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| The Pub For General Automotive Related Talk |
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06-05-2006, 07:51 AM
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Formally Kia Chaser
Join Date: May 2005
Location: Newcastle
Posts: 2,493
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WHAT?!?!?!
I'm looking at getting a road bike to combat rising fuel costs etc and I'm on my Bike L's... Now I'm looking at getting a Honda CBR250RR for about $3000. Doing the online isurance quotes for it.... It seems, that with a untarnished driving record, NRMA want $3800 per year for a $3000 bike. I would only be getting full comp because it would be a personal loan, other wise it would be like less then $300 per year for 3rd party. The area I live in isn't anywhere near a high craime rate at all. This is Bull S*** I'm sick of these large motoring companies making it hard for us, even when we are trying to do the right thing....
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Kia Grand Carnival (2006) Silver, Grill Mesh, Tints, Sidesteps (with lights), Towbar, 7" Touch Screen DVD Tuner with intergrated GPS & Bluetooth, Roof Mounted Flip Down 15.1" LCD Screen, Reverse Camera - 184Kw HSV Clubsport R8 VY (2003) Black, 6sp Manual, Coulson Seats, Red on black interior, Pacemaker extractors, Twin 2.5" exhaust, Custom Red 20" VE GTS Rims, Custom Red Stitching
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06-05-2006, 07:54 AM
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Clevo Mafia Inc.
 
Join Date: Dec 2004
Location: Melbourne
Posts: 10,496
 
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A new motorcyclist is high risk, even with a clean record 10 years experiance and over 30 i was paying $1000 for a 1000cc sports bike.
Have you tried Shannons ? |
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06-05-2006, 08:05 AM
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#3 | |||
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owning V8=having no $$$
Join Date: Mar 2005
Location: Brisbane...
Posts: 1,717
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Quote:
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Weekends - 1965 XP 302 sedan...  : Weekdays - 1980 323 Mazdabator complete with cheese cutters & FF sticker :dr_Evil: The Reality: 13.1 @ 106mph.... The Goal: somehow get into the 12s!!! :sm_headba www.qldsuperkart.org |
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06-05-2006, 12:20 PM
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#4 | ||
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FF.Com.Au Hardcore
Join Date: Jan 2006
Posts: 735
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With rating 1, my VTR was going to cost me $7,500 pa when new. Needless to say I opted for just 3rd party property- $120 pa.
I don't know anyone who bothers with full comp for sports bikes. I just got an unsecured loan when I got mine. Interest was 12.5% (compared to 7.5% for a secured loan), but for $3000, you won't notice it. I'd go that way, then you won't need to give them bill of sale, and you can just get 3rd party property. |
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06-05-2006, 12:28 PM
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Regular Member
Join Date: Jun 2005
Location: Adelaide
Posts: 394
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I assume it has a lot to do with age, as my CBR900RR was $490 pa Fully Comp with QBE. Of course I have been with them for years and I'm 45. Insurance companies love to take money, but they are unwilling to give it! I also think if you have Rating 1, you should get a good discount no matter what age you are, they are always looking at screwing the younger age groups, even if you do the right thing and get to rating one!
Edit: Just checked with QBE as it has been 3 years since I had my bike, for a 2002 CBR929RR it's now $615.00pa fully comp. On of the VERY few good things about getting older I suppose. Last edited by falcon91; 06-05-2006 at 12:40 PM. |
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06-05-2006, 03:03 PM
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#6 | ||
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FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Sydney
Posts: 1,974
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For a $3K bike i wouldn't worry bout insurance, just get third party - approx $120p.a. with NRMA.
I jumped to a $10K 600cc sports straight off my P's and am only paying $1000p.a. full comprehensive with QBE.
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1966 Ford Mustang coupe. 347 stroker, PA reverse manual C4, TCE high stall converter, B&M Pro Ratchet, Edelbrock alum heads, Edelbrock intake manifold, MSD ignition, Holley Street HP 750 CFM carb, gilmer drive, wrapped Hooker Super Comp Headers, dual 3" straight through exhaust, Bilstein shocks, custom springs, full poly suspension, American Racing rims, Open Tracker roller spring saddles and shelby drop. Still to go - Holley Sniper EFI with integrated fuel cell. |
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Motorbike Insurance
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