incur a cash advance fee but it ends up cheaper than CBA’s conversion & other fees. Never had any problems with Paypal. Regards, |
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25-06-2018, 03:33 PM | #21 | ||
FF.Com.Au Hardcore
Join Date: Jun 2010
Location: Desert City
Posts: 2,326
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I think now it's Lattitude Finance, as for the interest rate I don't know, I always pay off the closing balance in full.
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2017 Mustang GT (Magnetic) |
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25-06-2018, 03:37 PM | #22 | |||
FF.Com.Au Hardcore
Join Date: Jun 2010
Location: Desert City
Posts: 2,326
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Quote:
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2017 Mustang GT (Magnetic) |
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25-06-2018, 03:41 PM | #23 | |||
FF.Com.Au Hardcore
Join Date: Jun 2010
Location: Desert City
Posts: 2,326
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Quote:
__________________
2017 Mustang GT (Magnetic) |
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29-06-2018, 01:06 AM | #24 | ||
FF.Com.Au Hardcore
Join Date: Oct 2010
Location: Mid North Coast
Posts: 6,443
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Been using PayPal for many years for hundreds if not thousand s of transaction, never had a problem.
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The Daily Driver : '98 EL Falcon, 5 Speed , 3.45 lsd The Week End Bruiser : FPV BF GT 40th Anniversary, 6 Speed Manual, 6/4 Brembo and lots of Herrod goodies Project 1 : '75 XB GS 351 Ute, Toploader, 9" with 3.5's Project 2 : '74 XB GS Big Block Coupe, Toploader, 9" with 4.11's In Storage : '74 XB GS 351 Fairmont Sedan XB Falcon Owners Group Mike's Man Cave |
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