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Old 06-11-2008, 04:32 PM   #1
ch33z1l
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Default Alternate insurance after claim

Just after a little feedback...

Has anyone switched insurance companies, whom had a previous claim with their previous insurer?

What problems did you run into with the new insurance companies? (denied, strict policy, too many mods, etc).

In the event that you bought a new car with the new insurer, again, did you run into any issues.

Cheers

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Old 06-11-2008, 08:35 PM   #2
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"Dear Gordon, Thankyou for your quote request to insure your 2003 blue ford falcon xr6 supercab styleside ute. We regret do inform you that your application has not been accepted, as you do not meet some of our criteria"

thats about the only problem i ever seem to get.

Good luck though.
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Old 06-11-2008, 09:47 PM   #3
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I always used to be with CGU for years, but they wouldn't insure my XR8 because of the modified exhaust. I told them it had a standard exhaust fitted back onto it just to get insurance for a couple of days. Then when I found QBE & the) &y asked if I'd ever been refused insurance I said no. I had a claim with CGU (my wife clipped a parked car) which QBE didn't seem to have a problem with..
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Old 07-11-2008, 09:25 AM   #4
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Quote:
Originally Posted by GUTLES
I always used to be with CGU for years, but they wouldn't insure my XR8 because of the modified exhaust. I told them it had a standard exhaust fitted back onto it just to get insurance for a couple of days. Then when I found QBE & the) &y asked if I'd ever been refused insurance I said no. I had a claim with CGU (my wife clipped a parked car) which QBE didn't seem to have a problem with..
Thanks mate. That helps alot.

What is your excess and premium like?

I don't need numbers...just whether your happy with their services?

Cheers
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Old 07-11-2008, 09:46 AM   #5
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If you are really keen, have a look through the 2007 Insurance Ombudsmans (IOS) annual report. Skip to page 38 and it gives you the stats on complaints made to the IOS for each insurer.

http://www.fos.org.au/centric/home_p...al_reports.jsp
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Old 07-11-2008, 10:34 AM   #6
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Thanks for that Nick
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Old 07-11-2008, 01:19 PM   #7
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Another insurance thread...

Doesn't the search button work anymore?
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Old 07-11-2008, 09:43 PM   #8
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Quote:
Originally Posted by ch33z1l
Thanks mate. That helps alot.

What is your excess and premium like?

I don't need numbers...just whether your happy with their services?

Cheers
Great, excess is the normal $450 & premium is $700. Don't think ya can get much better then that...
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Old 07-11-2008, 10:22 PM   #9
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CGU's Standard Excess in Vic is the lowest that I know of still at $400 with others have crept to $450 and even $500

Another nice Fact:-
If you insure through an IBNA Broker (Insurance Brokers Network of Australia)
With- CGU or ALLIANZ or QBE or VERO

They have the additional benefit of New for Old repalacement of vehicle if your car is less than 3 years old and has travelled less then 60,000klm and Choice of Repairer

Also you can obtain discounts if you Exclude Under 25 or Under 30 year old drivers (depending on which insurer it is)
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