Go Back   Australian Ford Forums > General Topics > The Pub

The Pub For General Automotive Related Talk

Reply
 
Thread Tools Display Modes
Old 02-02-2007, 07:57 PM   #1
SirJuggsalot
Regular Member
 
SirJuggsalot's Avatar
 
Join Date: Jun 2006
Posts: 122
Default Can I get away with this?

Hi,

Just a quick question regarding insurance.

Im 24 and planning on getting a performance car (XR6T). I live in Sydney, and my dad lives in coffs harbour. The cheapest quote I can get it 2.5k. If I put in his postcode up at coffs its only 1.5k. Thats a grand cheaper!

Could I get away with saying I live with my dad and "periodically" visit Sydney and get away with it? Does anyone do this to save money and does anyone know of people getting busted for this?

Cheers,
Rob

SirJuggsalot is offline   Reply With Quote
Old 02-02-2007, 07:59 PM   #2
Allen
You win again, gravity!!!
 
Allen's Avatar
 
Join Date: Apr 2005
Location: Craigieburn, Melbourne
Posts: 2,511
Default

And what happens when your insurance company cross references the address you give them, with the one on your licence and your postal address?
__________________
1994 ED Ghia

SOON TO BE A TRACK CAR
Allen is offline   Reply With Quote
Old 02-02-2007, 08:05 PM   #3
charles_wif_xf
Purveyor of filth
 
Join Date: Oct 2005
Location: Melbourne
Posts: 2,958
Default

Quote:
Originally Posted by fairlane_ghia
And what happens when your insurance company cross references the address you give them, with the one on your licence and your postal address?
Doesn't mean kaka. He could have a PO box for his postal needs. Licence's can be updated.
charles_wif_xf is offline   Reply With Quote
Old 02-02-2007, 08:11 PM   #4
XRCISM
Speed Demon
 
XRCISM's Avatar
 
Join Date: Dec 2006
Location: Melbourne
Posts: 88
Default

Why risk it? ..... for such a nice car just pay up - you'll regret the 1k decision if you write off your car and it isn't covered on a technicality.
__________________
XRCISM (aka Mrs BOG) ..... Out of the Kitchen and onto the race track!!
XRCISM is offline   Reply With Quote
Old 02-02-2007, 08:26 PM   #5
GasoLane
Former BTIKD
Donating Member2
 
GasoLane's Avatar
 
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
Default

Move to Coffs. Anywhere has got to be better than Syd!
__________________
Dying at your job is natures way of saying that you're in the wrong line of work.
GasoLane is offline   Reply With Quote
Old 02-02-2007, 08:41 PM   #6
SirJuggsalot
Regular Member
 
SirJuggsalot's Avatar
 
Join Date: Jun 2006
Posts: 122
Default

Quote:
Originally Posted by GasOLane
Move to Coffs. Anywhere has got to be better than Syd!
mate if it wasnt for my job I prob would!



I just realised the question clearly states "Where is the car usually parked at night?"

Whats stopping someone from saying "ok I reside in sydney, but 12 days of a fortnight im up at my dads for work" and if I get in an accident "oh, it must have been in one of the 2 days im in Sydney"

The question doesnt ask you anything about what your residential address is, just where the car is parked at night.
SirJuggsalot is offline   Reply With Quote
Old 02-02-2007, 09:10 PM   #7
BPXR6T
FF.Com.Au Hardcore
 
Join Date: Mar 2006
Posts: 3,910
Default

I bought a flash merc when I was on my p's. The insurance was going to be around $3K so I put the car in my old mans name and got myself put on the policy as a second driver. My dad had rating one and because it was my first insurance policy/car I got a rating three. I think after the first year I went to rating one too. The insurance cost was $1K then down to $800 after the first year, I was living in a real whole of a suburb too. The insurance company was readyplan.
BPXR6T is offline   Reply With Quote
Reply


Forum Jump


All times are GMT +11. The time now is 04:27 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Other than what is legally copyrighted by the respective owners, this site is copyright www.fordforums.com.au
Positive SSL